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Why do you need Life Insurance? | Bandhan Life

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Life insurance is the only way to ensure that your loved ones are taken care of financially, even when you are not there. You can also use your life insurance policy plans for a happy retirement, to pay off loans, fund your child's education, or your family’s expenses. And, the best time to buy life insurance cover for yourself is as soon as you start earning.

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Why do you need Life Insurance? | Bandhan Life

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Life insurance is the only way to ensure that your loved ones are taken care of financially, even when you are not there. You can also use your life insurance policy plans for a happy retirement, to pay off loans, fund your child's education, or your family’s expenses. And, the best time to buy life insurance cover for yourself is as soon as you start earning.

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Why do you need Life Insurance? | Bandhan Life

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Life insurance is the only way to ensure that your loved ones are taken care of financially, even when you are not there. You can also use your life insurance policy plans for a happy retirement, to pay off loans, fund your child's education, or your family’s expenses. And, the best time to buy life insurance cover for yourself is as soon as you start earning.

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Life insurance is the only way to ensure that your loved ones are taken care of financially, even when you are not there. You can also use your life insurance policy plans for a happy retirement, to pay off loans, fund your child's education, or your family’s expenses. And, the best time to buy life insurance cover for yourself is as soon as you start earning.

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How to choose the right life insurance plan for yourself?

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How to choose the right life insurance plan for yourself? | Bandhan Life

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Selecting the perfect life insurance plan is like picking the best umbrella before a storm. It's a three-step breeze:   Step 1: Sketch out your dreams - whether it's leaving a robust financial legacy for your family, clearing debts, funding your child's education, or creating a corpus for the future. Step 2: Decide on a premium that fits perfectly into your budget. Step 3: Pick a policy that aligns with your plan.   Here's a tip: aiming for a life cover that's 10 times your annual income is like hitting the bullseye. And you'll be surprised at how affordable these plans can be!

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How to choose the right life insurance plan for yourself? | Bandhan Life

# data[].meta_tags[][].#attributes.content
Selecting the perfect life insurance plan is like picking the best umbrella before a storm. It's a three-step breeze:   Step 1: Sketch out your dreams - whether it's leaving a robust financial legacy for your family, clearing debts, funding your child's education, or creating a corpus for the future. Step 2: Decide on a premium that fits perfectly into your budget. Step 3: Pick a policy that aligns with your plan.   Here's a tip: aiming for a life cover that's 10 times your annual income is like hitting the bullseye. And you'll be surprised at how affordable these plans can be!

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How to choose the right life insurance plan for yourself? | Bandhan Life

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Selecting the perfect life insurance plan is like picking the best umbrella before a storm. It's a three-step breeze:

Step 1: Sketch out your dreams - whether it's leaving a robust financial legacy for your family, clearing debts, funding your child's education, or creating a corpus for the future.

Step 2: Decide on a premium that fits perfectly into your budget.

Step 3: Pick a policy that aligns with your plan.

Here's a tip: aiming for a life cover that's 10 times your annual income is like hitting the bullseye. And you'll be surprised at how affordable these plans can be!

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Selecting the perfect life insurance plan is like picking the best umbrella before a storm. It's a three-step breeze:

Step 1: Sketch out your dreams - whether it's leaving a robust financial legacy for your family, clearing debts, funding your child's education, or creating a corpus for the future.

Step 2: Decide on a premium that fits perfectly into your budget.

Step 3: Pick a policy that aligns with your plan.

Here's a tip: aiming for a life cover that's 10 times your annual income is like hitting the bullseye. And you'll be surprised at how affordable these plans can be!

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How safe is your life insurance policy? | Bandhan Life

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All our products and policy contracts are pre-approved by IRDAI . Our claim settlement ratio is 99.73%; and over 3 lakh customers trust us for their insurance needs.

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How safe is your life insurance policy? | Bandhan Life

# data[].meta_tags[][].#attributes.content
All our products and policy contracts are pre-approved by IRDAI . Our claim settlement ratio is 99.73%; and over 3 lakh customers trust us for their insurance needs.

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How safe is your life insurance policy? | Bandhan Life

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All our products and policy contracts are pre-approved by IRDAI . Our claim settlement ratio is 99.73%; and over 3 lakh customers trust us for their insurance needs.

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All our products and policy contracts are pre-approved by IRDAI . Our claim settlement ratio is 99.73%; and over 3 lakh customers trust us for their insurance needs.

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Does Bandhan Life have branches? | Bandhan Life

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We are a digital company because we believe that you should be able to reach us - anywhere, any time and as per your preferred medium. You do not need to worry about branch timings or scheduling an appointment. We are here to answer your questions so that you can make informed choices.

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Does Bandhan Life have branches? | Bandhan Life

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We are a digital company because we believe that you should be able to reach us - anywhere, any time and as per your preferred medium. You do not need to worry about branch timings or scheduling an appointment. We are here to answer your questions so that you can make informed choices.

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Does Bandhan Life have branches? | Bandhan Life

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We are a digital company because we believe that you should be able to reach us - anywhere, any time and as per your preferred medium. You do not need to worry about branch timings or scheduling an appointment. We are here to answer your questions so that you can make informed choices.

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We are a digital company because we believe that you should be able to reach us - anywhere, any time and as per your preferred medium. You do not need to worry about branch timings or scheduling an appointment. We are here to answer your questions so that you can make informed choices.

# data[].meta_tags[][].#attributes.content
In simple words, life insurance is a financial promise between the life insurance company and the buyer of a life insurance policy (known as the policyholder). As per the promise, the policyholder pays the company an affordable fixed amount called 'premiums', for a fixed period of years. The period is called the ‘policy term’.    If life throws a curveball, and you're no longer there to provide for your family, due to a permanent disability or your unfortunate death, the insurance company steps in to fulfil its promise, handing your family a financial cushion - the 'Sum Assured'.   This is not just money; it's a continuation of your care for them, ensuring they can maintain their lifestyle and pay off loans, even in your absence. And guess what? Some policies even come with a parting gift at the end of the term, called the 'Maturity Benefit'. Discover more about the nuances of life insurance in our ultimate guides to buying insurance part 1 and part 2.

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In simple words, life insurance is a financial promise between the life insurance company and the buyer of a life insurance policy (known as the policyholder). As per the promise, the policyholder pays the company an affordable fixed amount called 'premiums', for a fixed period of years. The period is called the ‘policy term’.    If life throws a curveball, and you're no longer there to provide for your family, due to a permanent disability or your unfortunate death, the insurance company steps in to fulfil its promise, handing your family a financial cushion - the 'Sum Assured'.   This is not just money; it's a continuation of your care for them, ensuring they can maintain their lifestyle and pay off loans, even in your absence. And guess what? Some policies even come with a parting gift at the end of the term, called the 'Maturity Benefit'. Discover more about the nuances of life insurance in our ultimate guides to buying insurance part 1 and part 2.

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In simple words, life insurance is a financial promise between the life insurance company and the buyer of a life insurance policy (known as the policyholder). As per the promise, the policyholder pays the company an affordable fixed amount called 'premiums', for a fixed period of years. The period is called the ‘policy term’.

If life throws a curveball, and you're no longer there to provide for your family, due to a permanent disability or your unfortunate death, the insurance company steps in to fulfil its promise, handing your family a financial cushion - the 'Sum Assured'.

This is not just money; it's a continuation of your care for them, ensuring they can maintain their lifestyle and pay off loans, even in your absence. And guess what? Some policies even come with a parting gift at the end of the term, called the 'Maturity Benefit'. Discover more about the nuances of life insurance in our ultimate guides to buying insurance part 1 and part 2.

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In simple words, life insurance is a financial promise between the life insurance company and the buyer of a life insurance policy (known as the policyholder). As per the promise, the policyholder pays the company an affordable fixed amount called 'premiums', for a fixed period of years. The period is called the ‘policy term’.

If life throws a curveball, and you're no longer there to provide for your family, due to a permanent disability or your unfortunate death, the insurance company steps in to fulfil its promise, handing your family a financial cushion - the 'Sum Assured'.

This is not just money; it's a continuation of your care for them, ensuring they can maintain their lifestyle and pay off loans, even in your absence. And guess what? Some policies even come with a parting gift at the end of the term, called the 'Maturity Benefit'. Discover more about the nuances of life insurance in our ultimate guides to buying insurance part 1 and part 2.

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How do I determine how much life insurance I need?

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How do I determine how much life insurance I need? | Bandhan Life

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Finding the right amount of life insurance is like tailoring a suit - it needs to fit your life perfectly. Start by looking at your yearly earnings and multiply them by 12. Add any debts you're carrying but offset this with any savings or assets you can quickly turn into cash. This number isn't just a figure; it's the financial portrait of the care you wish to continue providing for your loved ones.   A good thumb rule is to: Take your annual gross earnings and multiply it by 12.  Then add the amounts of loans outstanding and reduce any savings or liquefiable assets that you may have.  That should be the right insurance amount.   Our term insurance calculator will help you choose a life cover that works for you.

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How do I determine how much life insurance I need? | Bandhan Life

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Finding the right amount of life insurance is like tailoring a suit - it needs to fit your life perfectly. Start by looking at your yearly earnings and multiply them by 12. Add any debts you're carrying but offset this with any savings or assets you can quickly turn into cash. This number isn't just a figure; it's the financial portrait of the care you wish to continue providing for your loved ones.   A good thumb rule is to: Take your annual gross earnings and multiply it by 12.  Then add the amounts of loans outstanding and reduce any savings or liquefiable assets that you may have.  That should be the right insurance amount.   Our term insurance calculator will help you choose a life cover that works for you.

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How do I determine how much life insurance I need? | Bandhan Life

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Finding the right amount of life insurance is like tailoring a suit - it needs to fit your life perfectly. Start by looking at your yearly earnings and multiply them by 12. Add any debts you're carrying but offset this with any savings or assets you can quickly turn into cash. This number isn't just a figure; it's the financial portrait of the care you wish to continue providing for your loved ones.

A good thumb rule is to:

Take your annual gross earnings and multiply it by 12.

Then add the amounts of loans outstanding and reduce any savings or liquefiable assets that you may have.

That should be the right insurance amount.

Our term insurance calculator will help you choose a life cover that works for you.

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Finding the right amount of life insurance is like tailoring a suit - it needs to fit your life perfectly. Start by looking at your yearly earnings and multiply them by 12. Add any debts you're carrying but offset this with any savings or assets you can quickly turn into cash. This number isn't just a figure; it's the financial portrait of the care you wish to continue providing for your loved ones.

A good thumb rule is to:

Take your annual gross earnings and multiply it by 12.

Then add the amounts of loans outstanding and reduce any savings or liquefiable assets that you may have.

That should be the right insurance amount.

Our term insurance calculator will help you choose a life cover that works for you.

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Do I need Life Insurance? | Bandhan Life

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Life insurance is a must for every household. Imagine having a magical shield that protects your family's financial future, even when you can't be their superhero. That's what life insurance is - your way of ensuring that come what may, your loved ones will always have financial security. It's not just a policy; it's peace of mind, knowing your absence won't leave a void in their lives, at least financially. Check out this blog to get inspired.

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Do I need Life Insurance? | Bandhan Life

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Life insurance is a must for every household. Imagine having a magical shield that protects your family's financial future, even when you can't be their superhero. That's what life insurance is - your way of ensuring that come what may, your loved ones will always have financial security. It's not just a policy; it's peace of mind, knowing your absence won't leave a void in their lives, at least financially. Check out this blog to get inspired.

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Do I need Life Insurance? | Bandhan Life

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Life insurance is a must for every household. Imagine having a magical shield that protects your family's financial future, even when you can't be their superhero. That's what life insurance is - your way of ensuring that come what may, your loved ones will always have financial security. It's not just a policy; it's peace of mind, knowing your absence won't leave a void in their lives, at least financially. Check out this blog to get inspired.

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Life insurance is a must for every household. Imagine having a magical shield that protects your family's financial future, even when you can't be their superhero. That's what life insurance is - your way of ensuring that come what may, your loved ones will always have financial security. It's not just a policy; it's peace of mind, knowing your absence won't leave a void in their lives, at least financially. Check out this blog to get inspired.

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The need and benefits of life insurance | Bandhan Life

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Here are the main benefits of life insurance: i. Financial Protection:  Got a home or a car loan? In the twist of fate that is your untimely departure, your family might struggle with these debts, risking the loss of your home or car to lenders. In such a scenario, life insurance swoops in like a financial superhero, protecting your family from debt villains. It ensures that your family isn't burdened by these debts, keeping your hard-earned assets safe and sound. Term insurance plans, which provide a big life cover at affordable premiums are ideal for this purpose. ii. Savings:  Some life insurance policies come with a dual benefit of providing a life cover as well as acting as your piggy bank, only better. Plans like Money-Back or Endowment aren't just about coverage; they're about smart saving for your life goals. These policies promise a lump sum at a certain milestone or upon retirement, turning your regular premiums into a sizeable nest egg for future you. If saving money is your goal, go for a savings insurance plan, that helps you save, earn an interest, and provides you with a life cover too. iii. Wealth-creation: Who doesn't dream of growing their wealth with a little effort? This is where life insurance plays the role of a wealth wizard. Plans like Unit-Linked Insurance Plans (ULIPs) are not just safety nets; they're investment vehicles. They take a slice of your premium and invest it in the capital markets, aiming to amplify your wealth. So, you get the double delight of protection and investment. iv. Tax-savings: Here's the icing on the cake: the premiums you pay for life or health insurance can trim down your taxable income. Thanks to sections 80C and 80D of the Income Tax Act, these payments can morph into tax savings. It's like getting rewarded for being responsible! Just remember, tax benefits can change with the tides of tax laws, so keep an eye out for updates.   In summary, life insurance is a multipurpose financial tool. It's your family's financial defender, your future's builder, your wealth's enhancer, and your taxes' trimmer!

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The need and benefits of life insurance | Bandhan Life

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Here are the main benefits of life insurance: i. Financial Protection:  Got a home or a car loan? In the twist of fate that is your untimely departure, your family might struggle with these debts, risking the loss of your home or car to lenders. In such a scenario, life insurance swoops in like a financial superhero, protecting your family from debt villains. It ensures that your family isn't burdened by these debts, keeping your hard-earned assets safe and sound. Term insurance plans, which provide a big life cover at affordable premiums are ideal for this purpose. ii. Savings:  Some life insurance policies come with a dual benefit of providing a life cover as well as acting as your piggy bank, only better. Plans like Money-Back or Endowment aren't just about coverage; they're about smart saving for your life goals. These policies promise a lump sum at a certain milestone or upon retirement, turning your regular premiums into a sizeable nest egg for future you. If saving money is your goal, go for a savings insurance plan, that helps you save, earn an interest, and provides you with a life cover too. iii. Wealth-creation: Who doesn't dream of growing their wealth with a little effort? This is where life insurance plays the role of a wealth wizard. Plans like Unit-Linked Insurance Plans (ULIPs) are not just safety nets; they're investment vehicles. They take a slice of your premium and invest it in the capital markets, aiming to amplify your wealth. So, you get the double delight of protection and investment. iv. Tax-savings: Here's the icing on the cake: the premiums you pay for life or health insurance can trim down your taxable income. Thanks to sections 80C and 80D of the Income Tax Act, these payments can morph into tax savings. It's like getting rewarded for being responsible! Just remember, tax benefits can change with the tides of tax laws, so keep an eye out for updates.   In summary, life insurance is a multipurpose financial tool. It's your family's financial defender, your future's builder, your wealth's enhancer, and your taxes' trimmer!

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The need and benefits of life insurance | Bandhan Life

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Here are the main benefits of life insurance:

i. Financial Protection:  Got a home or a car loan? In the twist of fate that is your untimely departure, your family might struggle with these debts, risking the loss of your home or car to lenders. In such a scenario, life insurance swoops in like a financial superhero, protecting your family from debt villains. It ensures that your family isn't burdened by these debts, keeping your hard-earned assets safe and sound. Term insurance plans, which provide a big life cover at affordable premiums are ideal for this purpose.

ii. Savings:  Some life insurance policies come with a dual benefit of providing a life cover as well as acting as your piggy bank, only better. Plans like Money-Back or Endowment aren't just about coverage; they're about smart saving for your life goals. These policies promise a lump sum at a certain milestone or upon retirement, turning your regular premiums into a sizeable nest egg for future you. If saving money is your goal, go for a savings insurance plan, that helps you save, earn an interest, and provides you with a life cover too.

iii. Wealth-creation: Who doesn't dream of growing their wealth with a little effort? This is where life insurance plays the role of a wealth wizard. Plans like Unit-Linked Insurance Plans (ULIPs) are not just safety nets; they're investment vehicles. They take a slice of your premium and invest it in the capital markets, aiming to amplify your wealth. So, you get the double delight of protection and investment.

iv. Tax-savings: Here's the icing on the cake: the premiums you pay for life or health insurance can trim down your taxable income. Thanks to sections 80C and 80D of the Income Tax Act, these payments can morph into tax savings. It's like getting rewarded for being responsible! Just remember, tax benefits can change with the tides of tax laws, so keep an eye out for updates.

In summary, life insurance is a multipurpose financial tool. It's your family's financial defender, your future's builder, your wealth's enhancer, and your taxes' trimmer!

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Here are the main benefits of life insurance:

i. Financial Protection:  Got a home or a car loan? In the twist of fate that is your untimely departure, your family might struggle with these debts, risking the loss of your home or car to lenders. In such a scenario, life insurance swoops in like a financial superhero, protecting your family from debt villains. It ensures that your family isn't burdened by these debts, keeping your hard-earned assets safe and sound. Term insurance plans, which provide a big life cover at affordable premiums are ideal for this purpose.

ii. Savings:  Some life insurance policies come with a dual benefit of providing a life cover as well as acting as your piggy bank, only better. Plans like Money-Back or Endowment aren't just about coverage; they're about smart saving for your life goals. These policies promise a lump sum at a certain milestone or upon retirement, turning your regular premiums into a sizeable nest egg for future you. If saving money is your goal, go for a savings insurance plan, that helps you save, earn an interest, and provides you with a life cover too.

iii. Wealth-creation: Who doesn't dream of growing their wealth with a little effort? This is where life insurance plays the role of a wealth wizard. Plans like Unit-Linked Insurance Plans (ULIPs) are not just safety nets; they're investment vehicles. They take a slice of your premium and invest it in the capital markets, aiming to amplify your wealth. So, you get the double delight of protection and investment.

iv. Tax-savings: Here's the icing on the cake: the premiums you pay for life or health insurance can trim down your taxable income. Thanks to sections 80C and 80D of the Income Tax Act, these payments can morph into tax savings. It's like getting rewarded for being responsible! Just remember, tax benefits can change with the tides of tax laws, so keep an eye out for updates.

In summary, life insurance is a multipurpose financial tool. It's your family's financial defender, your future's builder, your wealth's enhancer, and your taxes' trimmer!

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Who is entitled to receive the claim benefit?

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Who is entitled to receive the claim benefit? | Bandhan Life

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Nominee under the policy Appointee in case nominee is minor Policyholder in case the policy is not on their own life Assignee in case the policy was assigned Life Assured himself in case of policy on own life for living benefit claims (Critical Illness rider, Terminal Illness, Disability Claim, Health Claims) Trustee under MWP policies/HUF policies

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Who is entitled to receive the claim benefit? | Bandhan Life

# data[].meta_tags[][].#attributes.content
Nominee under the policy Appointee in case nominee is minor Policyholder in case the policy is not on their own life Assignee in case the policy was assigned Life Assured himself in case of policy on own life for living benefit claims (Critical Illness rider, Terminal Illness, Disability Claim, Health Claims) Trustee under MWP policies/HUF policies

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Who is entitled to receive the claim benefit? | Bandhan Life

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Nominee under the policy

Appointee in case nominee is minor

Policyholder in case the policy is not on their own life

Assignee in case the policy was assigned

Life Assured himself in case of policy on own life for living benefit claims (Critical Illness rider, Terminal Illness, Disability Claim, Health Claims)

Trustee under MWP policies/HUF policies

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Nominee under the policy

Appointee in case nominee is minor

Policyholder in case the policy is not on their own life

Assignee in case the policy was assigned

Life Assured himself in case of policy on own life for living benefit claims (Critical Illness rider, Terminal Illness, Disability Claim, Health Claims)

Trustee under MWP policies/HUF policies

# data[].title
If the nominee dies during the tenure of the policy, then what is the next step the policyholder should take?

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If the nominee dies during the tenure of the policy, then what is the next step the policyholder should take? | Bandhan Life

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The Life Assured should nominate another person in place of the deceased Nominee under section 39 of the Insurance Act.

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If the nominee dies during the tenure of the policy, then what is the next step the policyholder should take? | Bandhan Life

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The Life Assured should nominate another person in place of the deceased Nominee under section 39 of the Insurance Act.

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If the nominee dies during the tenure of the policy, then what is the next step the policyholder should take? | Bandhan Life

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The Life Assured should nominate another person in place of the deceased Nominee under section 39 of the Insurance Act.

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The Life Assured should nominate another person in place of the deceased Nominee under section 39 of the Insurance Act.

# data[].title
What is the time frame within which the claim must be reported after the date of the event?

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What is the time frame within which the claim must be reported after the date of the event? | Bandhan Life

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All claims should be intimated as soon as possible, to help us process it faster.

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What is the time frame within which the claim must be reported after the date of the event? | Bandhan Life

# data[].meta_tags[][].#attributes.content
All claims should be intimated as soon as possible, to help us process it faster.

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What is the time frame within which the claim must be reported after the date of the event? | Bandhan Life

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All claims should be intimated as soon as possible, to help us process it faster.

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All claims should be intimated as soon as possible, to help us process it faster.

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I was advised home quarantine post testing positive for Covid-19. Am I eligible for claim?

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I was advised home quarantine post testing positive for Covid-19. Am I eligible for claim? | Bandhan Life

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No, your policy covers hospitalization for at least 24 continuous hours post diagnosis of Covid-19 for the 1st time.

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I was advised home quarantine post testing positive for Covid-19. Am I eligible for claim? | Bandhan Life

# data[].meta_tags[][].#attributes.content
No, your policy covers hospitalization for at least 24 continuous hours post diagnosis of Covid-19 for the 1st time.

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I was advised home quarantine post testing positive for Covid-19. Am I eligible for claim? | Bandhan Life

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No, your policy covers hospitalization for at least 24 continuous hours post diagnosis of Covid-19 for the 1st time.

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No, your policy covers hospitalization for at least 24 continuous hours post diagnosis of Covid-19 for the 1st time.

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If I am diagnosed with Covid-19 for the 2nd time, will I be eligible for claim again?

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If I am diagnosed with Covid-19 for the 2nd time, will I be eligible for claim again? | Bandhan Life

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No. This policy covers hospitalization due to diagnosis of Covid-19 for the 1st time.

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If I am diagnosed with Covid-19 for the 2nd time, will I be eligible for claim again? | Bandhan Life

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No. This policy covers hospitalization due to diagnosis of Covid-19 for the 1st time.

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If I am diagnosed with Covid-19 for the 2nd time, will I be eligible for claim again? | Bandhan Life

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No. This policy covers hospitalization due to diagnosis of Covid-19 for the 1st time.

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No. This policy covers hospitalization due to diagnosis of Covid-19 for the 1st time.

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Do I need to submit original hospitalization records?

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Do I need to submit original hospitalization records? | Bandhan Life

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You need to only submit photocopies of your Covid-19 hospitalization records.

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Do I need to submit original hospitalization records? | Bandhan Life

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You need to only submit photocopies of your Covid-19 hospitalization records.

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Do I need to submit original hospitalization records? | Bandhan Life

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You need to only submit photocopies of your Covid-19 hospitalization records.

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You need to only submit photocopies of your Covid-19 hospitalization records.

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Do I need to submit hospital, pharmacy & other bills as well?

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Do I need to submit hospital, pharmacy & other bills as well? | Bandhan Life

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No, following documents to be submitted only: Copy of hospital discharge summary Covid-19 positive test report Other lab reports

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Do I need to submit hospital, pharmacy & other bills as well? | Bandhan Life

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No, following documents to be submitted only: Copy of hospital discharge summary Covid-19 positive test report Other lab reports

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Do I need to submit hospital, pharmacy & other bills as well? | Bandhan Life

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No, following documents to be submitted only:

Copy of hospital discharge summary

Covid-19 positive test report

Other lab reports

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No, following documents to be submitted only:

Copy of hospital discharge summary

Covid-19 positive test report

Other lab reports

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Will I be reimbursed all hospitalization expenses, including pharmacy bills & lab test charges?

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Will I be reimbursed all hospitalization expenses, including pharmacy bills & lab test charges? | Bandhan Life

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No. If claim is settled / approved, Sum Assured taken under Covid-19 will be given.

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Will I be reimbursed all hospitalization expenses, including pharmacy bills & lab test charges? | Bandhan Life

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No. If claim is settled / approved, Sum Assured taken under Covid-19 will be given.

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Will I be reimbursed all hospitalization expenses, including pharmacy bills & lab test charges? | Bandhan Life

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No. If claim is settled / approved, Sum Assured taken under Covid-19 will be given.

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No. If claim is settled / approved, Sum Assured taken under Covid-19 will be given.

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Can I avail cashless benefit under the policy?

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Can I avail cashless benefit under the policy? | Bandhan Life

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Cashless benefit cannot be availed under this policy However, post discharge from the hospital, you may submit claim documents for processing your claim.

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Can I avail cashless benefit under the policy? | Bandhan Life

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Cashless benefit cannot be availed under this policy However, post discharge from the hospital, you may submit claim documents for processing your claim.

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Can I avail cashless benefit under the policy? | Bandhan Life

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Cashless benefit cannot be availed under this policy

However, post discharge from the hospital, you may submit claim documents for processing your claim.

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Cashless benefit cannot be availed under this policy

However, post discharge from the hospital, you may submit claim documents for processing your claim.

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Is there a waiting period applicable? | Bandhan Life

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Yes, there is a waiting period of 14 days from the policy start / commencement date. No benefit will be payable if there is diagnosis of Covid-19 condition within the waiting period.

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Is there a waiting period applicable? | Bandhan Life

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Yes, there is a waiting period of 14 days from the policy start / commencement date. No benefit will be payable if there is diagnosis of Covid-19 condition within the waiting period.

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Is there a waiting period applicable? | Bandhan Life

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Yes, there is a waiting period of 14 days from the policy start / commencement date.

No benefit will be payable if there is diagnosis of Covid-19 condition within the waiting period.

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Yes, there is a waiting period of 14 days from the policy start / commencement date.

No benefit will be payable if there is diagnosis of Covid-19 condition within the waiting period.

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Is there a Survival period applicable? | Bandhan Life

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No, there is no survival period applicable to claim the benefit.

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Is there a Survival period applicable? | Bandhan Life

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No, there is no survival period applicable to claim the benefit.

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Is there a Survival period applicable? | Bandhan Life

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No, there is no survival period applicable to claim the benefit.

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No, there is no survival period applicable to claim the benefit.

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How will the claim amount be disbursed to me?

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How will the claim amount be disbursed to me? | Bandhan Life

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In case of claim acceptance, the claim amount will be disbursed through NEFT only. Follow the steps below to update your bank details.   Documents Required:   Request Form Download *In case you are visiting Service Center Cancelled cheque (with your complete name printed on it)  Or Latest bank statement with the account number, account holder name, MICR code and IFSC code PAN Card KYC document: Click here to view acceptable KYC documents   Request Completion Time (TAT): 10 days from the day all requirements are received.   Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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COVID-19 Rider Claims, Most Asked Questions

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How will the claim amount be disbursed to me? | Bandhan Life

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In case of claim acceptance, the claim amount will be disbursed through NEFT only. Follow the steps below to update your bank details.   Documents Required:   Request Form Download *In case you are visiting Service Center Cancelled cheque (with your complete name printed on it)  Or Latest bank statement with the account number, account holder name, MICR code and IFSC code PAN Card KYC document: Click here to view acceptable KYC documents   Request Completion Time (TAT): 10 days from the day all requirements are received.   Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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How will the claim amount be disbursed to me? | Bandhan Life

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In case of claim acceptance, the claim amount will be disbursed through NEFT only.

Follow the steps below to update your bank details.

Documents Required:

Request Form Download

*In case you are visiting Service Center

Cancelled cheque (with your complete name printed on it)

Or

Latest bank statement with the account number, account holder name, MICR code and IFSC code

PAN Card

KYC document: Click here to view acceptable KYC documents

Request Completion Time (TAT):

10 days from the day all requirements are received.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

# data[].body.processed
In case of claim acceptance, the claim amount will be disbursed through NEFT only.

Follow the steps below to update your bank details.

Documents Required:

Request Form Download

*In case you are visiting Service Center

Cancelled cheque (with your complete name printed on it)

Or

Latest bank statement with the account number, account holder name, MICR code and IFSC code

PAN Card

KYC document: Click here to view acceptable KYC documents

Request Completion Time (TAT):

10 days from the day all requirements are received.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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How can I pay the premium to revive my lapsed/ discontinued policy?

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How can I pay the premium to revive my lapsed/ discontinued policy? | Bandhan Life

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You can revive your lapsed policy by logging into our self-service portal iAssist, with your registered mobile number and OTP and clicking on ‘Reactive’ on policy card. OR you can do it directly on our website.   Steps to revive your policy on Bandhan Life website:  Step 1: Click on ‘Reactivate’ link provided below to revive your lapsed policy. You need to fill out a Certificate of Insurability (COI), if applicable-- a document that's required to reverify your eligibility for insurance For Term insurance plan you can pay your outstanding premium after revival acceptance    For savings insurance plans you can make payment right after filling COI and then the policy is moved to underwriting for a final decision.   Step 2: Get your medical tests done or submit additional documents (if required)   Step 3: Our team will reach out to you in case additional info is required to revive the policy    Pay now to revive your policy.    Note:  Policy revival is subject to policy terms and conditions and underwriting guidelines.  Medical verification costs will be borne by the customer.   How long will it take?  7 days from the day https://www.bandhanlife.com Team receives all requirements from your end. 

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How can I pay the premium to revive my lapsed/ discontinued policy? | Bandhan Life

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You can revive your lapsed policy by logging into our self-service portal iAssist, with your registered mobile number and OTP and clicking on ‘Reactive’ on policy card. OR you can do it directly on our website.   Steps to revive your policy on Bandhan Life website:  Step 1: Click on ‘Reactivate’ link provided below to revive your lapsed policy. You need to fill out a Certificate of Insurability (COI), if applicable-- a document that's required to reverify your eligibility for insurance For Term insurance plan you can pay your outstanding premium after revival acceptance    For savings insurance plans you can make payment right after filling COI and then the policy is moved to underwriting for a final decision.   Step 2: Get your medical tests done or submit additional documents (if required)   Step 3: Our team will reach out to you in case additional info is required to revive the policy    Pay now to revive your policy.    Note:  Policy revival is subject to policy terms and conditions and underwriting guidelines.  Medical verification costs will be borne by the customer.   How long will it take?  7 days from the day https://www.bandhanlife.com Team receives all requirements from your end. 

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How can I pay the premium to revive my lapsed/ discontinued policy? | Bandhan Life

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You can revive your lapsed policy by logging into our self-service portal iAssist, with your registered mobile number and OTP and clicking on ‘Reactive’ on policy card. OR you can do it directly on our website.

Steps to revive your policy on Bandhan Life website:

Step 1: Click on ‘Reactivate’ link provided below to revive your lapsed policy. You need to fill out a Certificate of Insurability (COI), if applicable-- a document that's required to reverify your eligibility for insurance

For Term insurance plan you can pay your outstanding premium after revival acceptance

For savings insurance plans you can make payment right after filling COI and then the policy is moved to underwriting for a final decision.

Step 2: Get your medical tests done or submit additional documents (if required)

Step 3: Our team will reach out to you in case additional info is required to revive the policy

Pay now to revive your policy.

Note:

Policy revival is subject to policy terms and conditions and underwriting guidelines.

Medical verification costs will be borne by the customer.

How long will it take?

7 days from the day https://www.bandhanlife.com Team receives all requirements from your end.

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You can revive your lapsed policy by logging into our self-service portal iAssist, with your registered mobile number and OTP and clicking on ‘Reactive’ on policy card. OR you can do it directly on our website.

Steps to revive your policy on Bandhan Life website:

Step 1: Click on ‘Reactivate’ link provided below to revive your lapsed policy. You need to fill out a Certificate of Insurability (COI), if applicable-- a document that's required to reverify your eligibility for insurance

For Term insurance plan you can pay your outstanding premium after revival acceptance

For savings insurance plans you can make payment right after filling COI and then the policy is moved to underwriting for a final decision.

Step 2: Get your medical tests done or submit additional documents (if required)

Step 3: Our team will reach out to you in case additional info is required to revive the policy

Pay now to revive your policy.

Note:

Policy revival is subject to policy terms and conditions and underwriting guidelines.

Medical verification costs will be borne by the customer.

How long will it take?

7 days from the day https://www.bandhanlife.com Team receives all requirements from your end.

# data[].title
How to set up/ activate 'auto debit' for paying future premiums?

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How to set up/ activate 'auto debit' for paying future premiums? | Bandhan Life

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You can activate auto debit through our self-service portal iAssist. Simply Log in with your registered mobile number and OTP and go to 'Payment Settings'.

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How to set up/ activate 'auto debit' for paying future premiums? | Bandhan Life

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You can activate auto debit through our self-service portal iAssist. Simply Log in with your registered mobile number and OTP and go to 'Payment Settings'.

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How to set up/ activate 'auto debit' for paying future premiums? | Bandhan Life

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You can activate auto debit through our self-service portal iAssist. Simply Log in with your registered mobile number and OTP and go to 'Payment Settings'.

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You can activate auto debit through our self-service portal iAssist. Simply Log in with your registered mobile number and OTP and go to 'Payment Settings'.

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Will I get a discount if I activate 'Auto Debit' for future premiums?

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Will I get a discount if I activate 'Auto Debit' for future premiums? | Bandhan Life

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A discount on premium payment is applicable on selected products only. To find out if you can avail of this discount, call our toll-free customer care number at 1800 209 90 90.

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Will I get a discount if I activate 'Auto Debit' for future premiums? | Bandhan Life

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A discount on premium payment is applicable on selected products only. To find out if you can avail of this discount, call our toll-free customer care number at 1800 209 90 90.

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Will I get a discount if I activate 'Auto Debit' for future premiums? | Bandhan Life

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A discount on premium payment is applicable on selected products only. To find out if you can avail of this discount, call our toll-free customer care number at 1800 209 90 90.

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A discount on premium payment is applicable on selected products only. To find out if you can avail of this discount, call our toll-free customer care number at 1800 209 90 90.

# data[].title
How to check the next due date for my Bandhan Life policy?

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How to check the next due date for my Bandhan Life policy? | Bandhan Life

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Steps to check the next due date:             Step 1: Log in to iAssist  with your registered mobile number and OTP Step 2: Select View Policy Details Step 3: Check the date under Next Renewal Date   You can also check the next due date by logging into the company website https://www.bandhanlife.com/pay-my-premium and check the due date by entering your policy number and date of birth. 

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How to check the next due date for my Bandhan Life policy? | Bandhan Life

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Steps to check the next due date:             Step 1: Log in to iAssist  with your registered mobile number and OTP Step 2: Select View Policy Details Step 3: Check the date under Next Renewal Date   You can also check the next due date by logging into the company website https://www.bandhanlife.com/pay-my-premium and check the due date by entering your policy number and date of birth. 

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How to check the next due date for my Bandhan Life policy? | Bandhan Life

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Steps to check the next due date:

Step 1: Log in to iAssist  with your registered mobile number and OTP Step 2: Select View Policy Details

Step 3: Check the date under Next Renewal Date

You can also check the next due date by logging into the company website https://www.bandhanlife.com/pay-my-premium and check the due date by entering your policy number and date of birth.

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Steps to check the next due date:

Step 1: Log in to iAssist  with your registered mobile number and OTP Step 2: Select View Policy Details

Step 3: Check the date under Next Renewal Date

You can also check the next due date by logging into the company website https://www.bandhanlife.com/pay-my-premium and check the due date by entering your policy number and date of birth.

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Can I pay the Next due premium in advance for the coming financial year?

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Can I pay the Next due premium in advance for the coming financial year? | Bandhan Life

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You can pay the premium for the next financial year 30 days before the next financial year begins. For example, if your premium due date is November 15, 2024, you can make the advance payment 30 days before April 1, 2024.

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Can I pay the Next due premium in advance for the coming financial year? | Bandhan Life

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You can pay the premium for the next financial year 30 days before the next financial year begins. For example, if your premium due date is November 15, 2024, you can make the advance payment 30 days before April 1, 2024.

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Can I pay the Next due premium in advance for the coming financial year? | Bandhan Life

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You can pay the premium for the next financial year 30 days before the next financial year begins. For example, if your premium due date is November 15, 2024, you can make the advance payment 30 days before April 1, 2024.

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You can pay the premium for the next financial year 30 days before the next financial year begins. For example, if your premium due date is November 15, 2024, you can make the advance payment 30 days before April 1, 2024.

# data[].meta_tags[][].#attributes.content
Steps to revive your policy:   Click here to revive your lapsed policy by filling COI & Covid-19 questionnaires and pay the outstanding premium online Attend medicals Our team will contact you in case additional info is required to revive the policy   Note: Policy revival is subject to policy terms and conditions and underwriting guidelines. Medical cost will be borne by the customer.   Request Completion Time (TAT): 15 days from the day all requirements are received.  

# data[].meta_tags[][].#attributes.content
Steps to revive your policy:   Click here to revive your lapsed policy by filling COI & Covid-19 questionnaires and pay the outstanding premium online Attend medicals Our team will contact you in case additional info is required to revive the policy   Note: Policy revival is subject to policy terms and conditions and underwriting guidelines. Medical cost will be borne by the customer.   Request Completion Time (TAT): 15 days from the day all requirements are received.  

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Steps to revive your policy:

Click here to revive your lapsed policy by filling COI & Covid-19 questionnaires and pay the outstanding premium online

Attend medicals

Our team will contact you in case additional info is required to revive the policy

Note:

Policy revival is subject to policy terms and conditions and underwriting guidelines.

Medical cost will be borne by the customer.

Request Completion Time (TAT):

15 days from the day all requirements are received.

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Steps to revive your policy:

Click here to revive your lapsed policy by filling COI & Covid-19 questionnaires and pay the outstanding premium online

Attend medicals

Our team will contact you in case additional info is required to revive the policy

Note:

Policy revival is subject to policy terms and conditions and underwriting guidelines.

Medical cost will be borne by the customer.

Request Completion Time (TAT):

15 days from the day all requirements are received.

# data[].title
How can I update my personal detail(email id, mobile no. and address)?

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How can I update my personal detail(email id, mobile no. and address)? | Bandhan Life

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There are below way to update your personal information:   Log in to iAssist; validate with OTP and update your personal information clicking on the update personal info widget. Or just send us a self-attested copy of your KYC documents at customer.care@bandhanlife.com from your registered email Or drop by our nearest Service Center- Locate Now   List of Documents Required if you are writing to customer care or visiting service center: Request form Download (In case you are visiting service center) KYC document: Click here to view the acceptable KYC documents.      How long will it take? If you have updated through iAssist then detail is updated on same day If you have written from registered email address or have visited our service center then 7 days from the day all requirements are received.   Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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How can I update my personal detail(email id, mobile no. and address)? | Bandhan Life

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There are below way to update your personal information:   Log in to iAssist; validate with OTP and update your personal information clicking on the update personal info widget. Or just send us a self-attested copy of your KYC documents at customer.care@bandhanlife.com from your registered email Or drop by our nearest Service Center- Locate Now   List of Documents Required if you are writing to customer care or visiting service center: Request form Download (In case you are visiting service center) KYC document: Click here to view the acceptable KYC documents.      How long will it take? If you have updated through iAssist then detail is updated on same day If you have written from registered email address or have visited our service center then 7 days from the day all requirements are received.   Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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How can I update my personal detail(email id, mobile no. and address)? | Bandhan Life

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There are below way to update your personal information:

Log in to iAssist; validate with OTP and update your personal information clicking on the update personal info widget.

Or just send us a self-attested copy of your KYC documents at customer.care@bandhanlife.com from your registered email

Or drop by our nearest Service Center- Locate Now

List of Documents Required if you are writing to customer care or visiting service center:

Request form Download (In case you are visiting service center)

KYC document: Click here to view the acceptable KYC documents.

How long will it take?

If you have updated through iAssist then detail is updated on same day

If you have written from registered email address or have visited our service center then 7 days from the day all requirements are received.

Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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There are below way to update your personal information:

Log in to iAssist; validate with OTP and update your personal information clicking on the update personal info widget.

Or just send us a self-attested copy of your KYC documents at customer.care@bandhanlife.com from your registered email

Or drop by our nearest Service Center- Locate Now

List of Documents Required if you are writing to customer care or visiting service center:

Request form Download (In case you are visiting service center)

KYC document: Click here to view the acceptable KYC documents.

How long will it take?

If you have updated through iAssist then detail is updated on same day

If you have written from registered email address or have visited our service center then 7 days from the day all requirements are received.

Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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How can I update my bank details? | Bandhan Life

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You can update your bank details by:   By logging in to the iAssist portal with your registered mobile number and OTP and click on update personal details Or by emailing us at customer.care@bandhanlife.com from your registered email ID Or by visiting our nearest Service Center. Locate Now   Documents Required if you are writing to customer care or visiting service center Request Form Download (In case you are visiting Service Center) A cancelled cheque or latest bank statement (with your complete name, complete account number and IFSC printed on it)  KYC document: Click here to view acceptable KYC documents   How much time will it take? If you have updated through iAssist then bank detail is updated on same day If you have written from registered email address or have visited our service center then 7 days from the day all requirements are received.   Please note: Self-attest the KYC document and consent to update the email address in case you are submitting the request from an unregistered email ID.

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How can I update my bank details? | Bandhan Life

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You can update your bank details by:   By logging in to the iAssist portal with your registered mobile number and OTP and click on update personal details Or by emailing us at customer.care@bandhanlife.com from your registered email ID Or by visiting our nearest Service Center. Locate Now   Documents Required if you are writing to customer care or visiting service center Request Form Download (In case you are visiting Service Center) A cancelled cheque or latest bank statement (with your complete name, complete account number and IFSC printed on it)  KYC document: Click here to view acceptable KYC documents   How much time will it take? If you have updated through iAssist then bank detail is updated on same day If you have written from registered email address or have visited our service center then 7 days from the day all requirements are received.   Please note: Self-attest the KYC document and consent to update the email address in case you are submitting the request from an unregistered email ID.

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How can I update my bank details? | Bandhan Life

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You can update your bank details by:

By logging in to the iAssist portal with your registered mobile number and OTP and click on update personal details

Or by emailing us at customer.care@bandhanlife.com from your registered email ID

Or by visiting our nearest Service Center. Locate Now

Documents Required if you are writing to customer care or visiting service center

Request Form Download (In case you are visiting Service Center)

A cancelled cheque or latest bank statement (with your complete name, complete account number and IFSC printed on it)

KYC document: Click here to view acceptable KYC documents

How much time will it take?

If you have updated through iAssist then bank detail is updated on same day

If you have written from registered email address or have visited our service center then 7 days from the day all requirements are received.

Please note: Self-attest the KYC document and consent to update the email address in case you are submitting the request from an unregistered email ID.

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You can update your bank details by:

By logging in to the iAssist portal with your registered mobile number and OTP and click on update personal details

Or by emailing us at customer.care@bandhanlife.com from your registered email ID

Or by visiting our nearest Service Center. Locate Now

Documents Required if you are writing to customer care or visiting service center

Request Form Download (In case you are visiting Service Center)

A cancelled cheque or latest bank statement (with your complete name, complete account number and IFSC printed on it)

KYC document: Click here to view acceptable KYC documents

How much time will it take?

If you have updated through iAssist then bank detail is updated on same day

If you have written from registered email address or have visited our service center then 7 days from the day all requirements are received.

Please note: Self-attest the KYC document and consent to update the email address in case you are submitting the request from an unregistered email ID.

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The maturity amount will directly be credited to your bank account registered with us, if applicable as per your policy.   We proactively send reminders on your mobile no. / email ID prior to your maturity due dates (Reminder starts from 6 months before the maturity due date).    To get the maturity amount on time, we suggest you keep the bank account details and mobile no. updated with us.   Follow the steps below to update your bank details.   Documents Required: Request Form Download *In case you are visiting Service Center Cancelled cheque (with your complete name printed on it)  Or Latest bank statement with the account number, account holder name, MICR code and IFSC code PAN Card KYC document: Click here to view acceptable KYC documents   Request Completion Time (TAT): 10 days from the day all requirements are received.   Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID. Follow these steps to update mobile and email ID   Modes through which you can place the request: Self Service Portal login Manage your policy and update your contact / personal information Login through OTP verification You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in   Request Completion Time (TAT): Real time update

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The maturity amount will directly be credited to your bank account registered with us, if applicable as per your policy.   We proactively send reminders on your mobile no. / email ID prior to your maturity due dates (Reminder starts from 6 months before the maturity due date).    To get the maturity amount on time, we suggest you keep the bank account details and mobile no. updated with us.   Follow the steps below to update your bank details.   Documents Required: Request Form Download *In case you are visiting Service Center Cancelled cheque (with your complete name printed on it)  Or Latest bank statement with the account number, account holder name, MICR code and IFSC code PAN Card KYC document: Click here to view acceptable KYC documents   Request Completion Time (TAT): 10 days from the day all requirements are received.   Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID. Follow these steps to update mobile and email ID   Modes through which you can place the request: Self Service Portal login Manage your policy and update your contact / personal information Login through OTP verification You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in   Request Completion Time (TAT): Real time update

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The maturity amount will directly be credited to your bank account registered with us, if applicable as per your policy.

We proactively send reminders on your mobile no. / email ID prior to your maturity due dates (Reminder starts from 6 months before the maturity due date).

To get the maturity amount on time, we suggest you keep the bank account details and mobile no. updated with us.

Follow the steps below to update your bank details.

Documents Required:

Request Form Download

*In case you are visiting Service Center

Cancelled cheque (with your complete name printed on it)

Or

Latest bank statement with the account number, account holder name, MICR code and IFSC code

PAN Card

KYC document: Click here to view acceptable KYC documents

Request Completion Time (TAT):

10 days from the day all requirements are received.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

Follow these steps to update mobile and email ID

Modes through which you can place the request:

Self Service Portal login

Manage your policy and update your contact / personal information

Login through OTP verification

You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in

Request Completion Time (TAT):

Real time update

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The maturity amount will directly be credited to your bank account registered with us, if applicable as per your policy.

We proactively send reminders on your mobile no. / email ID prior to your maturity due dates (Reminder starts from 6 months before the maturity due date).

To get the maturity amount on time, we suggest you keep the bank account details and mobile no. updated with us.

Follow the steps below to update your bank details.

Documents Required:

Request Form Download

*In case you are visiting Service Center

Cancelled cheque (with your complete name printed on it)

Or

Latest bank statement with the account number, account holder name, MICR code and IFSC code

PAN Card

KYC document: Click here to view acceptable KYC documents

Request Completion Time (TAT):

10 days from the day all requirements are received.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

Follow these steps to update mobile and email ID

Modes through which you can place the request:

Self Service Portal login

Manage your policy and update your contact / personal information

Login through OTP verification

You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in

Request Completion Time (TAT):

Real time update

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Survival benefit pay-outs | Bandhan Life

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The Survival benefit pay-out amount will be directly credited to your bank account registered with us, if applicable as per your policy.   We proactively send reminders on your mobile no. / email ID prior to your maturity due dates (Reminder starts from 6 months before the maturity due date).    To get the maturity amount on time, we suggest you keep the bank account details and mobile no. updated with us.   Follow the steps below to update your bank details.   Documents Required: Request Form Download *In case you are visiting Service Center Cancelled cheque (with your complete name printed on it)  Or Latest bank statement with the account number, account holder name, MICR code and IFSC code PAN Card KYC document: Click here to view acceptable KYC documents   Request Completion Time (TAT): 10 days from the day all requirements are received.   Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID. Follow these steps to update mobile and email ID   Modes through which you can place the request: Self Service Portal login Manage your policy and update your contact / personal information Login through OTP verification You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in   Request Completion Time (TAT): Real time update  

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Survival benefit pay-outs | Bandhan Life

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The Survival benefit pay-out amount will be directly credited to your bank account registered with us, if applicable as per your policy.   We proactively send reminders on your mobile no. / email ID prior to your maturity due dates (Reminder starts from 6 months before the maturity due date).    To get the maturity amount on time, we suggest you keep the bank account details and mobile no. updated with us.   Follow the steps below to update your bank details.   Documents Required: Request Form Download *In case you are visiting Service Center Cancelled cheque (with your complete name printed on it)  Or Latest bank statement with the account number, account holder name, MICR code and IFSC code PAN Card KYC document: Click here to view acceptable KYC documents   Request Completion Time (TAT): 10 days from the day all requirements are received.   Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID. Follow these steps to update mobile and email ID   Modes through which you can place the request: Self Service Portal login Manage your policy and update your contact / personal information Login through OTP verification You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in   Request Completion Time (TAT): Real time update  

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Survival benefit pay-outs | Bandhan Life

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The Survival benefit pay-out amount will be directly credited to your bank account registered with us, if applicable as per your policy.

We proactively send reminders on your mobile no. / email ID prior to your maturity due dates (Reminder starts from 6 months before the maturity due date).

To get the maturity amount on time, we suggest you keep the bank account details and mobile no. updated with us.

Follow the steps below to update your bank details.

Documents Required:

Request Form Download

*In case you are visiting Service Center

Cancelled cheque (with your complete name printed on it)

Or

Latest bank statement with the account number, account holder name, MICR code and IFSC code

PAN Card

KYC document: Click here to view acceptable KYC documents

Request Completion Time (TAT):

10 days from the day all requirements are received.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

Follow these steps to update mobile and email ID

Modes through which you can place the request:

Self Service Portal login

Manage your policy and update your contact / personal information

Login through OTP verification

You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in

Request Completion Time (TAT):

Real time update

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The Survival benefit pay-out amount will be directly credited to your bank account registered with us, if applicable as per your policy.

We proactively send reminders on your mobile no. / email ID prior to your maturity due dates (Reminder starts from 6 months before the maturity due date).

To get the maturity amount on time, we suggest you keep the bank account details and mobile no. updated with us.

Follow the steps below to update your bank details.

Documents Required:

Request Form Download

*In case you are visiting Service Center

Cancelled cheque (with your complete name printed on it)

Or

Latest bank statement with the account number, account holder name, MICR code and IFSC code

PAN Card

KYC document: Click here to view acceptable KYC documents

Request Completion Time (TAT):

10 days from the day all requirements are received.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

Follow these steps to update mobile and email ID

Modes through which you can place the request:

Self Service Portal login

Manage your policy and update your contact / personal information

Login through OTP verification

You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in

Request Completion Time (TAT):

Real time update

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How can I update my address? | Bandhan Life

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You can update your communication address via the following methods: Email us at customer.care@bandhanlife.com from your registered email ID   Or by logging in to the iAssist portal with your registered phone number Or by visiting our nearest Service Center. Locate Now   Documents Required: Identity Proof Address Proof Click here to view acceptable identity and address proofs.   How long will it take? 7 days from the day all requirements are received.   Please note: Self-attest the Identity & address document and give consent to update email address in case you are submitting the request from unregistered email ID.

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How can I update my address? | Bandhan Life

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You can update your communication address via the following methods: Email us at customer.care@bandhanlife.com from your registered email ID   Or by logging in to the iAssist portal with your registered phone number Or by visiting our nearest Service Center. Locate Now   Documents Required: Identity Proof Address Proof Click here to view acceptable identity and address proofs.   How long will it take? 7 days from the day all requirements are received.   Please note: Self-attest the Identity & address document and give consent to update email address in case you are submitting the request from unregistered email ID.

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How can I update my address? | Bandhan Life

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You can update your communication address via the following methods:

Email us at customer.care@bandhanlife.com from

your registered email ID

Or by logging in to the iAssist portal with your registered phone

number

Or by visiting our nearest Service Center. Locate Now

Documents Required:

Identity Proof

Address Proof

Click here to view acceptable identity and address proofs.

How long will it take?

7 days from the day all requirements are received.

Please note: Self-attest the Identity & address document and give consent to update email address in case you are submitting the request from unregistered email ID.

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You can update your communication address via the following methods:

Email us at customer.care@bandhanlife.com from

your registered email ID

Or by logging in to the iAssist portal with your registered phone

number

Or by visiting our nearest Service Center. Locate Now

Documents Required:

Identity Proof

Address Proof

Click here to view acceptable identity and address proofs.

How long will it take?

7 days from the day all requirements are received.

Please note: Self-attest the Identity & address document and give consent to update email address in case you are submitting the request from unregistered email ID.

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Updating your PAN is easy! And there are three ways of doing it: Via iAssist: log in to iAssist; validate with OTP and update your PAN by clicking on the update personal info widget. Or just send us a self-attested copy of your PAN card along with the request form. Email us at customer.care@bandhanlife.com from your registered email Or drop by our nearest Service Center- Locate Now   List of Documents Required if you are writing to customer care or visiting service center: Copy of PAN card self-attested by policyholder   Request form Download (In case you are visiting service center)    How long will it take? If you have updated through iAssist then PAN detail is updated on same day If you have written from registered email address or have visited our service center then 7 days from the day all requirements are received.

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Updating your PAN is easy! And there are three ways of doing it: Via iAssist: log in to iAssist; validate with OTP and update your PAN by clicking on the update personal info widget. Or just send us a self-attested copy of your PAN card along with the request form. Email us at customer.care@bandhanlife.com from your registered email Or drop by our nearest Service Center- Locate Now   List of Documents Required if you are writing to customer care or visiting service center: Copy of PAN card self-attested by policyholder   Request form Download (In case you are visiting service center)    How long will it take? If you have updated through iAssist then PAN detail is updated on same day If you have written from registered email address or have visited our service center then 7 days from the day all requirements are received.

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Updating your PAN is easy! And there are three ways of doing it:

Via iAssist: log in to iAssist; validate with OTP and update your PAN by clicking on the update personal info widget.

Or just send us a self-attested copy of your PAN card along with the request form. Email us at customer.care@bandhanlife.com from your registered email

Or drop by our nearest Service Center- Locate Now

List of Documents Required if you are writing to customer care or visiting service center:

Copy of PAN card self-attested by policyholder

Request form Download (In case you are visiting service center)

How long will it take?

If you have updated through iAssist then PAN detail is updated on same day

If you have written from registered email address or have visited our service center then 7 days from the day all requirements are received.

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Updating your PAN is easy! And there are three ways of doing it:

Via iAssist: log in to iAssist; validate with OTP and update your PAN by clicking on the update personal info widget.

Or just send us a self-attested copy of your PAN card along with the request form. Email us at customer.care@bandhanlife.com from your registered email

Or drop by our nearest Service Center- Locate Now

List of Documents Required if you are writing to customer care or visiting service center:

Copy of PAN card self-attested by policyholder

Request form Download (In case you are visiting service center)

How long will it take?

If you have updated through iAssist then PAN detail is updated on same day

If you have written from registered email address or have visited our service center then 7 days from the day all requirements are received.

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Documents Required: Request form* Download In case you are visiting Service Center *In case residential status is / was NRI and information is not shared with Aegon Life Cancelled cheque (with your complete name printed on it)  Or Latest bank statement with the account number, account holder name, MICR code and IFSC code PAN Card KYC document: Click here to view acceptable KYC document    Request Completion Time (TAT): 15 days from the day all requirements are received.   Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   Please note:  If auto debit is active on your policy, the same will be cancelled simultaneously along with the policy. Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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Documents Required: Request form* Download In case you are visiting Service Center *In case residential status is / was NRI and information is not shared with Aegon Life Cancelled cheque (with your complete name printed on it)  Or Latest bank statement with the account number, account holder name, MICR code and IFSC code PAN Card KYC document: Click here to view acceptable KYC document    Request Completion Time (TAT): 15 days from the day all requirements are received.   Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   Please note:  If auto debit is active on your policy, the same will be cancelled simultaneously along with the policy. Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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Documents Required:

Request form* Download

In case you are visiting Service Center

*In case residential status is / was NRI and information is not shared with Aegon Life

Cancelled cheque (with your complete name printed on it)

Or

Latest bank statement with the account number, account holder name, MICR code and IFSC code

PAN Card

KYC document: Click here to view acceptable KYC document

Request Completion Time (TAT):

15 days from the day all requirements are received.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note:

If auto debit is active on your policy, the same will be cancelled simultaneously along with the policy.

Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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Documents Required:

Request form* Download

In case you are visiting Service Center

*In case residential status is / was NRI and information is not shared with Aegon Life

Cancelled cheque (with your complete name printed on it)

Or

Latest bank statement with the account number, account holder name, MICR code and IFSC code

PAN Card

KYC document: Click here to view acceptable KYC document

Request Completion Time (TAT):

15 days from the day all requirements are received.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note:

If auto debit is active on your policy, the same will be cancelled simultaneously along with the policy.

Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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Login to iAssist self service portal iassist.bandhanlife.com/login Enter your registered mobile no. Enter OTP to login   Please note: You may need to provide Policy no. and Aadhar no. for e-KYC authentication during the above-mentioned process of user registration. Please keep this information ready before logging to iAssist.  

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Login to iAssist self service portal iassist.bandhanlife.com/login Enter your registered mobile no. Enter OTP to login   Please note: You may need to provide Policy no. and Aadhar no. for e-KYC authentication during the above-mentioned process of user registration. Please keep this information ready before logging to iAssist.  

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Login to iAssist self service portal iassist.bandhanlife.com/login

Enter your registered mobile no.

Enter OTP to login

Please note: You may need to provide Policy no. and Aadhar no. for e-KYC authentication during the above-mentioned process of user registration. Please keep this information ready before logging to iAssist.

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Login to iAssist self service portal iassist.bandhanlife.com/login

Enter your registered mobile no.

Enter OTP to login

Please note: You may need to provide Policy no. and Aadhar no. for e-KYC authentication during the above-mentioned process of user registration. Please keep this information ready before logging to iAssist.

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How can I download my Provisional Tax Certificate (PTC)?

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How can I download my Provisional Tax Certificate (PTC)? | Bandhan Life

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There are two ways you can access your PTC:   Visit the  iAssist portal and you can download PTC for  and much more Or send us a quick WhatsApp message on +91-9867452226 

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How can I download my Provisional Tax Certificate (PTC)? | Bandhan Life

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There are two ways you can access your PTC:   Visit the  iAssist portal and you can download PTC for  and much more Or send us a quick WhatsApp message on +91-9867452226 

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How can I download my Provisional Tax Certificate (PTC)? | Bandhan Life

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There are two ways you can access your PTC:

Visit the  iAssist portal and you can download PTC for  and much more

Or send us a quick WhatsApp message on +91-9867452226

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There are two ways you can access your PTC:

Visit the  iAssist portal and you can download PTC for  and much more

Or send us a quick WhatsApp message on +91-9867452226

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How can I download my Renewal Premium Receipt (RPR)?

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How can I download my Renewal Premium Receipt (RPR)? | Bandhan Life

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There are three ways you can access your renewal payment receipt: Visit the  iAssist portal and you can download your premium receipt and much more Or send us a quick WhatsApp message on +91-9867452226  We'll also send it over WhatsApp/Email right after your premium is applied on the policy

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How can I download my Renewal Premium Receipt (RPR)? | Bandhan Life

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There are three ways you can access your renewal payment receipt: Visit the  iAssist portal and you can download your premium receipt and much more Or send us a quick WhatsApp message on +91-9867452226  We'll also send it over WhatsApp/Email right after your premium is applied on the policy

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How can I download my Renewal Premium Receipt (RPR)? | Bandhan Life

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There are three ways you can access your renewal payment receipt:

Visit the  iAssist portal and you can download your premium receipt and much more

Or send us a quick WhatsApp message on +91-9867452226

We'll also send it over WhatsApp/Email right after your premium is applied on the policy

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There are three ways you can access your renewal payment receipt:

Visit the  iAssist portal and you can download your premium receipt and much more

Or send us a quick WhatsApp message on +91-9867452226

We'll also send it over WhatsApp/Email right after your premium is applied on the policy

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Modes through which you can download the Policy Document: Log on to iAssist iassist.bandhanlife.com WhatsApp api.whatsapp.com Via SMS/ Email sent post premium is paid

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Modes through which you can download the Policy Document: Log on to iAssist iassist.bandhanlife.com WhatsApp api.whatsapp.com Via SMS/ Email sent post premium is paid

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Modes through which you can download the Policy Document:

Log on to iAssist iassist.bandhanlife.com

WhatsApp api.whatsapp.com

Via SMS/ Email sent post premium is paid

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Modes through which you can download the Policy Document:

Log on to iAssist iassist.bandhanlife.com

WhatsApp api.whatsapp.com

Via SMS/ Email sent post premium is paid

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Documents Required: Request Form Download   Request Completion Time (TAT): 10 days from the day all requirements are received.   Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   Please note: Once you receive confirmation that the frequency change is done, please visit renew now to register for auto debit while making online payment. Frequency will be changed on next Policy Anniversary (date on which policy is bought). Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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Documents Required: Request Form Download   Request Completion Time (TAT): 10 days from the day all requirements are received.   Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   Please note: Once you receive confirmation that the frequency change is done, please visit renew now to register for auto debit while making online payment. Frequency will be changed on next Policy Anniversary (date on which policy is bought). Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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Documents Required:

Request Form Download

Request Completion Time (TAT):

10 days from the day all requirements are received.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note:

Once you receive confirmation that the frequency change is done, please visit renew now to register for auto debit while making online payment.

Frequency will be changed on next Policy Anniversary (date on which policy is bought).

Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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Documents Required:

Request Form Download

Request Completion Time (TAT):

10 days from the day all requirements are received.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note:

Once you receive confirmation that the frequency change is done, please visit renew now to register for auto debit while making online payment.

Frequency will be changed on next Policy Anniversary (date on which policy is bought).

Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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Click here to know which product is applicable for loan Please note: Loan is applicable at a particular stage of your policy term. Please go through your policy documents for more details on this.   Documents Required: Loan Endorsement Form Download In case you are visiting Service Center Cancelled cheque (with your complete name printed on it)  Or Latest bank statement with the account number, account holder name, MICR code and IFSC code KYC document: Click here to view acceptable KYC document    Request Completion Time (TAT): 10 days from the day all requirements are received. Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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Click here to know which product is applicable for loan Please note: Loan is applicable at a particular stage of your policy term. Please go through your policy documents for more details on this.   Documents Required: Loan Endorsement Form Download In case you are visiting Service Center Cancelled cheque (with your complete name printed on it)  Or Latest bank statement with the account number, account holder name, MICR code and IFSC code KYC document: Click here to view acceptable KYC document    Request Completion Time (TAT): 10 days from the day all requirements are received. Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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Click here to know which product is applicable for loan

Please note: Loan is applicable at a particular stage of your policy term. Please go through your policy documents for more details on this.

Documents Required:

Loan Endorsement Form Download

In case you are visiting Service Center

Cancelled cheque (with your complete name printed on it)

Or

Latest bank statement with the account number, account holder name, MICR code and IFSC code

KYC document: Click here to view acceptable KYC document

Request Completion Time (TAT):

10 days from the day all requirements are received.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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Click here to know which product is applicable for loan

Please note: Loan is applicable at a particular stage of your policy term. Please go through your policy documents for more details on this.

Documents Required:

Loan Endorsement Form Download

In case you are visiting Service Center

Cancelled cheque (with your complete name printed on it)

Or

Latest bank statement with the account number, account holder name, MICR code and IFSC code

KYC document: Click here to view acceptable KYC document

Request Completion Time (TAT):

10 days from the day all requirements are received.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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Maximizing Your Fund Performance with Bonus Rates | Bandhan Life

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Bonus will be declared on traditional / savings policy if policy is eligible / active. Bonus will depend on the profits of the Company at the end of every financial year.   Modes through which you can view your Bonus amount: Log on to iAssist iassist.bandhanlife.com Once the bonus is generated in your policy, a communication will be sent to your email ID   We suggest you to keep your email ID updated. Modes through which you can place the request: Self Service Portal login Manage your policy and update your contact / personal information Login through OTP verification You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in   Request Completion Time (TAT): Real time update  

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Maximizing Your Fund Performance with Bonus Rates | Bandhan Life

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Bonus will be declared on traditional / savings policy if policy is eligible / active. Bonus will depend on the profits of the Company at the end of every financial year.   Modes through which you can view your Bonus amount: Log on to iAssist iassist.bandhanlife.com Once the bonus is generated in your policy, a communication will be sent to your email ID   We suggest you to keep your email ID updated. Modes through which you can place the request: Self Service Portal login Manage your policy and update your contact / personal information Login through OTP verification You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in   Request Completion Time (TAT): Real time update  

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Maximizing Your Fund Performance with Bonus Rates | Bandhan Life

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Bonus will be declared on traditional / savings policy if policy is eligible / active. Bonus will depend on the profits of the Company at the end of every financial year.

Modes through which you can view your Bonus amount:

Log on to iAssist iassist.bandhanlife.com

Once the bonus is generated in your policy, a communication will be sent to your email ID

We suggest you to keep your email ID updated.

Modes through which you can place the request:

Self Service Portal login

Manage your policy and update your contact / personal information

Login through OTP verification

You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in

Request Completion Time (TAT):

Real time update

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Bonus will be declared on traditional / savings policy if policy is eligible / active. Bonus will depend on the profits of the Company at the end of every financial year.

Modes through which you can view your Bonus amount:

Log on to iAssist iassist.bandhanlife.com

Once the bonus is generated in your policy, a communication will be sent to your email ID

We suggest you to keep your email ID updated.

Modes through which you can place the request:

Self Service Portal login

Manage your policy and update your contact / personal information

Login through OTP verification

You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in

Request Completion Time (TAT):

Real time update

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Maximizing Your Fund Performance with Bonus Rates | [site:name]

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Maximizing Your Fund Performance with Bonus Rates | [site:name]

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Maximizing Your Fund Performance with Bonus Rates | [site:name]

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How can I file a complaint with customer care?

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How can I file a complaint with customer care? | Bandhan Life

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We apologise for not meeting your expectations.   Click here to register your complaint  You can also email us at customer.care@bandhanlife.com Or call us on our toll-free number- 1800 209 9090.     Our teams will be right there to assist you.

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How can I file a complaint with customer care? | Bandhan Life

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We apologise for not meeting your expectations.   Click here to register your complaint  You can also email us at customer.care@bandhanlife.com Or call us on our toll-free number- 1800 209 9090.     Our teams will be right there to assist you.

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How can I file a complaint with customer care? | Bandhan Life

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We apologise for not meeting your expectations.

Click here to register your complaint

You can also email us at customer.care@bandhanlife.com

Or call us on our toll-free number- 1800 209 9090.

Our teams will be right there to assist you.

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We apologise for not meeting your expectations.

Click here to register your complaint

You can also email us at customer.care@bandhanlife.com

Or call us on our toll-free number- 1800 209 9090.

Our teams will be right there to assist you.

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How can I change/ update my nominee details?

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How can I change/ update my nominee details? | Bandhan Life

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You can change your nominee details by:   By logging in to the iAssist with your registered mobile number and OTP Select your policy, click on view policy details, scroll down to nominee details, click on ‘Edit’ and add your nominee details.  Or by emailing us at customer.care@bandhanlife.com from your registered email ID Or by visiting our nearest Service Center- Locate Now   Documents Required if you are writing using registered email address or visiting service center: Request Form Download   How long will it take? If you have updated through iAssist then PAN detail is updated on same day If you have written from registered email address or have visited our service center 7 days from the day all requirements are received.   Please note: Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email ID. Appointee details is must if nominee is minor. Percentage of allocations must be 100%

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How can I change/ update my nominee details? | Bandhan Life

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You can change your nominee details by:   By logging in to the iAssist with your registered mobile number and OTP Select your policy, click on view policy details, scroll down to nominee details, click on ‘Edit’ and add your nominee details.  Or by emailing us at customer.care@bandhanlife.com from your registered email ID Or by visiting our nearest Service Center- Locate Now   Documents Required if you are writing using registered email address or visiting service center: Request Form Download   How long will it take? If you have updated through iAssist then PAN detail is updated on same day If you have written from registered email address or have visited our service center 7 days from the day all requirements are received.   Please note: Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email ID. Appointee details is must if nominee is minor. Percentage of allocations must be 100%

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How can I change/ update my nominee details? | Bandhan Life

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You can change your nominee details by:

By logging in to the iAssist with your registered mobile number and OTP

Select your policy, click on view policy details, scroll down to nominee details, click on ‘Edit’ and add your nominee details.

Or by emailing us at customer.care@bandhanlife.com from your registered email ID

Or by visiting our nearest Service Center- Locate Now

Documents Required if you are writing using registered email address or visiting service center:

Request Form Download

How long will it take?

If you have updated through iAssist then PAN detail is updated on same day

If you have written from registered email address or have visited our service center 7 days from the day all requirements are received.

Please note:

Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email ID.

Appointee details is must if nominee is minor.

Percentage of allocations must be 100%

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You can change your nominee details by:

By logging in to the iAssist with your registered mobile number and OTP

Select your policy, click on view policy details, scroll down to nominee details, click on ‘Edit’ and add your nominee details.

Or by emailing us at customer.care@bandhanlife.com from your registered email ID

Or by visiting our nearest Service Center- Locate Now

Documents Required if you are writing using registered email address or visiting service center:

Request Form Download

How long will it take?

If you have updated through iAssist then PAN detail is updated on same day

If you have written from registered email address or have visited our service center 7 days from the day all requirements are received.

Please note:

Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email ID.

Appointee details is must if nominee is minor.

Percentage of allocations must be 100%

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Fund Flow or Unit Statement? | Bandhan Life

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Fund Flow is basically a unit statement that keeps a record of all transactions that occur with the funds in your ULIP or market linked policy investment.   You can view your Fund Value by logging to our self-service portal, iassist.bandhanlife.com and downloading the statement

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Fund Flow or Unit Statement? | Bandhan Life

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Fund Flow is basically a unit statement that keeps a record of all transactions that occur with the funds in your ULIP or market linked policy investment.   You can view your Fund Value by logging to our self-service portal, iassist.bandhanlife.com and downloading the statement

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Fund Flow or Unit Statement? | Bandhan Life

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Fund Flow is basically a unit statement that keeps a record of all transactions that occur with the funds in your ULIP or market linked policy investment.

You can view your Fund Value by logging to our self-service portal, iassist.bandhanlife.com and downloading the statement

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Fund Flow is basically a unit statement that keeps a record of all transactions that occur with the funds in your ULIP or market linked policy investment.

You can view your Fund Value by logging to our self-service portal, iassist.bandhanlife.com and downloading the statement

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This option is given to policyholders of ULIPs or market linked policies to move their current investments from one fund to another, within one plan.   Please note: In this case, future investments will still flow into existing fund. Only the current investment will move to another fund.   Documents Required: Request form Download To be submitted if visiting Service Center   Request Completion Time (TAT): 10 days from the day all requirements are received.   Modes through which you can place the request: Call at 18002099090 (Mon-Sat 9 AM to 7 PM IST) Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   Please note: Submit the self-attested KYC document and give consent to update email address in case you are writing the request from unregistered email ID  

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This option is given to policyholders of ULIPs or market linked policies to move their current investments from one fund to another, within one plan.   Please note: In this case, future investments will still flow into existing fund. Only the current investment will move to another fund.   Documents Required: Request form Download To be submitted if visiting Service Center   Request Completion Time (TAT): 10 days from the day all requirements are received.   Modes through which you can place the request: Call at 18002099090 (Mon-Sat 9 AM to 7 PM IST) Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   Please note: Submit the self-attested KYC document and give consent to update email address in case you are writing the request from unregistered email ID  

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This option is given to policyholders of ULIPs or market linked policies to move their current investments from one fund to another, within one plan.

Please note: In this case, future investments will still flow into existing fund. Only the current investment will move to another fund.

Documents Required:

Request form Download

To be submitted if visiting Service Center

Request Completion Time (TAT):

10 days from the day all requirements are received.

Modes through which you can place the request:

Call at 18002099090 (Mon-Sat 9 AM to 7 PM IST)

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note: Submit the self-attested KYC document and give consent to update email address in case you are writing the request from unregistered email ID

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This option is given to policyholders of ULIPs or market linked policies to move their current investments from one fund to another, within one plan.

Please note: In this case, future investments will still flow into existing fund. Only the current investment will move to another fund.

Documents Required:

Request form Download

To be submitted if visiting Service Center

Request Completion Time (TAT):

10 days from the day all requirements are received.

Modes through which you can place the request:

Call at 18002099090 (Mon-Sat 9 AM to 7 PM IST)

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note: Submit the self-attested KYC document and give consent to update email address in case you are writing the request from unregistered email ID

# data[].meta_tags[][].#attributes.content
This option is given to policyholders of ULIPs or market linked policies to move their future investments from one fund to another, within one plan. Please note: In this case, current investments will remain in existing fund. All future investment will start moving to another fund.   Documents Required: Request form Download To be submitted if visiting Service Center Request Completion Time (TAT): 10 days from the day all requirements are received. Modes through which you can place the request: Call at 18002099090 (Mon-Sat 9 AM to 7 PM IST) Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.  

# data[].meta_tags[][].#attributes.content
This option is given to policyholders of ULIPs or market linked policies to move their future investments from one fund to another, within one plan. Please note: In this case, current investments will remain in existing fund. All future investment will start moving to another fund.   Documents Required: Request form Download To be submitted if visiting Service Center Request Completion Time (TAT): 10 days from the day all requirements are received. Modes through which you can place the request: Call at 18002099090 (Mon-Sat 9 AM to 7 PM IST) Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.  

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# data[].meta_tags[][].#attributes.content.itemListElement[].item.name
Translates An Incoming Path Into a Formatted Response.

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This option is given to policyholders of ULIPs or market linked policies to move their future investments from one fund to another, within one plan.

Please note: In this case, current investments will remain in existing fund. All future investment will start moving to another fund.

Documents Required:

Request form Download

To be submitted if visiting Service Center

Request Completion Time (TAT):

10 days from the day all requirements are received.

Modes through which you can place the request:

Call at 18002099090 (Mon-Sat 9 AM to 7 PM IST)

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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This option is given to policyholders of ULIPs or market linked policies to move their future investments from one fund to another, within one plan.

Please note: In this case, current investments will remain in existing fund. All future investment will start moving to another fund.

Documents Required:

Request form Download

To be submitted if visiting Service Center

Request Completion Time (TAT):

10 days from the day all requirements are received.

Modes through which you can place the request:

Call at 18002099090 (Mon-Sat 9 AM to 7 PM IST)

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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This feature allows you to withdraw a part of your fund. You can only withdraw as per the minimum and maximum limit as per terms and conditions.    Please note: You cannot withdraw full amount here.   Documents Required:   Request form Download In case you are visiting service center Cancelled cheque (with your complete name printed on it)  Or Latest bank statement with the account number, account holder name, MICR code and IFSC code PAN Card KYC document: Click here to view acceptable KYC document    Request Completion Time (TAT): 15 days from the day all requirements are received.   Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID

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This feature allows you to withdraw a part of your fund. You can only withdraw as per the minimum and maximum limit as per terms and conditions.    Please note: You cannot withdraw full amount here.   Documents Required:   Request form Download In case you are visiting service center Cancelled cheque (with your complete name printed on it)  Or Latest bank statement with the account number, account holder name, MICR code and IFSC code PAN Card KYC document: Click here to view acceptable KYC document    Request Completion Time (TAT): 15 days from the day all requirements are received.   Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID

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This feature allows you to withdraw a part of your fund. You can only withdraw as per the minimum and maximum limit as per terms and conditions.

Please note: You cannot withdraw full amount here.

Documents Required:

Request form Download

In case you are visiting service center

Cancelled cheque (with your complete name printed on it)

Or

Latest bank statement with the account number, account holder name, MICR code and IFSC code

PAN Card

KYC document: Click here to view acceptable KYC document

Request Completion Time (TAT):

15 days from the day all requirements are received.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID

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This feature allows you to withdraw a part of your fund. You can only withdraw as per the minimum and maximum limit as per terms and conditions.

Please note: You cannot withdraw full amount here.

Documents Required:

Request form Download

In case you are visiting service center

Cancelled cheque (with your complete name printed on it)

Or

Latest bank statement with the account number, account holder name, MICR code and IFSC code

PAN Card

KYC document: Click here to view acceptable KYC document

Request Completion Time (TAT):

15 days from the day all requirements are received.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID

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To cancel your policy during Free Look Period, you need to submit the request along with required documents within 30 days starting when you receive your policy document.   Documents Required:   Request form* Download In case you are visiting Service Center *In case residential status is/was NRI and information is not shared with Aegon Life Cancelled cheque (with your complete name printed on it)  Or Latest bank statement with the account number, account holder name, MICR code and IFSC code KYC document: Click here to view acceptable KYC document    Request Completion Time (TAT): 7 days from the day all requirements are received.   Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

# data[].meta_tags[][].#attributes.content
To cancel your policy during Free Look Period, you need to submit the request along with required documents within 30 days starting when you receive your policy document.   Documents Required:   Request form* Download In case you are visiting Service Center *In case residential status is/was NRI and information is not shared with Aegon Life Cancelled cheque (with your complete name printed on it)  Or Latest bank statement with the account number, account holder name, MICR code and IFSC code KYC document: Click here to view acceptable KYC document    Request Completion Time (TAT): 7 days from the day all requirements are received.   Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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To cancel your policy during Free Look Period, you need to submit the request along with required documents within 30 days starting when you receive your policy document.

Documents Required:

Request form* Download

In case you are visiting Service Center

*In case residential status is/was NRI and information is not shared with Aegon Life

Cancelled cheque (with your complete name printed on it)

Or

Latest bank statement with the account number, account holder name, MICR code and IFSC code

KYC document: Click here to view acceptable KYC document

Request Completion Time (TAT):

7 days from the day all requirements are received.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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To cancel your policy during Free Look Period, you need to submit the request along with required documents within 30 days starting when you receive your policy document.

Documents Required:

Request form* Download

In case you are visiting Service Center

*In case residential status is/was NRI and information is not shared with Aegon Life

Cancelled cheque (with your complete name printed on it)

Or

Latest bank statement with the account number, account holder name, MICR code and IFSC code

KYC document: Click here to view acceptable KYC document

Request Completion Time (TAT):

7 days from the day all requirements are received.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note: Self-attest the KYC document and give consent to update email address in case you are submitting the request from unregistered email ID.

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How do I assign my policy? | Bandhan Life

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To assign your policy, you would need to the following documents:   Assignment Form Download KYC document: Click here to view the acceptable KYC documents.      Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   Request Completion Time (TAT): 7 days from the day all requirements are received   Please note: Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email ID.

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How do I assign my policy? | Bandhan Life

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To assign your policy, you would need to the following documents:   Assignment Form Download KYC document: Click here to view the acceptable KYC documents.      Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   Request Completion Time (TAT): 7 days from the day all requirements are received   Please note: Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email ID.

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How do I assign my policy? | Bandhan Life

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To assign your policy, you would need to the following documents:

Assignment Form Download

KYC document: Click here to view the acceptable KYC documents.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Request Completion Time (TAT):

7 days from the day all requirements are received

Please note: Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email ID.

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To assign your policy, you would need to the following documents:

Assignment Form Download

KYC document: Click here to view the acceptable KYC documents.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Request Completion Time (TAT):

7 days from the day all requirements are received

Please note: Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email ID.

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How can I create an Electronic Insurance Account (e-IA)?

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How can I create an Electronic Insurance Account (e-IA)? | Bandhan Life

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To create an Electronic Insurance Account you can write to us at customer.care@bandhanlife.com from your registered email ID OR Visit our nearest service center- Locate Now.   Please note: Self-attest the KYC document and give consent to update your email address in case you are submitting the request from an unregistered email address.   Documents Required: Consent Letter In case you are visiting Service Center PAN     How much time will it take? 10 days from the day all requirements are received 

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How can I create an Electronic Insurance Account (e-IA)? | Bandhan Life

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To create an Electronic Insurance Account you can write to us at customer.care@bandhanlife.com from your registered email ID OR Visit our nearest service center- Locate Now.   Please note: Self-attest the KYC document and give consent to update your email address in case you are submitting the request from an unregistered email address.   Documents Required: Consent Letter In case you are visiting Service Center PAN     How much time will it take? 10 days from the day all requirements are received 

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How can I create an Electronic Insurance Account (e-IA)? | Bandhan Life

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To create an Electronic Insurance Account you can write to us at customer.care@bandhanlife.com from your registered email ID OR Visit our nearest service center- Locate Now.

Please note: Self-attest the KYC document and give consent to update your email address in case you are submitting the request from an unregistered email address.

Documents Required:

Consent Letter

In case you are visiting Service Center

PAN

How much time will it take?

10 days from the day all requirements are received

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To create an Electronic Insurance Account you can write to us at customer.care@bandhanlife.com from your registered email ID OR Visit our nearest service center- Locate Now.

Please note: Self-attest the KYC document and give consent to update your email address in case you are submitting the request from an unregistered email address.

Documents Required:

Consent Letter

In case you are visiting Service Center

PAN

How much time will it take?

10 days from the day all requirements are received

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What amount of insurance cover should I opt for?

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What amount of insurance cover should I opt for? | Bandhan Life

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Click here to view our online term plans where you can use our simple and effective term insurance calculator to check your ideal insurance amount.

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What amount of insurance cover should I opt for? | Bandhan Life

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Click here to view our online term plans where you can use our simple and effective term insurance calculator to check your ideal insurance amount.

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What amount of insurance cover should I opt for? | Bandhan Life

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Click here to view our online term plans where you can use our simple and effective term insurance calculator to check your ideal insurance amount.

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Click here to view our online term plans where you can use our simple and effective term insurance calculator to check your ideal insurance amount.

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Will my premium amount change during the tenure of the policy after I have bought the plan?

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Will my premium amount change during the tenure of the policy after I have bought the plan? | Bandhan Life

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Once the policy is issued, the premium will remain the same for the entire tenure of the policy. There may be variations if there are changes in the taxation policy.

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Will my premium amount change during the tenure of the policy after I have bought the plan? | Bandhan Life

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Once the policy is issued, the premium will remain the same for the entire tenure of the policy. There may be variations if there are changes in the taxation policy.

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Will my premium amount change during the tenure of the policy after I have bought the plan? | Bandhan Life

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Once the policy is issued, the premium will remain the same for the entire tenure of the policy. There may be variations if there are changes in the taxation policy.

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Once the policy is issued, the premium will remain the same for the entire tenure of the policy. There may be variations if there are changes in the taxation policy.

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Can I update the nominee details during my policy tenure?

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Can I update the nominee details during my policy tenure? | Bandhan Life

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Yes, you can update nominee details anytime during your policy tenure.    You can do it by:     Logging into the iAssist (our self service portal).   Emailing us at customer.care@bandhanlife.com from your registered email ID  Visiting our nearest Service Center. Locate Now    Documents Required:  Request Form Download  (In case nominee is minor or you are visiting service center)   Submit below details on email if nominee is major:  Nominee Name  Nominee DOB  Relationship with life assured  Percentage of allocation to be 100% (in case of multiple nominees)    How much time will it take?    7 days from the day all requirements are received. 

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Can I update the nominee details during my policy tenure? | Bandhan Life

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Yes, you can update nominee details anytime during your policy tenure.    You can do it by:     Logging into the iAssist (our self service portal).   Emailing us at customer.care@bandhanlife.com from your registered email ID  Visiting our nearest Service Center. Locate Now    Documents Required:  Request Form Download  (In case nominee is minor or you are visiting service center)   Submit below details on email if nominee is major:  Nominee Name  Nominee DOB  Relationship with life assured  Percentage of allocation to be 100% (in case of multiple nominees)    How much time will it take?    7 days from the day all requirements are received. 

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Can I update the nominee details during my policy tenure? | Bandhan Life

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Yes, you can update nominee details anytime during your policy tenure.

You can do it by:

Logging into the iAssist (our self service portal).

Emailing us at customer.care@bandhanlife.com from your registered email ID

Visiting our nearest Service Center. Locate Now

Documents Required:

Request Form Download

(In case nominee is minor or you are visiting service center)

Submit below details on email if nominee is major:

Nominee Name

Nominee DOB

Relationship with life assured

Percentage of allocation to be 100% (in case of multiple nominees)

How much time will it take?

7 days from the day all requirements are received.

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Yes, you can update nominee details anytime during your policy tenure.

You can do it by:

Logging into the iAssist (our self service portal).

Emailing us at customer.care@bandhanlife.com from your registered email ID

Visiting our nearest Service Center. Locate Now

Documents Required:

Request Form Download

(In case nominee is minor or you are visiting service center)

Submit below details on email if nominee is major:

Nominee Name

Nominee DOB

Relationship with life assured

Percentage of allocation to be 100% (in case of multiple nominees)

How much time will it take?

7 days from the day all requirements are received.

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Who performs the medical exam and who pays for it?

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Who performs the medical exam and who pays for it? | Bandhan Life

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A licensed paramedical examiner (such as a nurse, lab technician, etc.) or a medical examiner (MBBS, MD, etc) will typically conduct the exam.    Bandhan Life Insurance pays for the medical exam to the medical service provider. You won’t be bearing any costs.

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Who performs the medical exam and who pays for it? | Bandhan Life

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A licensed paramedical examiner (such as a nurse, lab technician, etc.) or a medical examiner (MBBS, MD, etc) will typically conduct the exam.    Bandhan Life Insurance pays for the medical exam to the medical service provider. You won’t be bearing any costs.

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Who performs the medical exam and who pays for it? | Bandhan Life

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A licensed paramedical examiner (such as a nurse, lab technician, etc.) or a medical examiner (MBBS, MD, etc) will typically conduct the exam.

Bandhan Life Insurance pays for the medical exam to the medical service provider. You won’t be bearing any costs.

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A licensed paramedical examiner (such as a nurse, lab technician, etc.) or a medical examiner (MBBS, MD, etc) will typically conduct the exam.

Bandhan Life Insurance pays for the medical exam to the medical service provider. You won’t be bearing any costs.

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Will the medicals be arranged at home? Or will I have to come somewhere?

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Will the medicals be arranged at home? Or will I have to come somewhere? | Bandhan Life

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Most of the medicals are home visit  Depending upon the medical tests required, a centre visit may be needed

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Will the medicals be arranged at home? Or will I have to come somewhere? | Bandhan Life

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Most of the medicals are home visit  Depending upon the medical tests required, a centre visit may be needed

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Will the medicals be arranged at home? Or will I have to come somewhere? | Bandhan Life

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Most of the medicals are home visit

Depending upon the medical tests required, a centre visit may be needed

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Most of the medicals are home visit

Depending upon the medical tests required, a centre visit may be needed

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What kind of medical history will be asked?

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What kind of medical history will be asked? | Bandhan Life

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The examiner will ask questions regarding medical conditions, surgeries, medications, or other treatments you may have had.   The examiner will also ask for the names and addresses of physicians and /or hospitals that have treated you (if applicable). You may wish to have this information ready to save time during the Medical exam.

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What kind of medical history will be asked? | Bandhan Life

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The examiner will ask questions regarding medical conditions, surgeries, medications, or other treatments you may have had.   The examiner will also ask for the names and addresses of physicians and /or hospitals that have treated you (if applicable). You may wish to have this information ready to save time during the Medical exam.

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What kind of medical history will be asked? | Bandhan Life

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The examiner will ask questions regarding medical conditions, surgeries, medications, or other treatments you may have had.

The examiner will also ask for the names and addresses of physicians and /or hospitals that have treated you (if applicable). You may wish to have this information ready to save time during the Medical exam.

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The examiner will ask questions regarding medical conditions, surgeries, medications, or other treatments you may have had.

The examiner will also ask for the names and addresses of physicians and /or hospitals that have treated you (if applicable). You may wish to have this information ready to save time during the Medical exam.

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How can I add/edit critical information after submission of the proposal form?

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How can I add/edit critical information after submission of the proposal form? | Bandhan Life

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We request you be careful while filling out the proposal form as this information is critical for risk assessment and policy decisions. However, if you miss out on any information, please write to customer.care@bandhanlife.com with the details, and the team will make the necessary updates and inform you of the next steps (if any).

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How can I add/edit critical information after submission of the proposal form? | Bandhan Life

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We request you be careful while filling out the proposal form as this information is critical for risk assessment and policy decisions. However, if you miss out on any information, please write to customer.care@bandhanlife.com with the details, and the team will make the necessary updates and inform you of the next steps (if any).

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How can I add/edit critical information after submission of the proposal form? | Bandhan Life

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We request you be careful while filling out the proposal form as this information is critical for risk assessment and policy decisions. However, if you miss out on any information, please write to customer.care@bandhanlife.com with the details, and the team will make the necessary updates and inform you of the next steps (if any).

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We request you be careful while filling out the proposal form as this information is critical for risk assessment and policy decisions. However, if you miss out on any information, please write to customer.care@bandhanlife.com with the details, and the team will make the necessary updates and inform you of the next steps (if any).

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What income should I put in the income field?

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What income should I put in the income field? | Bandhan Life

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In the income field, you need to put your annual income. If you are salaried, fill in your gross cost-to-company (CTC), which includes variable and non-variable costs. If you are self-employed, you need to fill in your earned income through business, such as profit, commissions, and bonuses.

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What income should I put in the income field? | Bandhan Life

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In the income field, you need to put your annual income. If you are salaried, fill in your gross cost-to-company (CTC), which includes variable and non-variable costs. If you are self-employed, you need to fill in your earned income through business, such as profit, commissions, and bonuses.

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What income should I put in the income field? | Bandhan Life

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In the income field, you need to put your annual income. If you are salaried, fill in your gross cost-to-company (CTC), which includes variable and non-variable costs. If you are self-employed, you need to fill in your earned income through business, such as profit, commissions, and bonuses.

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In the income field, you need to put your annual income. If you are salaried, fill in your gross cost-to-company (CTC), which includes variable and non-variable costs. If you are self-employed, you need to fill in your earned income through business, such as profit, commissions, and bonuses.

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Where can I view the application form that I have submitted?

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Where can I view the application form that I have submitted? | Bandhan Life

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Customer can also view the Proposal Form in soft copy of policy document shared on email after the policy is issued. You can visit our self-service portal iassist.bandhanlife.com to view your current proposal status.

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Where can I view the application form that I have submitted? | Bandhan Life

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Customer can also view the Proposal Form in soft copy of policy document shared on email after the policy is issued. You can visit our self-service portal iassist.bandhanlife.com to view your current proposal status.

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Where can I view the application form that I have submitted? | Bandhan Life

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Customer can also view the Proposal Form in soft copy of policy document shared on email after the policy is issued. You can visit our self-service portal iassist.bandhanlife.com to view your current proposal status.

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Customer can also view the Proposal Form in soft copy of policy document shared on email after the policy is issued. You can visit our self-service portal iassist.bandhanlife.com to view your current proposal status.

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What KYC documents are required for buying a life insurance policy online?

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What KYC documents are required for buying a life insurance policy online? | Bandhan Life

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  You will need the following for KYC:   PAN: Your PAN is mandatory for you to proceed, so keep it handy.   Aadhar or Drivers' License: In case, your KYC verification is not completed through PAN, you would be able to complete it through alternate options like Aadhar Card and Drivers' license.

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What KYC documents are required for buying a life insurance policy online? | Bandhan Life

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  You will need the following for KYC:   PAN: Your PAN is mandatory for you to proceed, so keep it handy.   Aadhar or Drivers' License: In case, your KYC verification is not completed through PAN, you would be able to complete it through alternate options like Aadhar Card and Drivers' license.

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What KYC documents are required for buying a life insurance policy online? | Bandhan Life

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You will need the following for KYC:

PAN: Your PAN is mandatory for you to proceed, so keep it handy.

Aadhar or Drivers' License: In case, your KYC verification is not completed through PAN, you would be able to complete it through alternate options like Aadhar Card and Drivers' license.

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You will need the following for KYC:

PAN: Your PAN is mandatory for you to proceed, so keep it handy.

Aadhar or Drivers' License: In case, your KYC verification is not completed through PAN, you would be able to complete it through alternate options like Aadhar Card and Drivers' license.

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What is the process of policy issuance? | Bandhan Life

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Process:   Once the payment is completed, all relevant documents are provided and medicals are done, the underwriting team will then review your application for Issuance.     Policy Issuance Time:   Once you purchase the policy, complete the medicals, and provide us with the relevant documents, it takes us around 7 to 10 working days to issue the policy.   Policy Document:   Upon policy issuance, you will receive a confirmation email, and your life cover will be effective from that very same moment. Within 48 hours after the policy is issued you will also get the soft copy of your policy document on your registered email id.   Please note: Policy issuance is subject to underwriting decisions.

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What is the process of policy issuance? | Bandhan Life

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Process:   Once the payment is completed, all relevant documents are provided and medicals are done, the underwriting team will then review your application for Issuance.     Policy Issuance Time:   Once you purchase the policy, complete the medicals, and provide us with the relevant documents, it takes us around 7 to 10 working days to issue the policy.   Policy Document:   Upon policy issuance, you will receive a confirmation email, and your life cover will be effective from that very same moment. Within 48 hours after the policy is issued you will also get the soft copy of your policy document on your registered email id.   Please note: Policy issuance is subject to underwriting decisions.

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What is the process of policy issuance? | Bandhan Life

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Process:

Once the payment is completed, all relevant documents are provided and medicals are done, the underwriting team will then review your application for Issuance.

Policy Issuance Time:

Once you purchase the policy, complete the medicals, and provide us with the relevant documents, it takes us around 7 to 10 working days to issue the policy.

Policy Document:

Upon policy issuance, you will receive a confirmation email, and your life cover will be effective from that very same moment. Within 48 hours after the policy is issued you will also get the soft copy of your policy document on your registered email id.

Please note: Policy issuance is subject to underwriting decisions.

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Process:

Once the payment is completed, all relevant documents are provided and medicals are done, the underwriting team will then review your application for Issuance.

Policy Issuance Time:

Once you purchase the policy, complete the medicals, and provide us with the relevant documents, it takes us around 7 to 10 working days to issue the policy.

Policy Document:

Upon policy issuance, you will receive a confirmation email, and your life cover will be effective from that very same moment. Within 48 hours after the policy is issued you will also get the soft copy of your policy document on your registered email id.

Please note: Policy issuance is subject to underwriting decisions.

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How to check Policy issuance status? | Bandhan Life

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Click here to log on to iAssist and view your policy issuance status. You can also use this platform to upload any pending documents.

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How to check Policy issuance status? | Bandhan Life

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Click here to log on to iAssist and view your policy issuance status. You can also use this platform to upload any pending documents.

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How to check Policy issuance status? | Bandhan Life

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Click here to log on to iAssist and view your policy issuance status. You can also use this platform to upload any pending documents.

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Click here to log on to iAssist and view your policy issuance status. You can also use this platform to upload any pending documents.

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What is a freelook period? | Bandhan Life

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If you are not satisfied with any of the Terms and Conditions of the Policy, you may return the Policy Document along with a letter stating the reasons for disagreement to us within 15 or 30 days (in case of an electronic Policy or if purchased through Distance Marketing mode*) from the date of receipt of the Policy.    To cancel your policy during Free Look Period, you need to submit the request along with required documents within 30 days starting from the date you receive the policy document.    Documents Required:    Request form* Download    In case you are visiting Service Center  *In case residential status is/was NRI and information is not shared with Bandhan Life  Cancelled cheque (with your complete name printed on it)   Or  Latest bank statement with the account number, account holder name, and IFSC code  KYC document: Click here to view acceptable KYC document      Request Completion Time (TAT):    7 days from the day all requirements are received.     Modes through which you can place the request:  Email at customer.care@bandhanlife.com from your registered email ID  Visit our nearest Service Center. Locate Now    Please note: Self-attest the KYC document and update your email address using iAssist, in case you are submitting the request from unregistered email ID. 

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What is a freelook period? | Bandhan Life

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If you are not satisfied with any of the Terms and Conditions of the Policy, you may return the Policy Document along with a letter stating the reasons for disagreement to us within 15 or 30 days (in case of an electronic Policy or if purchased through Distance Marketing mode*) from the date of receipt of the Policy.    To cancel your policy during Free Look Period, you need to submit the request along with required documents within 30 days starting from the date you receive the policy document.    Documents Required:    Request form* Download    In case you are visiting Service Center  *In case residential status is/was NRI and information is not shared with Bandhan Life  Cancelled cheque (with your complete name printed on it)   Or  Latest bank statement with the account number, account holder name, and IFSC code  KYC document: Click here to view acceptable KYC document      Request Completion Time (TAT):    7 days from the day all requirements are received.     Modes through which you can place the request:  Email at customer.care@bandhanlife.com from your registered email ID  Visit our nearest Service Center. Locate Now    Please note: Self-attest the KYC document and update your email address using iAssist, in case you are submitting the request from unregistered email ID. 

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What is a freelook period? | Bandhan Life

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If you are not satisfied with any of the Terms and Conditions of the Policy, you may return the Policy Document along with a letter stating the reasons for disagreement to us within 15 or 30 days (in case of an electronic Policy or if purchased through Distance Marketing mode*) from the date of receipt of the Policy.

To cancel your policy during Free Look Period, you need to submit the request along with required documents within 30 days starting from the date you receive the policy document.

Documents Required:

Request form* Download

In case you are visiting Service Center

*In case residential status is/was NRI and information is not shared with Bandhan Life

Cancelled cheque (with your complete name printed on it)

Or

Latest bank statement with the account number, account holder name, and IFSC code

KYC document: Click here to view acceptable KYC document

Request Completion Time (TAT):

7 days from the day all requirements are received.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note: Self-attest the KYC document and update your email address using iAssist, in case you are submitting the request from unregistered email ID.

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If you are not satisfied with any of the Terms and Conditions of the Policy, you may return the Policy Document along with a letter stating the reasons for disagreement to us within 15 or 30 days (in case of an electronic Policy or if purchased through Distance Marketing mode*) from the date of receipt of the Policy.

To cancel your policy during Free Look Period, you need to submit the request along with required documents within 30 days starting from the date you receive the policy document.

Documents Required:

Request form* Download

In case you are visiting Service Center

*In case residential status is/was NRI and information is not shared with Bandhan Life

Cancelled cheque (with your complete name printed on it)

Or

Latest bank statement with the account number, account holder name, and IFSC code

KYC document: Click here to view acceptable KYC document

Request Completion Time (TAT):

7 days from the day all requirements are received.

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

Please note: Self-attest the KYC document and update your email address using iAssist, in case you are submitting the request from unregistered email ID.

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Why are smokers charged more premiums compared to non-smokers?

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Why are smokers charged more premiums compared to non-smokers? | Bandhan Life

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Smoking is a health hazard that increases risk. This in turn increases the mortality risk for smokers. The premium will increase if the risk increases

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Why are smokers charged more premiums compared to non-smokers? | Bandhan Life

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Smoking is a health hazard that increases risk. This in turn increases the mortality risk for smokers. The premium will increase if the risk increases

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Why are smokers charged more premiums compared to non-smokers? | Bandhan Life

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Smoking is a health hazard that increases risk. This in turn increases the mortality risk for smokers. The premium will increase if the risk increases

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Smoking is a health hazard that increases risk. This in turn increases the mortality risk for smokers. The premium will increase if the risk increases

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Is an additional accidental rider cover required, even if the base sum assured already covers accidental death?

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Is an additional accidental rider cover required, even if the base sum assured already covers accidental death? | Bandhan Life

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Accidental rider if added gives extra cover to nominee in case of accidental death of life assured. Depending upon the individual’s choice this can be added.

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Is an additional accidental rider cover required, even if the base sum assured already covers accidental death? | Bandhan Life

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Accidental rider if added gives extra cover to nominee in case of accidental death of life assured. Depending upon the individual’s choice this can be added.

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Is an additional accidental rider cover required, even if the base sum assured already covers accidental death? | Bandhan Life

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Accidental rider if added gives extra cover to nominee in case of accidental death of life assured. Depending upon the individual’s choice this can be added.

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Accidental rider if added gives extra cover to nominee in case of accidental death of life assured. Depending upon the individual’s choice this can be added.

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Is it possible to upgrade the plan with new benefits in my existing term policy?

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Is it possible to upgrade the plan with new benefits in my existing term policy? | Bandhan Life

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Term plan cannot be upgraded but depending upon eligibility, a new product can be purchased. Click Here to view our other products.

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Is it possible to upgrade the plan with new benefits in my existing term policy? | Bandhan Life

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Term plan cannot be upgraded but depending upon eligibility, a new product can be purchased. Click Here to view our other products.

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Is it possible to upgrade the plan with new benefits in my existing term policy? | Bandhan Life

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Term plan cannot be upgraded but depending upon eligibility, a new product can be purchased. Click Here to view our other products.

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Term plan cannot be upgraded but depending upon eligibility, a new product can be purchased. Click Here to view our other products.

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Is it advisable to take the entire eligibility cover from one company or should I split it among multiple companies?

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Is it advisable to take the entire eligibility cover from one company or should I split it among multiple companies? | Bandhan Life

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Diversifying term insurance between multiple insurers is a good idea, if the cover is large, but it is important to declare existing term covers while purchasing new ones.

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Is it advisable to take the entire eligibility cover from one company or should I split it among multiple companies? | Bandhan Life

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Diversifying term insurance between multiple insurers is a good idea, if the cover is large, but it is important to declare existing term covers while purchasing new ones.

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Is it advisable to take the entire eligibility cover from one company or should I split it among multiple companies? | Bandhan Life

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Diversifying term insurance between multiple insurers is a good idea, if the cover is large, but it is important to declare existing term covers while purchasing new ones.

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Diversifying term insurance between multiple insurers is a good idea, if the cover is large, but it is important to declare existing term covers while purchasing new ones.

# data[].title
Can I attach or detach the riders during my policy term?/ Can I add or remove riders?

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Can I attach or detach the riders during my policy term?/ Can I add or remove riders? | Bandhan Life

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You can register your request for adding or detaching riders anytime, but the change will be effective from your next policy anniversary.

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Can I attach or detach the riders during my policy term?/ Can I add or remove riders? | Bandhan Life

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You can register your request for adding or detaching riders anytime, but the change will be effective from your next policy anniversary.

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Can I attach or detach the riders during my policy term?/ Can I add or remove riders? | Bandhan Life

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You can register your request for adding or detaching riders anytime, but the change will be effective from your next policy anniversary.

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You can register your request for adding or detaching riders anytime, but the change will be effective from your next policy anniversary.

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How much claim did Bandhan Life pay out in the last year?

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How much claim did Bandhan Life pay out in the last year? | Bandhan Life

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We believe in our duty towards helping you and your family to get through tough times. In 2024-25, we settled 99.73% of the total claim requests that we got.

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How much claim did Bandhan Life pay out in the last year? | Bandhan Life

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We believe in our duty towards helping you and your family to get through tough times. In 2024-25, we settled 99.73% of the total claim requests that we got.

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How much claim did Bandhan Life pay out in the last year? | Bandhan Life

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We believe in our duty towards helping you and your family to get through tough times. In 2024-25, we settled 99.73% of the total claim requests that we got.

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We believe in our duty towards helping you and your family to get through tough times. In 2024-25, we settled 99.73% of the total claim requests that we got.

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How can I make the payment while purchasing/ renewing the policy? 

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How can I make the payment while purchasing/ renewing the policy? | Bandhan Life

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There are multiple ways to make the payment for both purchasing and renewing your policy. You can renew your policy via: 1. Pay via self-service portal iAssist: Log in to your iAssist account with your registered mobile number, and pay your premium in a few simple steps. Get started now   2. Pay via website Click on this link Enter your policy number and Date of Birth Click on 'Submit'   3. Pay via UPI, through GPay, AmazonPay, PhonePe etc. Open your UPI app Go to payment categories/ billers Search for Bandhan Life insurance and follow the steps     Auto payment options: To activate from either of below auto debit options, visit iAssist Emandate option: You can activate auto payment from your savings bank account. UPI Mandate: You can activate auto payment via your UPI for a maximum limit of 100,000     Note: While you pay premium via iAssist or website, you will get below option Debit/ Credit Card payments available for Mastercard, Rupay, Visa, Amex, Diners Club etc. Net banking UPI wallet   Keep in mind: If you face any errors while making the payment or logging on to the portal, try clearing your cache and deleting cookies. If the issues persist, share a screenshot of the error on customer.care@bandhanlife.com from your registered email address. We will be right there to assist you.

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How can I make the payment while purchasing/ renewing the policy? | Bandhan Life

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There are multiple ways to make the payment for both purchasing and renewing your policy. You can renew your policy via: 1. Pay via self-service portal iAssist: Log in to your iAssist account with your registered mobile number, and pay your premium in a few simple steps. Get started now   2. Pay via website Click on this link Enter your policy number and Date of Birth Click on 'Submit'   3. Pay via UPI, through GPay, AmazonPay, PhonePe etc. Open your UPI app Go to payment categories/ billers Search for Bandhan Life insurance and follow the steps     Auto payment options: To activate from either of below auto debit options, visit iAssist Emandate option: You can activate auto payment from your savings bank account. UPI Mandate: You can activate auto payment via your UPI for a maximum limit of 100,000     Note: While you pay premium via iAssist or website, you will get below option Debit/ Credit Card payments available for Mastercard, Rupay, Visa, Amex, Diners Club etc. Net banking UPI wallet   Keep in mind: If you face any errors while making the payment or logging on to the portal, try clearing your cache and deleting cookies. If the issues persist, share a screenshot of the error on customer.care@bandhanlife.com from your registered email address. We will be right there to assist you.

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How can I make the payment while purchasing/ renewing the policy? | Bandhan Life

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There are multiple ways to make the payment for both purchasing and renewing your policy. You can renew your policy via:

1. Pay via self-service portal iAssist:

Log in to your iAssist account with your registered mobile number, and pay your premium in a few simple steps.

Get started now

2. Pay via website

Click on this link

Enter your policy number and Date of Birth

Click on 'Submit'

3. Pay via UPI, through GPay, AmazonPay, PhonePe etc.

Open your UPI app

Go to payment categories/ billers

Search for Bandhan Life insurance and follow the steps

Auto payment options: To activate from either of below auto debit options, visit iAssist

Emandate option: You can activate auto payment from your savings bank account.

UPI Mandate: You can activate auto payment via your UPI for a maximum limit of 100,000

Note: While you pay premium via iAssist or website, you will get below option

Debit/ Credit Card payments available for Mastercard, Rupay, Visa, Amex, Diners Club etc.

Net banking

UPI wallet

Keep in mind: If you face any errors while making the payment or logging on to the portal, try clearing your cache and deleting cookies. If the issues persist, share a screenshot of the error on customer.care@bandhanlife.com from your registered email address. We will be right there to assist you.

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There are multiple ways to make the payment for both purchasing and renewing your policy. You can renew your policy via:

1. Pay via self-service portal iAssist:

Log in to your iAssist account with your registered mobile number, and pay your premium in a few simple steps.

Get started now

2. Pay via website

Click on this link

Enter your policy number and Date of Birth

Click on 'Submit'

3. Pay via UPI, through GPay, AmazonPay, PhonePe etc.

Open your UPI app

Go to payment categories/ billers

Search for Bandhan Life insurance and follow the steps

Auto payment options: To activate from either of below auto debit options, visit iAssist

Emandate option: You can activate auto payment from your savings bank account.

UPI Mandate: You can activate auto payment via your UPI for a maximum limit of 100,000

Note: While you pay premium via iAssist or website, you will get below option

Debit/ Credit Card payments available for Mastercard, Rupay, Visa, Amex, Diners Club etc.

Net banking

UPI wallet

Keep in mind: If you face any errors while making the payment or logging on to the portal, try clearing your cache and deleting cookies. If the issues persist, share a screenshot of the error on customer.care@bandhanlife.com from your registered email address. We will be right there to assist you.

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What is the procedure for reporting a death claim when there is no nomination or in case of a nominee’s death?

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What is the procedure for reporting a death claim when there is no nomination or in case of a nominee’s death? | Bandhan Life

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In such situations, we would require the proof of title/ succession certificate issued by a competent court.  A proof of title is a legal document issued by a civil court. It proves the legal right of a person to inherit property from someone who has died without leaving a will. 

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What is the procedure for reporting a death claim when there is no nomination or in case of a nominee’s death? | Bandhan Life

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In such situations, we would require the proof of title/ succession certificate issued by a competent court.  A proof of title is a legal document issued by a civil court. It proves the legal right of a person to inherit property from someone who has died without leaving a will. 

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What is the procedure for reporting a death claim when there is no nomination or in case of a nominee’s death? | Bandhan Life

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In such situations, we would require the proof of title/ succession certificate issued by a competent court.  A proof of title is a legal document issued by a civil court. It proves the legal right of a person to inherit property from someone who has died without leaving a will.

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In such situations, we would require the proof of title/ succession certificate issued by a competent court.  A proof of title is a legal document issued by a civil court. It proves the legal right of a person to inherit property from someone who has died without leaving a will.

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How can I check/know the status of my claim?

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How can I check/know the status of my claim? | Bandhan Life

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You can know the status of your Claim by calling our Customer Care Helpline at the Toll-Free number- 1800 209 9090 or by writing to us at customer.care@bandhanlife.com.

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How can I check/know the status of my claim? | Bandhan Life

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You can know the status of your Claim by calling our Customer Care Helpline at the Toll-Free number- 1800 209 9090 or by writing to us at customer.care@bandhanlife.com.

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How can I check/know the status of my claim? | Bandhan Life

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You can know the status of your Claim by calling our Customer Care Helpline at the Toll-Free number- 1800 209 9090 or by writing to us at customer.care@bandhanlife.com.

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You can know the status of your Claim by calling our Customer Care Helpline at the Toll-Free number- 1800 209 9090 or by writing to us at customer.care@bandhanlife.com.

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How much time does the company take to decide the claim?

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How much time does the company take to decide the claim? | Bandhan Life

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After receiving the claim request along with mandatory documents, we will review the claim and communicate the requirements (if any) or decision on the claim within the regulatory timespan. Claims wherein Investigation is not required: Within 15 days from date of intimation of claim. Claims wherein Investigation is required: Within 45 days from date of intimation of claim.   In case of delays in claim payout beyond the regulatory turnaround time, interest at a rate, which is 2% above bank rate from the date of intimation is payable

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How much time does the company take to decide the claim? | Bandhan Life

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After receiving the claim request along with mandatory documents, we will review the claim and communicate the requirements (if any) or decision on the claim within the regulatory timespan. Claims wherein Investigation is not required: Within 15 days from date of intimation of claim. Claims wherein Investigation is required: Within 45 days from date of intimation of claim.   In case of delays in claim payout beyond the regulatory turnaround time, interest at a rate, which is 2% above bank rate from the date of intimation is payable

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How much time does the company take to decide the claim? | Bandhan Life

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After receiving the claim request along with mandatory documents, we will review the claim and communicate the requirements (if any) or decision on the claim within the regulatory timespan.

Claims wherein Investigation is not required: Within 15 days from date of intimation of claim.

Claims wherein Investigation is required: Within 45 days from date of intimation of claim.

In case of delays in claim payout beyond the regulatory turnaround time, interest at a rate, which is 2% above bank rate from the date of intimation is payable

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After receiving the claim request along with mandatory documents, we will review the claim and communicate the requirements (if any) or decision on the claim within the regulatory timespan.

Claims wherein Investigation is not required: Within 15 days from date of intimation of claim.

Claims wherein Investigation is required: Within 45 days from date of intimation of claim.

In case of delays in claim payout beyond the regulatory turnaround time, interest at a rate, which is 2% above bank rate from the date of intimation is payable

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What is the process for applying for a claim?

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What is the process for applying for a claim? | Bandhan Life

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At Bandhan Life, we want to make sure that the claims process is simple, quick, and hassle-free.   Our claim experts examine the submitted documents and the claim amount is settled so that your loved ones can use the amount when they need it most.   To apply for a claim: Write to us via email claims@bandhanlife.com OR visit our nearest Service Center. Locate Now

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What is the process for applying for a claim? | Bandhan Life

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At Bandhan Life, we want to make sure that the claims process is simple, quick, and hassle-free.   Our claim experts examine the submitted documents and the claim amount is settled so that your loved ones can use the amount when they need it most.   To apply for a claim: Write to us via email claims@bandhanlife.com OR visit our nearest Service Center. Locate Now

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What is the process for applying for a claim? | Bandhan Life

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At Bandhan Life, we want to make sure that the claims process is simple, quick, and hassle-free.

Our claim experts examine the submitted documents and the claim amount is settled so that your loved ones can use the amount when they need it most.

To apply for a claim:

Write to us via email claims@bandhanlife.com

OR visit our nearest Service Center. Locate Now

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At Bandhan Life, we want to make sure that the claims process is simple, quick, and hassle-free.

Our claim experts examine the submitted documents and the claim amount is settled so that your loved ones can use the amount when they need it most.

To apply for a claim:

Write to us via email claims@bandhanlife.com

OR visit our nearest Service Center. Locate Now

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Can I surrender my ULIPs? | Bandhan Life

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Yes, you can surrender your ULIP any time during the policy term if you are not happy with the results or have financial issues paying regular premiums.    If you surrender before the lock-in period is over, generally you are charged a discontinuance fee that is deducted from your accumulated fund value. You will get the rest of the fund value when the lock-in period is over.    If you surrender your ULIP after the lock-in period, you will immediately get the fund value at the current NAV.   It is highly recommended though, that you stay invested in a ULIP till the end of the policy term to maximise the benefits of life cover and growing wealth.

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Can I surrender my ULIPs? | Bandhan Life

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Yes, you can surrender your ULIP any time during the policy term if you are not happy with the results or have financial issues paying regular premiums.    If you surrender before the lock-in period is over, generally you are charged a discontinuance fee that is deducted from your accumulated fund value. You will get the rest of the fund value when the lock-in period is over.    If you surrender your ULIP after the lock-in period, you will immediately get the fund value at the current NAV.   It is highly recommended though, that you stay invested in a ULIP till the end of the policy term to maximise the benefits of life cover and growing wealth.

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Can I surrender my ULIPs? | Bandhan Life

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Yes, you can surrender your ULIP any time during the policy term if you are not happy with the results or have financial issues paying regular premiums.

If you surrender before the lock-in period is over, generally you are charged a discontinuance fee that is deducted from your accumulated fund value. You will get the rest of the fund value when the lock-in period is over.

If you surrender your ULIP after the lock-in period, you will immediately get the fund value at the current NAV.

It is highly recommended though, that you stay invested in a ULIP till the end of the policy term to maximise the benefits of life cover and growing wealth.

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Yes, you can surrender your ULIP any time during the policy term if you are not happy with the results or have financial issues paying regular premiums.

If you surrender before the lock-in period is over, generally you are charged a discontinuance fee that is deducted from your accumulated fund value. You will get the rest of the fund value when the lock-in period is over.

If you surrender your ULIP after the lock-in period, you will immediately get the fund value at the current NAV.

It is highly recommended though, that you stay invested in a ULIP till the end of the policy term to maximise the benefits of life cover and growing wealth.

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What if I don't die within the term? | Bandhan Life

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There's no payout at the end, but you've had years of knowing your family was protected, which is priceless.

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What if I don't die within the term? | Bandhan Life

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There's no payout at the end, but you've had years of knowing your family was protected, which is priceless.

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What if I don't die within the term? | Bandhan Life

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There's no payout at the end, but you've had years of knowing your family was protected, which is priceless.

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There's no payout at the end, but you've had years of knowing your family was protected, which is priceless.

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Is it necessary for companies to offer group health insurance now?

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Is it necessary for companies to offer group health insurance now? | Bandhan Life

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Yes, in today’s world, especially after COVID-19 shook us all, it’s now strongly recommended for employers in India to provide group medical insurance to their teams. It’s all about keeping everyone covered and secure.

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Is it necessary for companies to offer group health insurance now? | Bandhan Life

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Yes, in today’s world, especially after COVID-19 shook us all, it’s now strongly recommended for employers in India to provide group medical insurance to their teams. It’s all about keeping everyone covered and secure.

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Is it necessary for companies to offer group health insurance now? | Bandhan Life

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Yes, in today’s world, especially after COVID-19 shook us all, it’s now strongly recommended for employers in India to provide group medical insurance to their teams. It’s all about keeping everyone covered and secure.

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Yes, in today’s world, especially after COVID-19 shook us all, it’s now strongly recommended for employers in India to provide group medical insurance to their teams. It’s all about keeping everyone covered and secure.

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Can term life insurance claims be rejected?

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Can term life insurance claims be rejected? | Bandhan Life

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Yes, if there's fraud or misinformation involved. Always be honest and update your insurer about any changes.

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Can term life insurance claims be rejected? | Bandhan Life

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Yes, if there's fraud or misinformation involved. Always be honest and update your insurer about any changes.

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Can term life insurance claims be rejected? | Bandhan Life

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Yes, if there's fraud or misinformation involved. Always be honest and update your insurer about any changes.

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Yes, if there's fraud or misinformation involved. Always be honest and update your insurer about any changes.

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Why is nicotine-use a factor for determining the term insurance premium?

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Why is nicotine-use a factor for determining the term insurance premium? | Bandhan Life

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That’s because the average life expectancy of a non-smoker is longer than a smoker.

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Why is nicotine-use a factor for determining the term insurance premium? | Bandhan Life

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That’s because the average life expectancy of a non-smoker is longer than a smoker.

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Why is nicotine-use a factor for determining the term insurance premium? | Bandhan Life

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That’s because the average life expectancy of a non-smoker is longer than a smoker.

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That’s because the average life expectancy of a non-smoker is longer than a smoker.

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A fund switch is a feature of ULIPs that allow you to switch some or all your units among the investment funds offered by your insurance company.    You may want to switch between funds if your existing fund may be performing lower than others or your changes in your life goals or market conditions.    Most companies offer a certain number of free switches in a year before they become chargeable.  

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A fund switch is a feature of ULIPs that allow you to switch some or all your units among the investment funds offered by your insurance company.    You may want to switch between funds if your existing fund may be performing lower than others or your changes in your life goals or market conditions.    Most companies offer a certain number of free switches in a year before they become chargeable.  

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A fund switch is a feature of ULIPs that allow you to switch some or all your units among the investment funds offered by your insurance company.

You may want to switch between funds if your existing fund may be performing lower than others or your changes in your life goals or market conditions.

Most companies offer a certain number of free switches in a year before they become chargeable.

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A fund switch is a feature of ULIPs that allow you to switch some or all your units among the investment funds offered by your insurance company.

You may want to switch between funds if your existing fund may be performing lower than others or your changes in your life goals or market conditions.

Most companies offer a certain number of free switches in a year before they become chargeable.

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When should I buy term life insurance? | Bandhan Life

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Anytime is a good time! The sooner, the better to start protecting your family's future. Ideally, a term plan should cover you through your earning years.

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When should I buy term life insurance? | Bandhan Life

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Anytime is a good time! The sooner, the better to start protecting your family's future. Ideally, a term plan should cover you through your earning years.

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When should I buy term life insurance? | Bandhan Life

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Anytime is a good time! The sooner, the better to start protecting your family's future. Ideally, a term plan should cover you through your earning years.

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Anytime is a good time! The sooner, the better to start protecting your family's future. Ideally, a term plan should cover you through your earning years.

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Do I have to pay premiums for long policy durations?

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Do I have to pay premiums for long policy durations? | Bandhan Life

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Not at all. You don’t need to commit to a long premium payment duration which you may not be able to continue later. You can opt for shorter durations or even enjoy flexible premium payment options.

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Do I have to pay premiums for long policy durations? | Bandhan Life

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Not at all. You don’t need to commit to a long premium payment duration which you may not be able to continue later. You can opt for shorter durations or even enjoy flexible premium payment options.

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Do I have to pay premiums for long policy durations? | Bandhan Life

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Not at all. You don’t need to commit to a long premium payment duration which you may not be able to continue later. You can opt for shorter durations or even enjoy flexible premium payment options.

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Not at all. You don’t need to commit to a long premium payment duration which you may not be able to continue later. You can opt for shorter durations or even enjoy flexible premium payment options.

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Does Term Life Insurance Cover COVID-19 | Bandhan Life

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Post COVID-19 pandemic, most insurance companies include coverage for COVID death claims. At Aegon Life, we have a life insurance plan which covers COVID-19 Hospitalization expenses, as well.

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Does Term Life Insurance Cover COVID-19 | Bandhan Life

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Post COVID-19 pandemic, most insurance companies include coverage for COVID death claims. At Aegon Life, we have a life insurance plan which covers COVID-19 Hospitalization expenses, as well.

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Does Term Life Insurance Cover COVID-19 | Bandhan Life

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Post COVID-19 pandemic, most insurance companies include coverage for COVID death claims. At Aegon Life, we have a life insurance plan which covers COVID-19 Hospitalization expenses, as well.

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Post COVID-19 pandemic, most insurance companies include coverage for COVID death claims. At Aegon Life, we have a life insurance plan which covers COVID-19 Hospitalization expenses, as well.

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What is the difference between term insurance and whole life insurance?

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What is the difference between term insurance and whole life insurance? | Bandhan Life

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Term insurance is a life insurance policy that provides coverage for a specific number of years , whereas whole life insurance is a type of life insurance that provides life long protection and accumulates a cash value as long as you are alive.

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What is the difference between term insurance and whole life insurance? | Bandhan Life

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Term insurance is a life insurance policy that provides coverage for a specific number of years , whereas whole life insurance is a type of life insurance that provides life long protection and accumulates a cash value as long as you are alive.

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What is the difference between term insurance and whole life insurance? | Bandhan Life

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Term insurance is a life insurance policy that provides coverage for a specific number of years , whereas whole life insurance is a type of life insurance that provides life long protection and accumulates a cash value as long as you are alive.

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Term insurance is a life insurance policy that provides coverage for a specific number of years , whereas whole life insurance is a type of life insurance that provides life long protection and accumulates a cash value as long as you are alive.

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Who decides what the term plan premium amount should be?

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Who decides what the term plan premium amount should be? | Bandhan Life

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The insurance company does, based on things like your age, health, and lifestyle. Term Plan premiums are generally lower, offering great coverage for less.

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Who decides what the term plan premium amount should be? | Bandhan Life

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The insurance company does, based on things like your age, health, and lifestyle. Term Plan premiums are generally lower, offering great coverage for less.

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Who decides what the term plan premium amount should be? | Bandhan Life

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The insurance company does, based on things like your age, health, and lifestyle. Term Plan premiums are generally lower, offering great coverage for less.

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The insurance company does, based on things like your age, health, and lifestyle. Term Plan premiums are generally lower, offering great coverage for less.

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Does offering group insurance come with perks for the employer too?

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Does offering group insurance come with perks for the employer too? | Bandhan Life

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Definitely! While it's a great benefit for the team, employers aren’t left out. The premiums paid for group insurance can reduce taxable income for the company.* However, this tax-saving superpower doesn't extend to employees or group members in this case.   *All tax benefits are subject to tax laws prevailing at the time of payment of premium or receipt of benefits by you. Tax benefits and tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details.

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Does offering group insurance come with perks for the employer too? | Bandhan Life

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Definitely! While it's a great benefit for the team, employers aren’t left out. The premiums paid for group insurance can reduce taxable income for the company.* However, this tax-saving superpower doesn't extend to employees or group members in this case.   *All tax benefits are subject to tax laws prevailing at the time of payment of premium or receipt of benefits by you. Tax benefits and tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details.

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Does offering group insurance come with perks for the employer too? | Bandhan Life

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Definitely! While it's a great benefit for the team, employers aren’t left out. The premiums paid for group insurance can reduce taxable income for the company.* However, this tax-saving superpower doesn't extend to employees or group members in this case.

*All tax benefits are subject to tax laws prevailing at the time of payment of premium or receipt of benefits by you. Tax benefits and tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details.

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Definitely! While it's a great benefit for the team, employers aren’t left out. The premiums paid for group insurance can reduce taxable income for the company.* However, this tax-saving superpower doesn't extend to employees or group members in this case.

*All tax benefits are subject to tax laws prevailing at the time of payment of premium or receipt of benefits by you. Tax benefits and tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details.

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Are there any particular type of deaths that are not covered by term insurance?

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Are there any particular type of deaths that are not covered by term insurance? | Bandhan Life

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Claims of death due to drunken driving, accidents where you are found in a drunk state, self-inflicted wounds, murder, death in a war or known violent area, dangerous hobbies like skydiving, and death due to sexually-transmitted diseases are not entertained.

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Are there any particular type of deaths that are not covered by term insurance? | Bandhan Life

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Claims of death due to drunken driving, accidents where you are found in a drunk state, self-inflicted wounds, murder, death in a war or known violent area, dangerous hobbies like skydiving, and death due to sexually-transmitted diseases are not entertained.

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Are there any particular type of deaths that are not covered by term insurance? | Bandhan Life

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Claims of death due to drunken driving, accidents where you are found in a drunk state, self-inflicted wounds, murder, death in a war or known violent area, dangerous hobbies like skydiving, and death due to sexually-transmitted diseases are not entertained.

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Claims of death due to drunken driving, accidents where you are found in a drunk state, self-inflicted wounds, murder, death in a war or known violent area, dangerous hobbies like skydiving, and death due to sexually-transmitted diseases are not entertained.

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How can I track my ULIP fund value? | Bandhan Life

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Multiplying the number of units you hold with the Net Asset Value (NAV) of the fund will give you your fund value.    NAVs of all funds are published on the fund company’s website and most financial newspapers.

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How can I track my ULIP fund value? | Bandhan Life

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Multiplying the number of units you hold with the Net Asset Value (NAV) of the fund will give you your fund value.    NAVs of all funds are published on the fund company’s website and most financial newspapers.

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How can I track my ULIP fund value? | Bandhan Life

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Multiplying the number of units you hold with the Net Asset Value (NAV) of the fund will give you your fund value.

NAVs of all funds are published on the fund company’s website and most financial newspapers.

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Multiplying the number of units you hold with the Net Asset Value (NAV) of the fund will give you your fund value.

NAVs of all funds are published on the fund company’s website and most financial newspapers.

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Is it safe to invest in a savings plan? | Bandhan Life

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Yes, it is very safe because the returns are not linked to market performance or interest rate fluctuations. You always know exactly how much amount to expect when your policy matures.

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Is it safe to invest in a savings plan? | Bandhan Life

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Yes, it is very safe because the returns are not linked to market performance or interest rate fluctuations. You always know exactly how much amount to expect when your policy matures.

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Is it safe to invest in a savings plan? | Bandhan Life

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Yes, it is very safe because the returns are not linked to market performance or interest rate fluctuations. You always know exactly how much amount to expect when your policy matures.

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Yes, it is very safe because the returns are not linked to market performance or interest rate fluctuations. You always know exactly how much amount to expect when your policy matures.

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How does a savings insurance plan work? | Bandhan Life

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It is very similar to a recurring bank deposit. Save a regular amount for a specific period (e.g., 5, 7 or 10 years) and get a guaranteed lump sum payout with interest and no hidden charges after the period ends.   The icing on the cake? The guaranteed returns you get will be tax-free!* Along with the benefits of savings, you will get a life cover that will provide your family with a financial security net that will protect them from any financial crisis in case of your unfortunate death.   *All tax benefits are subject to tax laws prevailing at the time of payment of premium or receipt of benefits by you and are applicable only if all due premiums are paid and the policy being in force on the date of maturity. Tax benefits and tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details.

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How does a savings insurance plan work? | Bandhan Life

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It is very similar to a recurring bank deposit. Save a regular amount for a specific period (e.g., 5, 7 or 10 years) and get a guaranteed lump sum payout with interest and no hidden charges after the period ends.   The icing on the cake? The guaranteed returns you get will be tax-free!* Along with the benefits of savings, you will get a life cover that will provide your family with a financial security net that will protect them from any financial crisis in case of your unfortunate death.   *All tax benefits are subject to tax laws prevailing at the time of payment of premium or receipt of benefits by you and are applicable only if all due premiums are paid and the policy being in force on the date of maturity. Tax benefits and tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details.

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How does a savings insurance plan work? | Bandhan Life

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It is very similar to a recurring bank deposit. Save a regular amount for a specific period (e.g., 5, 7 or 10 years) and get a guaranteed lump sum payout with interest and no hidden charges after the period ends.

The icing on the cake? The guaranteed returns you get will be tax-free!* Along with the benefits of savings, you will get a life cover that will provide your family with a financial security net that will protect them from any financial crisis in case of your unfortunate death.

*All tax benefits are subject to tax laws prevailing at the time of payment of premium or receipt of benefits by you and are applicable only if all due premiums are paid and the policy being in force on the date of maturity. Tax benefits and tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details.

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It is very similar to a recurring bank deposit. Save a regular amount for a specific period (e.g., 5, 7 or 10 years) and get a guaranteed lump sum payout with interest and no hidden charges after the period ends.

The icing on the cake? The guaranteed returns you get will be tax-free!* Along with the benefits of savings, you will get a life cover that will provide your family with a financial security net that will protect them from any financial crisis in case of your unfortunate death.

*All tax benefits are subject to tax laws prevailing at the time of payment of premium or receipt of benefits by you and are applicable only if all due premiums are paid and the policy being in force on the date of maturity. Tax benefits and tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details.

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If my age is 30 and annual salary is around ₹5 lakh, how much term insurance cover should I be looking at?

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If my age is 30 and annual salary is around ₹5 lakh, how much term insurance cover should I be looking at? | Bandhan Life

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If you are around 30, you have another 30 years of working life ahead of you. Assuming you will get a raise every two years or so, and further on considering inflation, you could look at a term insurance amount of ₹1 crore.

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If my age is 30 and annual salary is around ₹5 lakh, how much term insurance cover should I be looking at? | Bandhan Life

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If you are around 30, you have another 30 years of working life ahead of you. Assuming you will get a raise every two years or so, and further on considering inflation, you could look at a term insurance amount of ₹1 crore.

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If my age is 30 and annual salary is around ₹5 lakh, how much term insurance cover should I be looking at? | Bandhan Life

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If you are around 30, you have another 30 years of working life ahead of you. Assuming you will get a raise every two years or so, and further on considering inflation, you could look at a term insurance amount of ₹1 crore.

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If you are around 30, you have another 30 years of working life ahead of you. Assuming you will get a raise every two years or so, and further on considering inflation, you could look at a term insurance amount of ₹1 crore.

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A large part of the premium you pay is invested in the capital market. Based on your risk appetite, the fund managers systematically invest your money in equity and / or debt centric funds that you select.    And then, like any other capital market investment, your ULIP investment too grows depending on the market conditions.    The fund value of the investment will be yours when your policy matures. In case of an unfortunate incident during the policy term, your nominee will receive the sum assured as well as the fund value as on the date of claim.

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A large part of the premium you pay is invested in the capital market. Based on your risk appetite, the fund managers systematically invest your money in equity and / or debt centric funds that you select.    And then, like any other capital market investment, your ULIP investment too grows depending on the market conditions.    The fund value of the investment will be yours when your policy matures. In case of an unfortunate incident during the policy term, your nominee will receive the sum assured as well as the fund value as on the date of claim.

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A large part of the premium you pay is invested in the capital market. Based on your risk appetite, the fund managers systematically invest your money in equity and / or debt centric funds that you select.

And then, like any other capital market investment, your ULIP investment too grows depending on the market conditions.

The fund value of the investment will be yours when your policy matures. In case of an unfortunate incident during the policy term, your nominee will receive the sum assured as well as the fund value as on the date of claim.

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A large part of the premium you pay is invested in the capital market. Based on your risk appetite, the fund managers systematically invest your money in equity and / or debt centric funds that you select.

And then, like any other capital market investment, your ULIP investment too grows depending on the market conditions.

The fund value of the investment will be yours when your policy matures. In case of an unfortunate incident during the policy term, your nominee will receive the sum assured as well as the fund value as on the date of claim.

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What is term insurance premium? | Bandhan Life

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It's the amount you pay regularly to keep your insurance active. Think of it as the cost of keeping your family's safety net in place.

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What is term insurance premium? | Bandhan Life

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It's the amount you pay regularly to keep your insurance active. Think of it as the cost of keeping your family's safety net in place.

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What is term insurance premium? | Bandhan Life

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It's the amount you pay regularly to keep your insurance active. Think of it as the cost of keeping your family's safety net in place.

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It's the amount you pay regularly to keep your insurance active. Think of it as the cost of keeping your family's safety net in place.

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What are the documents required to buy term insurance plan online?

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What are the documents required to buy term insurance plan online? | Bandhan Life

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This can differ from company to company, but in general you will need to provide documents for identity, age and address proof and bank details at the time of buying insurance online.

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What are the documents required to buy term insurance plan online? | Bandhan Life

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This can differ from company to company, but in general you will need to provide documents for identity, age and address proof and bank details at the time of buying insurance online.

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What are the documents required to buy term insurance plan online? | Bandhan Life

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This can differ from company to company, but in general you will need to provide documents for identity, age and address proof and bank details at the time of buying insurance online.

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This can differ from company to company, but in general you will need to provide documents for identity, age and address proof and bank details at the time of buying insurance online.

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Is it safe to invest in ULIPs? | Bandhan Life

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ULIPs are definitely a safe bet as long term investment.    They allow you to make a cautious and conscious decision to invest in a low to moderate to high risk debt / equity combination of investment based on your risk appetite.    You can also switch between funds from time to time and align your investment to changing market conditions and goals.

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Is it safe to invest in ULIPs? | Bandhan Life

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ULIPs are definitely a safe bet as long term investment.    They allow you to make a cautious and conscious decision to invest in a low to moderate to high risk debt / equity combination of investment based on your risk appetite.    You can also switch between funds from time to time and align your investment to changing market conditions and goals.

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Is it safe to invest in ULIPs? | Bandhan Life

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ULIPs are definitely a safe bet as long term investment.

They allow you to make a cautious and conscious decision to invest in a low to moderate to high risk debt / equity combination of investment based on your risk appetite.

You can also switch between funds from time to time and align your investment to changing market conditions and goals.

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ULIPs are definitely a safe bet as long term investment.

They allow you to make a cautious and conscious decision to invest in a low to moderate to high risk debt / equity combination of investment based on your risk appetite.

You can also switch between funds from time to time and align your investment to changing market conditions and goals.

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How do my savings grow with a savings plan?

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How do my savings grow with a savings plan? | Bandhan Life

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With a savings insurance plan by your side, it is easy to grow your savings and create a nest egg. Here's how it works:   Every year, till your policy matures, a guaranteed percentage of your basic sum assured gets added to your basic sum assured. When your policy matures you get back the basic sum assured plus this total guaranteed returns amount collected over the years. You may also get guaranteed additions and a loyalty bonus that is accrued over the policy term. The amount accrued would depend upon your policy and its tenure.

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How do my savings grow with a savings plan? | Bandhan Life

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With a savings insurance plan by your side, it is easy to grow your savings and create a nest egg. Here's how it works:   Every year, till your policy matures, a guaranteed percentage of your basic sum assured gets added to your basic sum assured. When your policy matures you get back the basic sum assured plus this total guaranteed returns amount collected over the years. You may also get guaranteed additions and a loyalty bonus that is accrued over the policy term. The amount accrued would depend upon your policy and its tenure.

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How do my savings grow with a savings plan? | Bandhan Life

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With a savings insurance plan by your side, it is easy to grow your savings and create a nest egg. Here's how it works:

Every year, till your policy matures, a guaranteed percentage of your basic sum assured gets added to your basic sum assured. When your policy matures you get back the basic sum assured plus this total guaranteed returns amount collected over the years.

You may also get guaranteed additions and a loyalty bonus that is accrued over the policy term. The amount accrued would depend upon your policy and its tenure.

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With a savings insurance plan by your side, it is easy to grow your savings and create a nest egg. Here's how it works:

Every year, till your policy matures, a guaranteed percentage of your basic sum assured gets added to your basic sum assured. When your policy matures you get back the basic sum assured plus this total guaranteed returns amount collected over the years.

You may also get guaranteed additions and a loyalty bonus that is accrued over the policy term. The amount accrued would depend upon your policy and its tenure.

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How’s group insurance different from the insurance I buy for myself?

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How’s group insurance different from the insurance I buy for myself? | Bandhan Life

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Group insurance is like a bulk deal, where the cost of coverage for everyone in the group (like your work team) is usually taken care of by your employer. It’s a part of your work perks! For individual insurance, you’re the one managing and paying for your plan directly. It’s a bit more personal and tailored to your specific needs.

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How’s group insurance different from the insurance I buy for myself? | Bandhan Life

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Group insurance is like a bulk deal, where the cost of coverage for everyone in the group (like your work team) is usually taken care of by your employer. It’s a part of your work perks! For individual insurance, you’re the one managing and paying for your plan directly. It’s a bit more personal and tailored to your specific needs.

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How’s group insurance different from the insurance I buy for myself? | Bandhan Life

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Group insurance is like a bulk deal, where the cost of coverage for everyone in the group (like your work team) is usually taken care of by your employer. It’s a part of your work perks! For individual insurance, you’re the one managing and paying for your plan directly. It’s a bit more personal and tailored to your specific needs.

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Group insurance is like a bulk deal, where the cost of coverage for everyone in the group (like your work team) is usually taken care of by your employer. It’s a part of your work perks! For individual insurance, you’re the one managing and paying for your plan directly. It’s a bit more personal and tailored to your specific needs.

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Can I have multiple term insurance policies?

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Can I have multiple term insurance policies? | Bandhan Life

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Absolutely! You can have as many as you need to cover different needs or beneficiaries. It's all about tailoring your coverage to fit your life.

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Can I have multiple term insurance policies? | Bandhan Life

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Absolutely! You can have as many as you need to cover different needs or beneficiaries. It's all about tailoring your coverage to fit your life.

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Can I have multiple term insurance policies? | Bandhan Life

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Absolutely! You can have as many as you need to cover different needs or beneficiaries. It's all about tailoring your coverage to fit your life.

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Absolutely! You can have as many as you need to cover different needs or beneficiaries. It's all about tailoring your coverage to fit your life.

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Can I tweak our group insurance plan to fit everyone just right?

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Can I tweak our group insurance plan to fit everyone just right? | Bandhan Life

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Absolutely! You can mix and match benefits to meet the requirements  of your group. Just remember, once you decide  the mix, everyone in the group gets the same level of coverage, making it fair for all, regardless of their role, age, or background.

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Can I tweak our group insurance plan to fit everyone just right? | Bandhan Life

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Absolutely! You can mix and match benefits to meet the requirements  of your group. Just remember, once you decide  the mix, everyone in the group gets the same level of coverage, making it fair for all, regardless of their role, age, or background.

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Can I tweak our group insurance plan to fit everyone just right? | Bandhan Life

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Absolutely! You can mix and match benefits to meet the requirements  of your group. Just remember, once you decide  the mix, everyone in the group gets the same level of coverage, making it fair for all, regardless of their role, age, or background.

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Absolutely! You can mix and match benefits to meet the requirements  of your group. Just remember, once you decide  the mix, everyone in the group gets the same level of coverage, making it fair for all, regardless of their role, age, or background.

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What exactly is group insurance? | Bandhan Life

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Group insurance is like a safety net that catches a lot of people at once. If you’re part of a company, professional group, or any organisation, you’re covered under one big umbrella policy. It’s an efficient way to ensure everyone has some level of insurance protection together.

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What exactly is group insurance? | Bandhan Life

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Group insurance is like a safety net that catches a lot of people at once. If you’re part of a company, professional group, or any organisation, you’re covered under one big umbrella policy. It’s an efficient way to ensure everyone has some level of insurance protection together.

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What exactly is group insurance? | Bandhan Life

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Group insurance is like a safety net that catches a lot of people at once. If you’re part of a company, professional group, or any organisation, you’re covered under one big umbrella policy. It’s an efficient way to ensure everyone has some level of insurance protection together.

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Group insurance is like a safety net that catches a lot of people at once. If you’re part of a company, professional group, or any organisation, you’re covered under one big umbrella policy. It’s an efficient way to ensure everyone has some level of insurance protection together.

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Are there no monetary benefits from investing in term insurance?

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Are there no monetary benefits from investing in term insurance? | Bandhan Life

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Besides insuring your family, this type of life insurance offers  tax deduction and exemption. Under Section 80C of the Income Tax Act, 1961, you can claim a deduction of up to Rs 1.5 lakh on your policy premium. Even the proceeds that your loved ones get in your absence  are exempted under section 10(10D).

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Are there no monetary benefits from investing in term insurance? | Bandhan Life

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Besides insuring your family, this type of life insurance offers  tax deduction and exemption. Under Section 80C of the Income Tax Act, 1961, you can claim a deduction of up to Rs 1.5 lakh on your policy premium. Even the proceeds that your loved ones get in your absence  are exempted under section 10(10D).

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Are there no monetary benefits from investing in term insurance? | Bandhan Life

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Besides insuring your family, this type of life insurance offers  tax deduction and exemption. Under Section 80C of the Income Tax Act, 1961, you can claim a deduction of up to Rs 1.5 lakh on your policy premium. Even the proceeds that your loved ones get in your absence  are exempted under section 10(10D).

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Besides insuring your family, this type of life insurance offers  tax deduction and exemption. Under Section 80C of the Income Tax Act, 1961, you can claim a deduction of up to Rs 1.5 lakh on your policy premium. Even the proceeds that your loved ones get in your absence  are exempted under section 10(10D).

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What will happens if I die before paying the due premium?

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What will happens if I die before paying the due premium? | Bandhan Life

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In that case, the due premium will be deducted from the death benefit.

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What will happens if I die before paying the due premium? | Bandhan Life

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In that case, the due premium will be deducted from the death benefit.

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What will happens if I die before paying the due premium? | Bandhan Life

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In that case, the due premium will be deducted from the death benefit.

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In that case, the due premium will be deducted from the death benefit.

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What if I miss a premium payment? | Bandhan Life

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You have a grace period to catch up, but if you don't, the policy lapses, and the protection stops. Staying on top of payments is crucial to keep the safety net in place.   If premiums remain unpaid after the grace period, the policy lapses. The grace period depends upon your premium payment frequency; for a monthly premium payment frequency, the grace period is 15 days past the due date, and for other modes, the grace period is one month past the due date.   In that case, you stand to lose the benefit of all the previous premiums you have paid so far. Moreover, your nominee or beneficiary will not receive any payout, in case something untoward happens to your life.

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What if I miss a premium payment? | Bandhan Life

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You have a grace period to catch up, but if you don't, the policy lapses, and the protection stops. Staying on top of payments is crucial to keep the safety net in place.   If premiums remain unpaid after the grace period, the policy lapses. The grace period depends upon your premium payment frequency; for a monthly premium payment frequency, the grace period is 15 days past the due date, and for other modes, the grace period is one month past the due date.   In that case, you stand to lose the benefit of all the previous premiums you have paid so far. Moreover, your nominee or beneficiary will not receive any payout, in case something untoward happens to your life.

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What if I miss a premium payment? | Bandhan Life

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You have a grace period to catch up, but if you don't, the policy lapses, and the protection stops. Staying on top of payments is crucial to keep the safety net in place.

If premiums remain unpaid after the grace period, the policy lapses. The grace period depends upon your premium payment frequency; for a monthly premium payment frequency, the grace period is 15 days past the due date, and for other modes, the grace period is one month past the due date.

In that case, you stand to lose the benefit of all the previous premiums you have paid so far. Moreover, your nominee or beneficiary will not receive any payout, in case something untoward happens to your life.

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You have a grace period to catch up, but if you don't, the policy lapses, and the protection stops. Staying on top of payments is crucial to keep the safety net in place.

If premiums remain unpaid after the grace period, the policy lapses. The grace period depends upon your premium payment frequency; for a monthly premium payment frequency, the grace period is 15 days past the due date, and for other modes, the grace period is one month past the due date.

In that case, you stand to lose the benefit of all the previous premiums you have paid so far. Moreover, your nominee or beneficiary will not receive any payout, in case something untoward happens to your life.

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Can I stop paying premium after 5 years?

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Can I stop paying premium after 5 years? | Bandhan Life

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After the 5 year lock in period, you can surrender your policy if you want.    However, it is always recommended to continue your policy till the end of the term to maximise the benefits of life cover and growing wealth.

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Can I stop paying premium after 5 years? | Bandhan Life

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After the 5 year lock in period, you can surrender your policy if you want.    However, it is always recommended to continue your policy till the end of the term to maximise the benefits of life cover and growing wealth.

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Can I stop paying premium after 5 years? | Bandhan Life

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After the 5 year lock in period, you can surrender your policy if you want.

However, it is always recommended to continue your policy till the end of the term to maximise the benefits of life cover and growing wealth.

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After the 5 year lock in period, you can surrender your policy if you want.

However, it is always recommended to continue your policy till the end of the term to maximise the benefits of life cover and growing wealth.

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I am an occasional smoker. Do I need to declare myself as a tobacco user?

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I am an occasional smoker. Do I need to declare myself as a tobacco user? | Bandhan Life

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Yes! In fact, if you have smoked in the last 12 months, then you must declare yourself as a tobacco user. If information is withheld and later revealed to the insurer, it may have severe repercussions such as your policy being considered as null and void or denial of the policy benefits.

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I am an occasional smoker. Do I need to declare myself as a tobacco user? | Bandhan Life

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Yes! In fact, if you have smoked in the last 12 months, then you must declare yourself as a tobacco user. If information is withheld and later revealed to the insurer, it may have severe repercussions such as your policy being considered as null and void or denial of the policy benefits.

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I am an occasional smoker. Do I need to declare myself as a tobacco user? | Bandhan Life

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Yes! In fact, if you have smoked in the last 12 months, then you must declare yourself as a tobacco user. If information is withheld and later revealed to the insurer, it may have severe repercussions such as your policy being considered as null and void or denial of the policy benefits.

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Yes! In fact, if you have smoked in the last 12 months, then you must declare yourself as a tobacco user. If information is withheld and later revealed to the insurer, it may have severe repercussions such as your policy being considered as null and void or denial of the policy benefits.

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What is the minimum lock in period for ULIPs?

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What is the minimum lock in period for ULIPs? | Bandhan Life

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Most ULIPs have a 5 year lock in period.    However, it is recommended to stay invested for longer durations like 10 to 15 years to reap the rewards of a long term investment in capital markets.

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What is the minimum lock in period for ULIPs? | Bandhan Life

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Most ULIPs have a 5 year lock in period.    However, it is recommended to stay invested for longer durations like 10 to 15 years to reap the rewards of a long term investment in capital markets.

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What is the minimum lock in period for ULIPs? | Bandhan Life

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Most ULIPs have a 5 year lock in period.

However, it is recommended to stay invested for longer durations like 10 to 15 years to reap the rewards of a long term investment in capital markets.

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Most ULIPs have a 5 year lock in period.

However, it is recommended to stay invested for longer durations like 10 to 15 years to reap the rewards of a long term investment in capital markets.

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Which term insurance policy should I select?

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Which term insurance policy should I select? | Bandhan Life

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The one which provides you with the maximum death benefits with the premiums for the total term duration that you can afford.

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Which term insurance policy should I select? | Bandhan Life

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The one which provides you with the maximum death benefits with the premiums for the total term duration that you can afford.

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Which term insurance policy should I select? | Bandhan Life

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The one which provides you with the maximum death benefits with the premiums for the total term duration that you can afford.

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The one which provides you with the maximum death benefits with the premiums for the total term duration that you can afford.

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How do I know how much term insurance to buy?

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How do I know how much term insurance to buy? | Bandhan Life

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It depends on various factors, including the number of dependents you have, your investment needs, affordability, and the lifestyle you wish to provide to your family. You must factor in the living expenses of your dependents, for how long will they need it, your current loans and liabilities and future expenses such as child’s education when deciding your term insurance cover.

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How do I know how much term insurance to buy? | Bandhan Life

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It depends on various factors, including the number of dependents you have, your investment needs, affordability, and the lifestyle you wish to provide to your family. You must factor in the living expenses of your dependents, for how long will they need it, your current loans and liabilities and future expenses such as child’s education when deciding your term insurance cover.

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How do I know how much term insurance to buy? | Bandhan Life

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It depends on various factors, including the number of dependents you have, your investment needs, affordability, and the lifestyle you wish to provide to your family. You must factor in the living expenses of your dependents, for how long will they need it, your current loans and liabilities and future expenses such as child’s education when deciding your term insurance cover.

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It depends on various factors, including the number of dependents you have, your investment needs, affordability, and the lifestyle you wish to provide to your family. You must factor in the living expenses of your dependents, for how long will they need it, your current loans and liabilities and future expenses such as child’s education when deciding your term insurance cover.

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How will my nominee process a term insurance claim?

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How will my nominee process a term insurance claim? | Bandhan Life

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In the unfortunate event of your death, your nominee must immediately get in touch with your insurance company and submit all necessary documents. Accordingly, the insurance company’s claims team will guide your nominee every step of the way.    The claims process at Aegon Life is very simple, quick and completely hassle free. The best part is, the whole process can be completed online by your nominee, which requires no middle-men or agents or even visiting the Aegon life branches.

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How will my nominee process a term insurance claim? | Bandhan Life

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In the unfortunate event of your death, your nominee must immediately get in touch with your insurance company and submit all necessary documents. Accordingly, the insurance company’s claims team will guide your nominee every step of the way.    The claims process at Aegon Life is very simple, quick and completely hassle free. The best part is, the whole process can be completed online by your nominee, which requires no middle-men or agents or even visiting the Aegon life branches.

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How will my nominee process a term insurance claim? | Bandhan Life

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In the unfortunate event of your death, your nominee must immediately get in touch with your insurance company and submit all necessary documents. Accordingly, the insurance company’s claims team will guide your nominee every step of the way.

The claims process at Aegon Life is very simple, quick and completely hassle free. The best part is, the whole process can be completed online by your nominee, which requires no middle-men or agents or even visiting the Aegon life branches.

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In the unfortunate event of your death, your nominee must immediately get in touch with your insurance company and submit all necessary documents. Accordingly, the insurance company’s claims team will guide your nominee every step of the way.    The claims process at Aegon Life is very simple, quick and completely hassle free. The best part is, the whole process can be completed online by your nominee, which requires no middle-men or agents or even visiting the Aegon life branches.

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How often should I review my life insurance cover?

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How often should I review my life insurance cover? | Bandhan Life

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Life insurance is your financial safeguard, evolving just like your life does. It's wise to review your life cover at key life stages:   i. Student Stage: Consider life insurance to protect your family against educational expenses and loans, especially if you're funding your education through loans. ii. Starting a Career: As you begin earning and taking on household responsibilities, update your life cover to match your income and ensure your family's financial stability. iii. Tying the Knot: Marriage brings shared responsibilities. Adjust your life cover to ensure your spouse's financial security. iv. Parenthood: With kids, consider enhancing your insurance with savings or child plans for their secure future. v. Retirement: In your 40s, focus on building a retirement corpus with plans like savings or ULIPs.   Regular reviews ensure your life insurance keeps pace with your changing needs, ensuring continuous protection for your loved ones. We have explained this in detail in this blog.

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How often should I review my life insurance cover? | Bandhan Life

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Life insurance is your financial safeguard, evolving just like your life does. It's wise to review your life cover at key life stages:   i. Student Stage: Consider life insurance to protect your family against educational expenses and loans, especially if you're funding your education through loans. ii. Starting a Career: As you begin earning and taking on household responsibilities, update your life cover to match your income and ensure your family's financial stability. iii. Tying the Knot: Marriage brings shared responsibilities. Adjust your life cover to ensure your spouse's financial security. iv. Parenthood: With kids, consider enhancing your insurance with savings or child plans for their secure future. v. Retirement: In your 40s, focus on building a retirement corpus with plans like savings or ULIPs.   Regular reviews ensure your life insurance keeps pace with your changing needs, ensuring continuous protection for your loved ones. We have explained this in detail in this blog.

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How often should I review my life insurance cover? | Bandhan Life

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Life insurance is your financial safeguard, evolving just like your life does. It's wise to review your life cover at key life stages:

i. Student Stage: Consider life insurance to protect your family against educational expenses and loans, especially if you're funding your education through loans.

ii. Starting a Career: As you begin earning and taking on household responsibilities, update your life cover to match your income and ensure your family's financial stability.

iii. Tying the Knot: Marriage brings shared responsibilities. Adjust your life cover to ensure your spouse's financial security.

iv. Parenthood: With kids, consider enhancing your insurance with savings or child plans for their secure future.

v. Retirement: In your 40s, focus on building a retirement corpus with plans like savings or ULIPs.

Regular reviews ensure your life insurance keeps pace with your changing needs, ensuring continuous protection for your loved ones. We have explained this in detail in

this blog.

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Life insurance is your financial safeguard, evolving just like your life does. It's wise to review your life cover at key life stages:

i. Student Stage: Consider life insurance to protect your family against educational expenses and loans, especially if you're funding your education through loans.

ii. Starting a Career: As you begin earning and taking on household responsibilities, update your life cover to match your income and ensure your family's financial stability.

iii. Tying the Knot: Marriage brings shared responsibilities. Adjust your life cover to ensure your spouse's financial security.

iv. Parenthood: With kids, consider enhancing your insurance with savings or child plans for their secure future.

v. Retirement: In your 40s, focus on building a retirement corpus with plans like savings or ULIPs.

Regular reviews ensure your life insurance keeps pace with your changing needs, ensuring continuous protection for your loved ones. We have explained this in detail in

this blog.

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Do I have to undergo a medical check-up before getting my insurance policy?

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Do I have to undergo a medical check-up before getting my insurance policy? | Bandhan Life

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Whether you need a medical check-up before getting a life insurance policy often depends on various factors such as your age, the amount of coverage you're seeking, your health history, and the specific policies of the insurance company. Generally, for higher coverage amounts or for older applicants, a medical exam may be required to assess risk factors and determine premium rates.   However, some insurance plans offer coverage without a medical exam, though these might come with higher premiums or limited coverage. It's always a good idea to check the specific requirements of the insurance provider you're considering.

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Do I have to undergo a medical check-up before getting my insurance policy? | Bandhan Life

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Whether you need a medical check-up before getting a life insurance policy often depends on various factors such as your age, the amount of coverage you're seeking, your health history, and the specific policies of the insurance company. Generally, for higher coverage amounts or for older applicants, a medical exam may be required to assess risk factors and determine premium rates.   However, some insurance plans offer coverage without a medical exam, though these might come with higher premiums or limited coverage. It's always a good idea to check the specific requirements of the insurance provider you're considering.

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Do I have to undergo a medical check-up before getting my insurance policy? | Bandhan Life

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Whether you need a medical check-up before getting a life insurance policy often depends on various factors such as your age, the amount of coverage you're seeking, your health history, and the specific policies of the insurance company. Generally, for higher coverage amounts or for older applicants, a medical exam may be required to assess risk factors and determine premium rates.

However, some insurance plans offer coverage without a medical exam, though these might come with higher premiums or limited coverage. It's always a good idea to check the specific requirements of the insurance provider you're considering.

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Whether you need a medical check-up before getting a life insurance policy often depends on various factors such as your age, the amount of coverage you're seeking, your health history, and the specific policies of the insurance company. Generally, for higher coverage amounts or for older applicants, a medical exam may be required to assess risk factors and determine premium rates.

However, some insurance plans offer coverage without a medical exam, though these might come with higher premiums or limited coverage. It's always a good idea to check the specific requirements of the insurance provider you're considering.

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What are Claim Settlement Ratio, Asset Under management, and Solvency Ratio of any life insurance company?

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What are Claim Settlement Ratio, Asset Under management, and Solvency Ratio of any life insurance company? | Bandhan Life

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Claim Settlement Ratio (CSR): The Claim Settlement Ratio is a key indicator of an insurance company's reliability. It shows the percentage of insurance claims the company has settled against the total number of claims received in a year. A higher CSR suggests that the company is more reliable in settling claims, making it an important factor to consider when choosing an insurer. Fun Fact! Our Claim Settlement Ratio has been consistently high. In the year 2024-25, it was a whopping 99.73%! At Bandhan Life, it is our duty to honour every genuine claim that comes our way. Asset Under Management (AUM): Asset Under Management refers to the total market value of the financial assets managed by the insurance company on behalf of its clients. This includes the funds collected from policyholders that are invested in various financial instruments. Think of this like a big pot of money the insurance company manages. It includes all the cash people have paid as their insurance premiums. A higher AUM indicates a larger pool of managed assets, which can be a sign of the company's financial strength and investment management capability. Solvency Ratio: The Solvency Ratio is a measure of the financial stability and health of an insurance company. It indicates whether the company has sufficient assets to cover its liabilities and obligations. This ratio is crucial as it ensures that the insurer has enough buffer to pay off policyholder claims, even in adverse situations. It tells you if the insurance company has enough money saved up to pay everyone if things go wrong. Think of it as a measure of how financially secure the company is. Regulators typically set minimum solvency ratio requirements to ensure the insurer's ability to meet its long-term obligations to policyholders.   Understanding these three metrics can help you gauge the financial health, reliability, and operational efficiency of a life insurance company, aiding in making an informed decision when purchasing a policy.

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What are Claim Settlement Ratio, Asset Under management, and Solvency Ratio of any life insurance company? | Bandhan Life

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Claim Settlement Ratio (CSR): The Claim Settlement Ratio is a key indicator of an insurance company's reliability. It shows the percentage of insurance claims the company has settled against the total number of claims received in a year. A higher CSR suggests that the company is more reliable in settling claims, making it an important factor to consider when choosing an insurer. Fun Fact! Our Claim Settlement Ratio has been consistently high. In the year 2024-25, it was a whopping 99.73%! At Bandhan Life, it is our duty to honour every genuine claim that comes our way. Asset Under Management (AUM): Asset Under Management refers to the total market value of the financial assets managed by the insurance company on behalf of its clients. This includes the funds collected from policyholders that are invested in various financial instruments. Think of this like a big pot of money the insurance company manages. It includes all the cash people have paid as their insurance premiums. A higher AUM indicates a larger pool of managed assets, which can be a sign of the company's financial strength and investment management capability. Solvency Ratio: The Solvency Ratio is a measure of the financial stability and health of an insurance company. It indicates whether the company has sufficient assets to cover its liabilities and obligations. This ratio is crucial as it ensures that the insurer has enough buffer to pay off policyholder claims, even in adverse situations. It tells you if the insurance company has enough money saved up to pay everyone if things go wrong. Think of it as a measure of how financially secure the company is. Regulators typically set minimum solvency ratio requirements to ensure the insurer's ability to meet its long-term obligations to policyholders.   Understanding these three metrics can help you gauge the financial health, reliability, and operational efficiency of a life insurance company, aiding in making an informed decision when purchasing a policy.

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What are Claim Settlement Ratio, Asset Under management, and Solvency Ratio of any life insurance company? | Bandhan Life

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Claim Settlement Ratio (CSR): The Claim Settlement Ratio is a key indicator of an insurance company's reliability. It shows the percentage of insurance claims the company has settled against the total number of claims received in a year. A higher CSR suggests that the company is more reliable in settling claims, making it an important factor to consider when choosing an insurer.

Fun Fact! Our Claim Settlement Ratio has been consistently high. In the year 2024-25, it was a whopping 99.73%! At Bandhan Life, it is our duty to honour every genuine claim that comes our way.

Asset Under Management (AUM): Asset Under Management refers to the total market value of the financial assets managed by the insurance company on behalf of its clients. This includes the funds collected from policyholders that are invested in various financial instruments. Think of this like a big pot of money the insurance company manages. It includes all the cash people have paid as their insurance premiums. A higher AUM indicates a larger pool of managed assets, which can be a sign of the company's financial strength and investment management capability.

Solvency Ratio: The Solvency Ratio is a measure of the financial stability and health of an insurance company. It indicates whether the company has sufficient assets to cover its liabilities and obligations. This ratio is crucial as it ensures that the insurer has enough buffer to pay off policyholder claims, even in adverse situations. It tells you if the insurance company has enough money saved up to pay everyone if things go wrong. Think of it as a measure of how financially secure the company is. Regulators typically set minimum solvency ratio requirements to ensure the insurer's ability to meet its long-term obligations to policyholders.

Understanding these three metrics can help you gauge the financial health, reliability, and operational efficiency of a life insurance company, aiding in making an informed decision when purchasing a policy.

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Claim Settlement Ratio (CSR): The Claim Settlement Ratio is a key indicator of an insurance company's reliability. It shows the percentage of insurance claims the company has settled against the total number of claims received in a year. A higher CSR suggests that the company is more reliable in settling claims, making it an important factor to consider when choosing an insurer.

Fun Fact! Our Claim Settlement Ratio has been consistently high. In the year 2024-25, it was a whopping 99.73%! At Bandhan Life, it is our duty to honour every genuine claim that comes our way.

Asset Under Management (AUM): Asset Under Management refers to the total market value of the financial assets managed by the insurance company on behalf of its clients. This includes the funds collected from policyholders that are invested in various financial instruments. Think of this like a big pot of money the insurance company manages. It includes all the cash people have paid as their insurance premiums. A higher AUM indicates a larger pool of managed assets, which can be a sign of the company's financial strength and investment management capability.

Solvency Ratio: The Solvency Ratio is a measure of the financial stability and health of an insurance company. It indicates whether the company has sufficient assets to cover its liabilities and obligations. This ratio is crucial as it ensures that the insurer has enough buffer to pay off policyholder claims, even in adverse situations. It tells you if the insurance company has enough money saved up to pay everyone if things go wrong. Think of it as a measure of how financially secure the company is. Regulators typically set minimum solvency ratio requirements to ensure the insurer's ability to meet its long-term obligations to policyholders.

Understanding these three metrics can help you gauge the financial health, reliability, and operational efficiency of a life insurance company, aiding in making an informed decision when purchasing a policy.

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What is the claims process nominees should follow in case the policy holder dies in a natural calamity?

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What is the claims process nominees should follow in case the policy holder dies in a natural calamity? | Bandhan Life

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We are expediating claim process for families affected by natural calamity that hold policy with Bandhan Life   Documentation for Claim Process: Claim form or written intimation from claimant mentioning policy details and date of death Copy of death certificate issued by Govt / Designated District Authorities of State Govt. / Hospital Authorities showing death due to natural calamity Nominee Identity & Residence Proof and Bank Account Proof for payment

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What is the claims process nominees should follow in case the policy holder dies in a natural calamity? | Bandhan Life

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We are expediating claim process for families affected by natural calamity that hold policy with Bandhan Life   Documentation for Claim Process: Claim form or written intimation from claimant mentioning policy details and date of death Copy of death certificate issued by Govt / Designated District Authorities of State Govt. / Hospital Authorities showing death due to natural calamity Nominee Identity & Residence Proof and Bank Account Proof for payment

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What is the claims process nominees should follow in case the policy holder dies in a natural calamity? | Bandhan Life

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We are expediating claim process for families affected by natural calamity that hold policy with Bandhan Life

Documentation for Claim Process:

Claim form or written intimation from claimant mentioning policy details and date of death

Copy of death certificate issued by Govt / Designated District Authorities of State Govt. / Hospital Authorities showing death due to natural calamity

Nominee Identity & Residence Proof and Bank Account Proof for payment

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We are expediating claim process for families affected by natural calamity that hold policy with Bandhan Life

Documentation for Claim Process:

Claim form or written intimation from claimant mentioning policy details and date of death

Copy of death certificate issued by Govt / Designated District Authorities of State Govt. / Hospital Authorities showing death due to natural calamity

Nominee Identity & Residence Proof and Bank Account Proof for payment

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A nominee is the person specified by the policy holder in the policy to receive the claim amount in the event of demise.

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A nominee is the person specified by the policy holder in the policy to receive the claim amount in the event of demise.

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A nominee is the person specified by the policy holder in the policy to receive the claim amount in the event of demise.

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A nominee is the person specified by the policy holder in the policy to receive the claim amount in the event of demise.

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Who can be the nominee? Can I have multiple nominees?

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Who can be the nominee? Can I have multiple nominees? | Bandhan Life

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Any member of your family can be the nominee. Yes, you can have multiple nominees in your policy and can define the percentage of the claim amount to be given to each of your nominees.

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Who can be the nominee? Can I have multiple nominees? | Bandhan Life

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Any member of your family can be the nominee. Yes, you can have multiple nominees in your policy and can define the percentage of the claim amount to be given to each of your nominees.

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Who can be the nominee? Can I have multiple nominees? | Bandhan Life

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Any member of your family can be the nominee. Yes, you can have multiple nominees in your policy and can define the percentage of the claim amount to be given to each of your nominees.

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Any member of your family can be the nominee. Yes, you can have multiple nominees in your policy and can define the percentage of the claim amount to be given to each of your nominees.

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Where can I write for information on claims?

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Where can I write for information on claims? | Bandhan Life

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You can write to us at claims@bandhanlife.com

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Where can I write for information on claims? | Bandhan Life

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You can write to us at claims@bandhanlife.com

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Where can I write for information on claims? | Bandhan Life

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You can write to us at claims@bandhanlife.com

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You can write to us at claims@bandhanlife.com

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What is the process of claim if death occurs abroad?

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What is the process of claim if death occurs abroad? | Bandhan Life

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Documents required are similar to requirements for death happening in India. Besides this, the death certificate needs to be attested by the Indian Embassy of the country in which the policyholder's death occurred.

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What is the process of claim if death occurs abroad? | Bandhan Life

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Documents required are similar to requirements for death happening in India. Besides this, the death certificate needs to be attested by the Indian Embassy of the country in which the policyholder's death occurred.

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What is the process of claim if death occurs abroad? | Bandhan Life

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Documents required are similar to requirements for death happening in India. Besides this, the death certificate needs to be attested by the Indian Embassy of the country in which the policyholder's death occurred.

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Documents required are similar to requirements for death happening in India. Besides this, the death certificate needs to be attested by the Indian Embassy of the country in which the policyholder's death occurred.

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Is COVID-19 claim covered under my policy?

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Is COVID-19 claim covered under my policy? | Bandhan Life

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Death claim due to COVID-19  is covered under all policies and shall be processed as per the terms and conditions of the policy.

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Is COVID-19 claim covered under my policy? | Bandhan Life

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Death claim due to COVID-19  is covered under all policies and shall be processed as per the terms and conditions of the policy.

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Is COVID-19 claim covered under my policy? | Bandhan Life

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Death claim due to COVID-19  is covered under all policies and shall be processed as per the terms and conditions of the policy.

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Death claim due to COVID-19  is covered under all policies and shall be processed as per the terms and conditions of the policy.

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Is there a platform or an app where I can access all my policy documents and update/ modify my details?

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Is there a platform or an app where I can access all my policy documents and update/ modify my details? | Bandhan Life

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Yes, of course. You can log in to the iAssist portal. It is a one-stop shop for all your policy-related services. You can download your policy documents, update your personal and bank details, modify your nominees, payment-related information, and much more!   To use iAssist, you need to register yourself first: Login to iAssist self service portal Enter your registered mobile number. Enter OTP to login

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Is there a platform or an app where I can access all my policy documents and update/ modify my details? | Bandhan Life

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Yes, of course. You can log in to the iAssist portal. It is a one-stop shop for all your policy-related services. You can download your policy documents, update your personal and bank details, modify your nominees, payment-related information, and much more!   To use iAssist, you need to register yourself first: Login to iAssist self service portal Enter your registered mobile number. Enter OTP to login

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Is there a platform or an app where I can access all my policy documents and update/ modify my details? | Bandhan Life

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Yes, of course. You can log in to the iAssist portal. It is a one-stop shop for all your policy-related services. You can download your policy documents, update your personal and bank details, modify your nominees, payment-related information, and much more!

To use iAssist, you need to register yourself first:

Login to iAssist self service portal

Enter your registered mobile number.

Enter OTP to login

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Yes, of course. You can log in to the iAssist portal. It is a one-stop shop for all your policy-related services. You can download your policy documents, update your personal and bank details, modify your nominees, payment-related information, and much more!

To use iAssist, you need to register yourself first:

Login to iAssist self service portal

Enter your registered mobile number.

Enter OTP to login

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How to pay premiums to renew your policy?

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How to pay premiums to renew your policy? | Bandhan Life

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Pay via our self-service portal iAssist: Log in to your iAssist account with your registered mobile number, and pay your premium in a few simple steps. Get started now Pay online Click on this link Enter your policy number and Date of Birth Click on 'Submit' You can also pay via UPI, through GPay, AmazonPay, PhonePe etc. Open your UPI app Go to payment categories/ billers Search for Bandhan Life insurance and follow the steps   Click to pay now   Keep in mind: If you face any errors while making the payment or logging on to the portal, try clearing your cache and deleting cookies. If the issues persist, share a screenshot of the error on customer.care@bandhanlife.com from your registered email address. We will be right there to assist you.

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How to pay premiums to renew your policy? | Bandhan Life

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Pay via our self-service portal iAssist: Log in to your iAssist account with your registered mobile number, and pay your premium in a few simple steps. Get started now Pay online Click on this link Enter your policy number and Date of Birth Click on 'Submit' You can also pay via UPI, through GPay, AmazonPay, PhonePe etc. Open your UPI app Go to payment categories/ billers Search for Bandhan Life insurance and follow the steps   Click to pay now   Keep in mind: If you face any errors while making the payment or logging on to the portal, try clearing your cache and deleting cookies. If the issues persist, share a screenshot of the error on customer.care@bandhanlife.com from your registered email address. We will be right there to assist you.

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How to pay premiums to renew your policy? | Bandhan Life

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Pay via our self-service portal iAssist:

Log in to your iAssist account with your registered mobile number, and pay your premium in a few simple steps.

Get started now

Pay online

Click on this link

Enter your policy number and Date of Birth

Click on 'Submit'

You can also pay via UPI, through GPay, AmazonPay, PhonePe etc.

Open your UPI app

Go to payment categories/ billers

Search for Bandhan Life insurance and follow the steps

Click to pay now

Keep in mind: If you face any errors while making the payment or logging on to the portal, try clearing your cache and deleting cookies. If the issues persist, share a screenshot of the error on customer.care@bandhanlife.com from your registered email address. We will be right there to assist you.

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Pay via our self-service portal iAssist:

Log in to your iAssist account with your registered mobile number, and pay your premium in a few simple steps.

Get started now

Pay online

Click on this link

Enter your policy number and Date of Birth

Click on 'Submit'

You can also pay via UPI, through GPay, AmazonPay, PhonePe etc.

Open your UPI app

Go to payment categories/ billers

Search for Bandhan Life insurance and follow the steps

Click to pay now

Keep in mind: If you face any errors while making the payment or logging on to the portal, try clearing your cache and deleting cookies. If the issues persist, share a screenshot of the error on customer.care@bandhanlife.com from your registered email address. We will be right there to assist you.

# data[].title
Can I increase/ decrease my sum assured/ life cover?

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Can I increase/ decrease my sum assured/ life cover? | Bandhan Life

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At Bandhan Life, we only accept the request for an increase in life insurance cover/ sum assured of the policy. It is a good practice to review your life cover at important stages of your life. Here's a blog that can guide you to make a sound decision about reviewing your life cover.   The increase in sum assured features applies to specific products only. Please refer to your policy document to know the applicability of this feature.    To increase your life cover at different life stages we would require certain documents such as:   1. Marriage: Documents required: Marriage Certificate, Certificate of Insurability (COI).    2. Childbirth: Birth Certificate of Child COI.    3. Applying for a housing Loan: Bank Loan disbursal letter COI.    Click here to download COI.   How much time will it take? 7 days from the day all requirements are received.   How to place the request? Write to us at customer.care@bandhanlife.com from your registered email ID or visit our nearest service center; locate now Please note: The addition of any Life Stage Benefit Option will be subject to underwriting decision. Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email address. You can get the same updated via iAssist You might be asked to undergo a medical examination, if required.

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Can I increase/ decrease my sum assured/ life cover? | Bandhan Life

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At Bandhan Life, we only accept the request for an increase in life insurance cover/ sum assured of the policy. It is a good practice to review your life cover at important stages of your life. Here's a blog that can guide you to make a sound decision about reviewing your life cover.   The increase in sum assured features applies to specific products only. Please refer to your policy document to know the applicability of this feature.    To increase your life cover at different life stages we would require certain documents such as:   1. Marriage: Documents required: Marriage Certificate, Certificate of Insurability (COI).    2. Childbirth: Birth Certificate of Child COI.    3. Applying for a housing Loan: Bank Loan disbursal letter COI.    Click here to download COI.   How much time will it take? 7 days from the day all requirements are received.   How to place the request? Write to us at customer.care@bandhanlife.com from your registered email ID or visit our nearest service center; locate now Please note: The addition of any Life Stage Benefit Option will be subject to underwriting decision. Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email address. You can get the same updated via iAssist You might be asked to undergo a medical examination, if required.

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Can I increase/ decrease my sum assured/ life cover? | Bandhan Life

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At Bandhan Life, we only accept the request for an increase in life insurance cover/ sum assured of the policy. It is a good practice to review your life cover at important stages of your life. Here's a blog that can guide you to make a sound decision about reviewing your life cover.

The increase in sum assured features applies to specific products only. Please refer to your policy document to know the applicability of this feature.

To increase your life cover at different life stages we would require certain documents such as:

1. Marriage: Documents required: Marriage Certificate, Certificate of Insurability (COI).

2. Childbirth:

Birth Certificate of Child

COI.

3. Applying for a housing Loan:

Bank Loan disbursal letter

COI.

Click here to download COI.

How much time will it take?

7 days from the day all requirements are received.

How to place the request?

Write to us at customer.care@bandhanlife.com from your registered email ID or visit our nearest service center; locate now

Please note: The addition of any Life Stage Benefit Option will be subject to underwriting decision.

Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email address. You can get the same updated via iAssist

You might be asked to undergo a medical examination, if required.

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At Bandhan Life, we only accept the request for an increase in life insurance cover/ sum assured of the policy. It is a good practice to review your life cover at important stages of your life. Here's a blog that can guide you to make a sound decision about reviewing your life cover.

The increase in sum assured features applies to specific products only. Please refer to your policy document to know the applicability of this feature.

To increase your life cover at different life stages we would require certain documents such as:

1. Marriage: Documents required: Marriage Certificate, Certificate of Insurability (COI).

2. Childbirth:

Birth Certificate of Child

COI.

3. Applying for a housing Loan:

Bank Loan disbursal letter

COI.

Click here to download COI.

How much time will it take?

7 days from the day all requirements are received.

How to place the request?

Write to us at customer.care@bandhanlife.com from your registered email ID or visit our nearest service center; locate now

Please note: The addition of any Life Stage Benefit Option will be subject to underwriting decision.

Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email address. You can get the same updated via iAssist

You might be asked to undergo a medical examination, if required.

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What is an insurance policy assignment? | Bandhan Life

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Insurance policy assignment is a bit like handing over a valuable ticket to someone else. It's a process where you, the original owner of an insurance policy (the assignor), transfer the rights and benefits of the policy to another person or entity (the assignee). This can be done for various reasons, such as securing a loan, fulfilling a business agreement, or as a gift.   When you assign your policy, the assignee becomes the new owner of the policy. They now have the rights to the benefits, like the payout from the policy. However, keep in mind that depending on the type of assignment (absolute or collateral), you may or may not retain some rights or control over the policy.   Absolute Assignment: Here, you give the ticket to someone else for good, and they get all the future money it might provide. Collateral Assignment: This is like lending your ticket to someone until you pay them back. Once you do, you get your ticket back.   It's important to remember that once you give away or lend this ticket, it has legal implications. So, it's something you should think about carefully and possibly get advice on.

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What is an insurance policy assignment? | Bandhan Life

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Insurance policy assignment is a bit like handing over a valuable ticket to someone else. It's a process where you, the original owner of an insurance policy (the assignor), transfer the rights and benefits of the policy to another person or entity (the assignee). This can be done for various reasons, such as securing a loan, fulfilling a business agreement, or as a gift.   When you assign your policy, the assignee becomes the new owner of the policy. They now have the rights to the benefits, like the payout from the policy. However, keep in mind that depending on the type of assignment (absolute or collateral), you may or may not retain some rights or control over the policy.   Absolute Assignment: Here, you give the ticket to someone else for good, and they get all the future money it might provide. Collateral Assignment: This is like lending your ticket to someone until you pay them back. Once you do, you get your ticket back.   It's important to remember that once you give away or lend this ticket, it has legal implications. So, it's something you should think about carefully and possibly get advice on.

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What is an insurance policy assignment? | Bandhan Life

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Insurance policy assignment is a bit like handing over a valuable ticket to someone else. It's a process where you, the original owner of an insurance policy (the assignor), transfer the rights and benefits of the policy to another person or entity (the assignee). This can be done for various reasons, such as securing a loan, fulfilling a business agreement, or as a gift.

When you assign your policy, the assignee becomes the new owner of the policy. They now have the rights to the benefits, like the payout from the policy. However, keep in mind that depending on the type of assignment (absolute or collateral), you may or may not retain some rights or control over the policy.

Absolute Assignment: Here, you give the ticket to someone else for good, and they get all the future money it might provide.

Collateral Assignment: This is like lending your ticket to someone until you pay them back. Once you do, you get your ticket back.

It's important to remember that once you give away or lend this ticket, it has legal implications. So, it's something you should think about carefully and possibly get advice on.

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Insurance policy assignment is a bit like handing over a valuable ticket to someone else. It's a process where you, the original owner of an insurance policy (the assignor), transfer the rights and benefits of the policy to another person or entity (the assignee). This can be done for various reasons, such as securing a loan, fulfilling a business agreement, or as a gift.

When you assign your policy, the assignee becomes the new owner of the policy. They now have the rights to the benefits, like the payout from the policy. However, keep in mind that depending on the type of assignment (absolute or collateral), you may or may not retain some rights or control over the policy.

Absolute Assignment: Here, you give the ticket to someone else for good, and they get all the future money it might provide.

Collateral Assignment: This is like lending your ticket to someone until you pay them back. Once you do, you get your ticket back.

It's important to remember that once you give away or lend this ticket, it has legal implications. So, it's something you should think about carefully and possibly get advice on.

# data[].title
 Can I apply for a loan against my insurance policy?

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Can I apply for a loan against my insurance policy? | Bandhan Life

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Yes, depending on the policy, you can apply for a loan. This is like using your policy as collateral or security for the loan. Before taking a loan against your life insurance policy, it's important to understand the terms and potential impacts on your policy. Consulting with a financial advisor is a good idea to ensure this move aligns with your financial goals and situation.   Please note that you can secure a loan only at a particular stage of your policy term, so go through your policy documents carefully.   Click here to know which of our products is applicable for loan.

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Can I apply for a loan against my insurance policy? | Bandhan Life

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Yes, depending on the policy, you can apply for a loan. This is like using your policy as collateral or security for the loan. Before taking a loan against your life insurance policy, it's important to understand the terms and potential impacts on your policy. Consulting with a financial advisor is a good idea to ensure this move aligns with your financial goals and situation.   Please note that you can secure a loan only at a particular stage of your policy term, so go through your policy documents carefully.   Click here to know which of our products is applicable for loan.

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Can I apply for a loan against my insurance policy? | Bandhan Life

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Yes, depending on the policy, you can apply for a loan. This is like using your policy as collateral or security for the loan. Before taking a loan against your life insurance policy, it's important to understand the terms and potential impacts on your policy. Consulting with a financial advisor is a good idea to ensure this move aligns with your financial goals and situation.

Please note that you can secure a loan only at a particular stage of your policy term, so go through your policy documents carefully.

Click here to know which of our products is applicable for loan.

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Yes, depending on the policy, you can apply for a loan. This is like using your policy as collateral or security for the loan. Before taking a loan against your life insurance policy, it's important to understand the terms and potential impacts on your policy. Consulting with a financial advisor is a good idea to ensure this move aligns with your financial goals and situation.

Please note that you can secure a loan only at a particular stage of your policy term, so go through your policy documents carefully.

Click here to know which of our products is applicable for loan.

# data[].title
How to apply for a loan against my insurance policy?

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How to apply for a loan against my insurance policy? | Bandhan Life

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To process loan application, we would need to the following documents:   Loan Endorsement Form: Download Now KYC document: Click here to view the acceptable KYC documents.  A cancelled cheque or latest bank statement (with your complete name, complete account number and IFSC printed on it).   Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   How much time would it take? 7 days from the day all requirements are received.   Please note: Self-attest the KYC document and consent to update the email address in case you submit the request from an unregistered email ID. Click here to know which of our products is applicable for loan.

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How to apply for a loan against my insurance policy? | Bandhan Life

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To process loan application, we would need to the following documents:   Loan Endorsement Form: Download Now KYC document: Click here to view the acceptable KYC documents.  A cancelled cheque or latest bank statement (with your complete name, complete account number and IFSC printed on it).   Modes through which you can place the request: Email at customer.care@bandhanlife.com from your registered email ID Visit our nearest Service Center. Locate Now   How much time would it take? 7 days from the day all requirements are received.   Please note: Self-attest the KYC document and consent to update the email address in case you submit the request from an unregistered email ID. Click here to know which of our products is applicable for loan.

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How to apply for a loan against my insurance policy? | Bandhan Life

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To process loan application, we would need to the following documents:

Loan Endorsement Form: Download Now

KYC document: Click here to view the acceptable KYC documents.

A cancelled cheque or latest bank statement (with your complete name, complete account number and IFSC printed on it).

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

How much time would it take?

7 days from the day all requirements are received.

Please note:

Self-attest the KYC document and consent to update the email address in case you submit the request from an unregistered email ID.

Click here to know which of our products is applicable for loan.

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To process loan application, we would need to the following documents:

Loan Endorsement Form: Download Now

KYC document: Click here to view the acceptable KYC documents.

A cancelled cheque or latest bank statement (with your complete name, complete account number and IFSC printed on it).

Modes through which you can place the request:

Email at customer.care@bandhanlife.com from your registered email ID

Visit our nearest Service Center. Locate Now

How much time would it take?

7 days from the day all requirements are received.

Please note:

Self-attest the KYC document and consent to update the email address in case you submit the request from an unregistered email ID.

Click here to know which of our products is applicable for loan.

# data[].title
What is surrendering an insurance policy?

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What is surrendering an insurance policy? | Bandhan Life

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Surrendering a life insurance policy is a decision to stop the policy before it matures. This means you're essentially cancelling the policy. Here's when and why someone might choose to do this:   Can't Afford Premiums: If you're struggling to keep up with the premium payments and no longer afford them, surrendering the policy can be an option. Policy No Longer Needed: Sometimes, the reasons for originally buying the policy (like protecting a young family or covering a mortgage) may no longer apply if circumstances change. Personal or medical Need: If you require funds for any personal or medical reason

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What is surrendering an insurance policy? | Bandhan Life

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Surrendering a life insurance policy is a decision to stop the policy before it matures. This means you're essentially cancelling the policy. Here's when and why someone might choose to do this:   Can't Afford Premiums: If you're struggling to keep up with the premium payments and no longer afford them, surrendering the policy can be an option. Policy No Longer Needed: Sometimes, the reasons for originally buying the policy (like protecting a young family or covering a mortgage) may no longer apply if circumstances change. Personal or medical Need: If you require funds for any personal or medical reason

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What is surrendering an insurance policy? | Bandhan Life

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Surrendering a life insurance policy is a decision to stop the policy before it matures. This means you're essentially cancelling the policy. Here's when and why someone might choose to do this:

Can't Afford Premiums: If you're struggling to keep up with the premium payments and no longer afford them, surrendering the policy can be an option.

Policy No Longer Needed: Sometimes, the reasons for originally buying the policy (like protecting a young family or covering a mortgage) may no longer apply if circumstances change.

Personal or medical Need: If you require funds for any personal or medical reason

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Surrendering a life insurance policy is a decision to stop the policy before it matures. This means you're essentially cancelling the policy. Here's when and why someone might choose to do this:

Can't Afford Premiums: If you're struggling to keep up with the premium payments and no longer afford them, surrendering the policy can be an option.

Policy No Longer Needed: Sometimes, the reasons for originally buying the policy (like protecting a young family or covering a mortgage) may no longer apply if circumstances change.

Personal or medical Need: If you require funds for any personal or medical reason

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How can I surrender my life insurance policy?

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How can I surrender my life insurance policy? | Bandhan Life

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To surrender your policy, you can write to us at customer.care@bandhanlife.com from your registered email ID OR visit our nearest service center - Locate Now   Documents Required: Request form Download, in case you are visiting service center. Request form is not required if you are writing from registered email address. NRI questionnaire, in case residential status is/ was NRI and information is not shared with Bandhan Life A cancelled cheque or latest bank statement (with your complete name, complete account number and IFSC printed on it)    Or   PAN Card Self-attested KYC document if you are writing from unregistered email address: Click here to view acceptable KYC document    How much time will it take? 7 days from the day all requirements are received.   Please note:  If auto-debit is active on your policy, the same will be cancelled simultaneously along with the policy. For ULIP policies     -if the request is placed before 3 pm then the same day’s NAV will be given if it is not a market holiday.      -If the request is placed after 3 pm then the next day’s NAV will be given if its not a Market holiday

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How can I surrender my life insurance policy? | Bandhan Life

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To surrender your policy, you can write to us at customer.care@bandhanlife.com from your registered email ID OR visit our nearest service center - Locate Now   Documents Required: Request form Download, in case you are visiting service center. Request form is not required if you are writing from registered email address. NRI questionnaire, in case residential status is/ was NRI and information is not shared with Bandhan Life A cancelled cheque or latest bank statement (with your complete name, complete account number and IFSC printed on it)    Or   PAN Card Self-attested KYC document if you are writing from unregistered email address: Click here to view acceptable KYC document    How much time will it take? 7 days from the day all requirements are received.   Please note:  If auto-debit is active on your policy, the same will be cancelled simultaneously along with the policy. For ULIP policies     -if the request is placed before 3 pm then the same day’s NAV will be given if it is not a market holiday.      -If the request is placed after 3 pm then the next day’s NAV will be given if its not a Market holiday

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How can I surrender my life insurance policy? | Bandhan Life

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To surrender your policy, you can write to us at customer.care@bandhanlife.com from your registered email ID OR visit our nearest service center - Locate Now

Documents Required:

Request form Download, in case you are visiting service center. Request form is not required if you are writing from registered email address.

NRI questionnaire, in case residential status is/ was NRI and information is not shared with Bandhan Life

A cancelled cheque or latest bank statement (with your complete name, complete account number and IFSC printed on it)

Or

PAN Card

Self-attested KYC document if you are writing from unregistered email address: Click here to view acceptable KYC document

How much time will it take?

7 days from the day all requirements are received.

Please note:

If auto-debit is active on your policy, the same will be cancelled simultaneously along with the policy.

For ULIP policies

-if the request is placed before 3 pm then the same day’s NAV will be given if it is not a market holiday.

-If the request is placed after 3 pm then the next day’s NAV will be given if its not a Market holiday

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To surrender your policy, you can write to us at customer.care@bandhanlife.com from your registered email ID OR visit our nearest service center - Locate Now

Documents Required:

Request form Download, in case you are visiting service center. Request form is not required if you are writing from registered email address.

NRI questionnaire, in case residential status is/ was NRI and information is not shared with Bandhan Life

A cancelled cheque or latest bank statement (with your complete name, complete account number and IFSC printed on it)

Or

PAN Card

Self-attested KYC document if you are writing from unregistered email address: Click here to view acceptable KYC document

How much time will it take?

7 days from the day all requirements are received.

Please note:

If auto-debit is active on your policy, the same will be cancelled simultaneously along with the policy.

For ULIP policies

-if the request is placed before 3 pm then the same day’s NAV will be given if it is not a market holiday.

-If the request is placed after 3 pm then the next day’s NAV will be given if its not a Market holiday

# data[].title
What is Freelook Cancellation and how can I avail it?

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What is Freelook Cancellation and how can I avail it? | Bandhan Life

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To cancel your policy during the Free Look Period, you need to submit the request along with the required documents within 30 days starting when you receive your policy document.   You can place your request by: Logging in to iAssist with your registered mobile number and OTP Select your policy, scroll down and click on 'Cancel policy'. The 'Cancel policy' button will be activated on iAssist during the free-look period of 30 days. Or you can send us an email at customer.care@bandhanlife.com from your registered email address Or you can visit our nearest Service Center. Locate Now!    Documents Required if you are writing to customer care or visiting service center: Request form* Download A cancelled cheque or latest bank statement (with your complete name, complete account number and IFSC printed on it)  KYC document: Click here to view acceptable KYC documents   Please Note: If you mentioned your residential status as NRI while purchasing the policy, then you need to disclose your current residential status as well. Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email ID.   How long will it take? 7 days from the day all requirements are received.

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What is Freelook Cancellation and how can I avail it? | Bandhan Life

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To cancel your policy during the Free Look Period, you need to submit the request along with the required documents within 30 days starting when you receive your policy document.   You can place your request by: Logging in to iAssist with your registered mobile number and OTP Select your policy, scroll down and click on 'Cancel policy'. The 'Cancel policy' button will be activated on iAssist during the free-look period of 30 days. Or you can send us an email at customer.care@bandhanlife.com from your registered email address Or you can visit our nearest Service Center. Locate Now!    Documents Required if you are writing to customer care or visiting service center: Request form* Download A cancelled cheque or latest bank statement (with your complete name, complete account number and IFSC printed on it)  KYC document: Click here to view acceptable KYC documents   Please Note: If you mentioned your residential status as NRI while purchasing the policy, then you need to disclose your current residential status as well. Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email ID.   How long will it take? 7 days from the day all requirements are received.

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What is Freelook Cancellation and how can I avail it? | Bandhan Life

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To cancel your policy during the Free Look Period, you need to submit the request along with the required documents within 30 days starting when you receive your policy document.

You can place your request by:

Logging in to iAssist with your registered mobile number and OTP

Select your policy, scroll down and click on 'Cancel policy'. The 'Cancel policy' button will be activated on iAssist during the free-look period of 30 days.

Or you can send us an email at customer.care@bandhanlife.com from your registered email address

Or you can visit our nearest Service Center. Locate Now!

Documents Required if you are writing to customer care or visiting service center:

Request form* Download

A cancelled cheque or latest bank statement (with your complete name, complete account number and IFSC printed on it)

KYC document: Click here to view acceptable KYC documents

Please Note:

If you mentioned your residential status as NRI while purchasing the policy, then you need to disclose your current residential status as well.

Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email ID.

How long will it take?

7 days from the day all requirements are received.

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To cancel your policy during the Free Look Period, you need to submit the request along with the required documents within 30 days starting when you receive your policy document.

You can place your request by:

Logging in to iAssist with your registered mobile number and OTP

Select your policy, scroll down and click on 'Cancel policy'. The 'Cancel policy' button will be activated on iAssist during the free-look period of 30 days.

Or you can send us an email at customer.care@bandhanlife.com from your registered email address

Or you can visit our nearest Service Center. Locate Now!

Documents Required if you are writing to customer care or visiting service center:

Request form* Download

A cancelled cheque or latest bank statement (with your complete name, complete account number and IFSC printed on it)

KYC document: Click here to view acceptable KYC documents

Please Note:

If you mentioned your residential status as NRI while purchasing the policy, then you need to disclose your current residential status as well.

Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email ID.

How long will it take?

7 days from the day all requirements are received.

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What is a lapsed life insurance policy? | Bandhan Life

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A lapsed life insurance policy is like a missed opportunity. It happens when you have an insurance policy (like life insurance) and you stop paying the premiums required to keep it active. Here's what it means:   Missed Payments: If you don't pay the premiums on time and don't pay them during the grace period (the extra time allowed, usually 30 days), your policy will lapse. Loss of Coverage: Once a policy lapses, the life insurance company is no longer obligated to provide the coverage or benefits. This means if something happens to you after the policy lapses, your beneficiaries won't receive the death benefit. Revival of policy: In many cases, you can reinstate a lapsed policy within a certain period by paying the overdue premiums, along with penalties (if applicable), and by providing evidence of insurability (such as filling out a Certificate of Insurability or taking a medical exam). Consequences: A lapsed policy might also affect your future insurability and premium rates. If you decide to get a new policy later, it might be more expensive.   In summary, a lapsed policy is an insurance policy that's no longer in force due to unpaid premiums, leading to a loss of coverage and benefits. It's important to manage premium payments carefully to avoid policy lapse.

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What is a lapsed life insurance policy? | Bandhan Life

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A lapsed life insurance policy is like a missed opportunity. It happens when you have an insurance policy (like life insurance) and you stop paying the premiums required to keep it active. Here's what it means:   Missed Payments: If you don't pay the premiums on time and don't pay them during the grace period (the extra time allowed, usually 30 days), your policy will lapse. Loss of Coverage: Once a policy lapses, the life insurance company is no longer obligated to provide the coverage or benefits. This means if something happens to you after the policy lapses, your beneficiaries won't receive the death benefit. Revival of policy: In many cases, you can reinstate a lapsed policy within a certain period by paying the overdue premiums, along with penalties (if applicable), and by providing evidence of insurability (such as filling out a Certificate of Insurability or taking a medical exam). Consequences: A lapsed policy might also affect your future insurability and premium rates. If you decide to get a new policy later, it might be more expensive.   In summary, a lapsed policy is an insurance policy that's no longer in force due to unpaid premiums, leading to a loss of coverage and benefits. It's important to manage premium payments carefully to avoid policy lapse.

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What is a lapsed life insurance policy? | Bandhan Life

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A lapsed life insurance policy is like a missed opportunity. It happens when you have an insurance policy (like life insurance) and you stop paying the premiums required to keep it active. Here's what it means:

Missed Payments: If you don't pay the premiums on time and don't pay them during the grace period (the extra time allowed, usually 30 days), your policy will lapse.

Loss of Coverage: Once a policy lapses, the life insurance company is no longer obligated to provide the coverage or benefits. This means if something happens to you after the policy lapses, your beneficiaries won't receive the death benefit.

Revival of policy: In many cases, you can reinstate a lapsed policy within a certain period by paying the overdue premiums, along with penalties (if applicable), and by providing evidence of insurability (such as filling out a Certificate of Insurability or taking a medical exam).

Consequences: A lapsed policy might also affect your future insurability and premium rates. If you decide to get a new policy later, it might be more expensive.

In summary, a lapsed policy is an insurance policy that's no longer in force due to unpaid premiums, leading to a loss of coverage and benefits. It's important to manage premium payments carefully to avoid policy lapse.

# data[].body.processed
A lapsed life insurance policy is like a missed opportunity. It happens when you have an insurance policy (like life insurance) and you stop paying the premiums required to keep it active. Here's what it means:

Missed Payments: If you don't pay the premiums on time and don't pay them during the grace period (the extra time allowed, usually 30 days), your policy will lapse.

Loss of Coverage: Once a policy lapses, the life insurance company is no longer obligated to provide the coverage or benefits. This means if something happens to you after the policy lapses, your beneficiaries won't receive the death benefit.

Revival of policy: In many cases, you can reinstate a lapsed policy within a certain period by paying the overdue premiums, along with penalties (if applicable), and by providing evidence of insurability (such as filling out a Certificate of Insurability or taking a medical exam).

Consequences: A lapsed policy might also affect your future insurability and premium rates. If you decide to get a new policy later, it might be more expensive.

In summary, a lapsed policy is an insurance policy that's no longer in force due to unpaid premiums, leading to a loss of coverage and benefits. It's important to manage premium payments carefully to avoid policy lapse.

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How can I revive my lapsed Bandhan Life policy?

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How can I revive my lapsed Bandhan Life policy? | Bandhan Life

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You can revive your lapsed policy by logging into our self-service portal iAssist, with your registered mobile number and OTP and clicking on ‘Reactive’ on policy card. OR you can do it directly on our website.   Steps to revive your policy on Bandhan Life website:    Step 1: Click on ‘Reactivate’ link provided below to revive your lapsed policy. You need to fill out a Certificate of Insurability (COI), if applicable-- a document that's required to reverify your eligibility for insurance For Term insurance plan you can pay your outstanding premium after revival acceptance    For savings insurance plans you can make payment right after filling COI and then the policy is moved to underwriting for a final decision.     Step 2: Get your medical tests done or submit additional documents (if required)     Step 3: Our team will reach out to you in case additional info is required to revive the policy    Pay now to revive your policy.    Note:  Policy revival is subject to policy terms and conditions and underwriting guidelines.  Medical verification costs will be borne by the customer.   How long will it take?  7 days from the day Bandhan Life Team receives all requirements from your end. 

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How can I revive my lapsed Bandhan Life policy? | Bandhan Life

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You can revive your lapsed policy by logging into our self-service portal iAssist, with your registered mobile number and OTP and clicking on ‘Reactive’ on policy card. OR you can do it directly on our website.   Steps to revive your policy on Bandhan Life website:    Step 1: Click on ‘Reactivate’ link provided below to revive your lapsed policy. You need to fill out a Certificate of Insurability (COI), if applicable-- a document that's required to reverify your eligibility for insurance For Term insurance plan you can pay your outstanding premium after revival acceptance    For savings insurance plans you can make payment right after filling COI and then the policy is moved to underwriting for a final decision.     Step 2: Get your medical tests done or submit additional documents (if required)     Step 3: Our team will reach out to you in case additional info is required to revive the policy    Pay now to revive your policy.    Note:  Policy revival is subject to policy terms and conditions and underwriting guidelines.  Medical verification costs will be borne by the customer.   How long will it take?  7 days from the day Bandhan Life Team receives all requirements from your end. 

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How can I revive my lapsed Bandhan Life policy? | Bandhan Life

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You can revive your lapsed policy by logging into our self-service portal iAssist, with your registered mobile number and OTP and clicking on ‘Reactive’ on policy card. OR you can do it directly on our website.

Steps to revive your policy on Bandhan Life website:

Step 1: Click on ‘Reactivate’ link provided below to revive your lapsed policy. You need to fill out a Certificate of Insurability (COI), if applicable-- a document that's required to reverify your eligibility for insurance

For Term insurance plan you can pay your outstanding premium after revival acceptance

For savings insurance plans you can make payment right after filling COI and then the policy is moved to underwriting for a final decision.

Step 2: Get your medical tests done or submit additional documents (if required)

Step 3: Our team will reach out to you in case additional info is required to revive the policy

Pay now to revive your policy.

Note:

Policy revival is subject to policy terms and conditions and underwriting guidelines.

Medical verification costs will be borne by the customer.

How long will it take?

7 days from the day Bandhan Life Team receives all requirements from your end.

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You can revive your lapsed policy by logging into our self-service portal iAssist, with your registered mobile number and OTP and clicking on ‘Reactive’ on policy card. OR you can do it directly on our website.

Steps to revive your policy on Bandhan Life website:

Step 1: Click on ‘Reactivate’ link provided below to revive your lapsed policy. You need to fill out a Certificate of Insurability (COI), if applicable-- a document that's required to reverify your eligibility for insurance

For Term insurance plan you can pay your outstanding premium after revival acceptance

For savings insurance plans you can make payment right after filling COI and then the policy is moved to underwriting for a final decision.

Step 2: Get your medical tests done or submit additional documents (if required)

Step 3: Our team will reach out to you in case additional info is required to revive the policy

Pay now to revive your policy.

Note:

Policy revival is subject to policy terms and conditions and underwriting guidelines.

Medical verification costs will be borne by the customer.

How long will it take?

7 days from the day Bandhan Life Team receives all requirements from your end.

# data[].title
What is an Electronic Insurance Account (e-IA)?

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What is an Electronic Insurance Account (e-IA)? | Bandhan Life

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Electronic Insurance Account (eIA) is a centralised, digital platform for managing all your insurance policies in one place. It offers a secure and convenient way to maintain, access, and update your insurance documents electronically. Regulated by IRDAI, eIA simplifies insurance management by reducing paperwork and allowing easy updates to personal details across policies. Opening an eIA is typically free for policyholders.

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What is an Electronic Insurance Account (e-IA)? | Bandhan Life

# data[].meta_tags[][].#attributes.content
Electronic Insurance Account (eIA) is a centralised, digital platform for managing all your insurance policies in one place. It offers a secure and convenient way to maintain, access, and update your insurance documents electronically. Regulated by IRDAI, eIA simplifies insurance management by reducing paperwork and allowing easy updates to personal details across policies. Opening an eIA is typically free for policyholders.

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What is an Electronic Insurance Account (e-IA)? | Bandhan Life

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Electronic Insurance Account (eIA) is a centralised, digital platform for managing all your insurance policies in one place. It offers a secure and convenient way to maintain, access, and update your insurance documents electronically. Regulated by IRDAI, eIA simplifies insurance management by reducing paperwork and allowing easy updates to personal details across policies. Opening an eIA is typically free for policyholders.

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Electronic Insurance Account (eIA) is a centralised, digital platform for managing all your insurance policies in one place. It offers a secure and convenient way to maintain, access, and update your insurance documents electronically. Regulated by IRDAI, eIA simplifies insurance management by reducing paperwork and allowing easy updates to personal details across policies. Opening an eIA is typically free for policyholders.

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How can I download my policy document? | Bandhan Life

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There are three ways you can access your policy document: Visit the  iAssist portal and you can download your policy document and much more Or send us a quick WhatsApp message on +91-9867452226  Or call us on our toll-free number- 1800 209 9090

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How can I download my policy document? | Bandhan Life

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There are three ways you can access your policy document: Visit the  iAssist portal and you can download your policy document and much more Or send us a quick WhatsApp message on +91-9867452226  Or call us on our toll-free number- 1800 209 9090

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How can I download my policy document? | Bandhan Life

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There are three ways you can access your policy document:

Visit the  iAssist portal and you can download your policy document and much more

Or send us a quick WhatsApp message on +91-9867452226

Or call us on our toll-free number- 1800 209 9090

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There are three ways you can access your policy document:

Visit the  iAssist portal and you can download your policy document and much more

Or send us a quick WhatsApp message on +91-9867452226

Or call us on our toll-free number- 1800 209 9090

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Can I change my premium payment frequency?

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Can I change my premium payment frequency? | Bandhan Life

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Yes, you can change your premium payment frequency. Via iAssist: log in to iAssist; validate with OTP and update payment frequency by clicking on your policy details. Or just email us at customer.care@bandhanlife.com from your registered email or drop by our nearest Service Center. Or visit our nearest Service Center- Locate Now   Documents Required: Request Form Download   How long will it take? 7 days from the day all requirements are received.   Please note: Once you receive confirmation that the frequency change is done, please visit renew now on iAssist to register for auto debit while making online payment. Frequency will be changed on next 'Policy Anniversary' (date on which policy is bought). Self-attest the KYC document and consent to update the email address if you submit the request from an unregistered email ID.

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Can I change my premium payment frequency? | Bandhan Life

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Yes, you can change your premium payment frequency. Via iAssist: log in to iAssist; validate with OTP and update payment frequency by clicking on your policy details. Or just email us at customer.care@bandhanlife.com from your registered email or drop by our nearest Service Center. Or visit our nearest Service Center- Locate Now   Documents Required: Request Form Download   How long will it take? 7 days from the day all requirements are received.   Please note: Once you receive confirmation that the frequency change is done, please visit renew now on iAssist to register for auto debit while making online payment. Frequency will be changed on next 'Policy Anniversary' (date on which policy is bought). Self-attest the KYC document and consent to update the email address if you submit the request from an unregistered email ID.

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Can I change my premium payment frequency? | Bandhan Life

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Yes, you can change your premium payment frequency.

Via iAssist: log in to iAssist; validate with OTP and update payment frequency by clicking on your policy details.

Or just email us at customer.care@bandhanlife.com from your registered email or drop by our nearest Service Center.

Or visit our nearest Service Center- Locate Now

Documents Required:

Request Form Download

How long will it take?

7 days from the day all requirements are received.

Please note:

Once you receive confirmation that the frequency change is done, please visit renew now on iAssist to register for auto debit while making online payment.

Frequency will be changed on next 'Policy Anniversary' (date on which policy is bought).

Self-attest the KYC document and consent to update the email address if you submit the request from an unregistered email ID.

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Yes, you can change your premium payment frequency.

Via iAssist: log in to iAssist; validate with OTP and update payment frequency by clicking on your policy details.

Or just email us at customer.care@bandhanlife.com from your registered email or drop by our nearest Service Center.

Or visit our nearest Service Center- Locate Now

Documents Required:

Request Form Download

How long will it take?

7 days from the day all requirements are received.

Please note:

Once you receive confirmation that the frequency change is done, please visit renew now on iAssist to register for auto debit while making online payment.

Frequency will be changed on next 'Policy Anniversary' (date on which policy is bought).

Self-attest the KYC document and consent to update the email address if you submit the request from an unregistered email ID.

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Will I have to undergo medical check-ups every year before renewing my insurance policy?

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Will I have to undergo medical check-ups every year before renewing my insurance policy? | Bandhan Life

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You would not have to undergo medical check-up every year. It is needed only when policy is being revived and a medical requirement is raised by our underwriting team to assess the risk.

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Will I have to undergo medical check-ups every year before renewing my insurance policy? | Bandhan Life

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You would not have to undergo medical check-up every year. It is needed only when policy is being revived and a medical requirement is raised by our underwriting team to assess the risk.

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Will I have to undergo medical check-ups every year before renewing my insurance policy? | Bandhan Life

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You would not have to undergo medical check-up every year. It is needed only when policy is being revived and a medical requirement is raised by our underwriting team to assess the risk.

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You would not have to undergo medical check-up every year. It is needed only when policy is being revived and a medical requirement is raised by our underwriting team to assess the risk.

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What is the grace period for a policy? | Bandhan Life

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The grace period is the time between when a premium is due and when the policy lapses. During this time, insurers may remind policyholders of the pending payment and ask why the payment is late. The grace period for Bandhan Life policies is 15 days for monthly policies and 30 days for non-monthly policies.

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What is the grace period for a policy? | Bandhan Life

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The grace period is the time between when a premium is due and when the policy lapses. During this time, insurers may remind policyholders of the pending payment and ask why the payment is late. The grace period for Bandhan Life policies is 15 days for monthly policies and 30 days for non-monthly policies.

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What is the grace period for a policy? | Bandhan Life

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The grace period is the time between when a premium is due and when the policy lapses. During this time, insurers may remind policyholders of the pending payment and ask why the payment is late. The grace period for Bandhan Life policies is 15 days for monthly policies and 30 days for non-monthly policies.

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The grace period is the time between when a premium is due and when the policy lapses. During this time, insurers may remind policyholders of the pending payment and ask why the payment is late. The grace period for Bandhan Life policies is 15 days for monthly policies and 30 days for non-monthly policies.

# data[].title
How many claims did Bandhan Life (formerly Aegon Life) pay out in the last year?

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How many claims did Bandhan Life (formerly Aegon Life) pay out in the last year? | Bandhan Life

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We believe in our duty to help you and your family to get through tough times. In 2024-25, we settled 99.73% of the total claim requests that we got.

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How many claims did Bandhan Life (formerly Aegon Life) pay out in the last year? | Bandhan Life

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We believe in our duty to help you and your family to get through tough times. In 2024-25, we settled 99.73% of the total claim requests that we got.

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How many claims did Bandhan Life (formerly Aegon Life) pay out in the last year? | Bandhan Life

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We believe in our duty to help you and your family to get through tough times. In 2024-25, we settled 99.73% of the total claim requests that we got.

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We believe in our duty to help you and your family to get through tough times. In 2024-25, we settled 99.73% of the total claim requests that we got.

# data[].title
Does Bandhan Life have any mobile applications?

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Does Bandhan Life have any mobile applications? | Bandhan Life

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No, we do not have an app right now, but you can easily access our website on any mobile phone. For existing customers, we have a self-help portal called iAssist (iAssist.bandhanlife.com), which is a progressive web app and gives app like user experience.

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Does Bandhan Life have any mobile applications? | Bandhan Life

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No, we do not have an app right now, but you can easily access our website on any mobile phone. For existing customers, we have a self-help portal called iAssist (iAssist.bandhanlife.com), which is a progressive web app and gives app like user experience.

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Does Bandhan Life have any mobile applications? | Bandhan Life

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No, we do not have an app right now, but you can easily access our website on any mobile phone. For existing customers, we have a self-help portal called iAssist (iAssist.bandhanlife.com), which is a progressive web app and gives app like user experience.

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No, we do not have an app right now, but you can easily access our website on any mobile phone. For existing customers, we have a self-help portal called iAssist (iAssist.bandhanlife.com), which is a progressive web app and gives app like user experience.

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What is Special Exit Value? | Bandhan Life

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Special Exit Value is a special feature of certain term insurance plans, where you can opt to get your premiums back after reaching a certain age – particularly after 55. By this age, you would have fulfilled your responsibilities and accumulated enough wealth to support your spouse through your retirement. If you opt to get back the premiums you paid so far towards your term insurance policy, it will act as an added buffer to your retirement fund.   Visit Bandhan Life website, for more details.

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What is Special Exit Value? | Bandhan Life

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Special Exit Value is a special feature of certain term insurance plans, where you can opt to get your premiums back after reaching a certain age – particularly after 55. By this age, you would have fulfilled your responsibilities and accumulated enough wealth to support your spouse through your retirement. If you opt to get back the premiums you paid so far towards your term insurance policy, it will act as an added buffer to your retirement fund.   Visit Bandhan Life website, for more details.

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What is Special Exit Value? | Bandhan Life

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Special Exit Value is a special feature of certain term insurance plans, where you can opt to get your premiums back after reaching a certain age – particularly after 55. By this age, you would have fulfilled your responsibilities and accumulated enough wealth to support your spouse through your retirement. If you opt to get back the premiums you paid so far towards your term insurance policy, it will act as an added buffer to your retirement fund.

Visit Bandhan Life website, for more details.

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Special Exit Value is a special feature of certain term insurance plans, where you can opt to get your premiums back after reaching a certain age – particularly after 55. By this age, you would have fulfilled your responsibilities and accumulated enough wealth to support your spouse through your retirement. If you opt to get back the premiums you paid so far towards your term insurance policy, it will act as an added buffer to your retirement fund.

Visit Bandhan Life website, for more details.

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What documents do I need to apply online?

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What documents do I need to apply online? | Bandhan Life

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Generally, you'll need ID, proof of age, address, and bank details. Each company may ask for different documents, so it's good to check.

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What documents do I need to apply online? | Bandhan Life

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Generally, you'll need ID, proof of age, address, and bank details. Each company may ask for different documents, so it's good to check.

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What documents do I need to apply online? | Bandhan Life

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Generally, you'll need ID, proof of age, address, and bank details. Each company may ask for different documents, so it's good to check.

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Generally, you'll need ID, proof of age, address, and bank details. Each company may ask for different documents, so it's good to check.

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I am 30 and I earn ₹5 lakh yearly. How much cover do I need?

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I am 30 and I earn ₹5 lakh yearly. How much cover do I need? | Bandhan Life

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If you are around 30, you have another 30 years of working life ahead of you. Assuming you will get a raise every two years or so, and further on considering inflation, you could look at a term insurance amount of ₹1 crore.

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I am 30 and I earn ₹5 lakh yearly. How much cover do I need? | Bandhan Life

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If you are around 30, you have another 30 years of working life ahead of you. Assuming you will get a raise every two years or so, and further on considering inflation, you could look at a term insurance amount of ₹1 crore.

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I am 30 and I earn ₹5 lakh yearly. How much cover do I need? | Bandhan Life

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If you are around 30, you have another 30 years of working life ahead of you. Assuming you will get a raise every two years or so, and further on considering inflation, you could look at a term insurance amount of ₹1 crore.

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If you are around 30, you have another 30 years of working life ahead of you. Assuming you will get a raise every two years or so, and further on considering inflation, you could look at a term insurance amount of ₹1 crore.

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How much coverage do I need? | Bandhan Life

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It depends on various factors, including the number of dependents you have, your investment needs, affordability, and the lifestyle you wish to provide to your family. You must factor in the living expenses of your dependents, for how long will they need it, your current loans and liabilities and future expenses such as child’s education when deciding your term insurance cover.

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How much coverage do I need? | Bandhan Life

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It depends on various factors, including the number of dependents you have, your investment needs, affordability, and the lifestyle you wish to provide to your family. You must factor in the living expenses of your dependents, for how long will they need it, your current loans and liabilities and future expenses such as child’s education when deciding your term insurance cover.

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How much coverage do I need? | Bandhan Life

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It depends on various factors, including the number of dependents you have, your investment needs, affordability, and the lifestyle you wish to provide to your family. You must factor in the living expenses of your dependents, for how long will they need it, your current loans and liabilities and future expenses such as child’s education when deciding your term insurance cover.

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It depends on various factors, including the number of dependents you have, your investment needs, affordability, and the lifestyle you wish to provide to your family. You must factor in the living expenses of your dependents, for how long will they need it, your current loans and liabilities and future expenses such as child’s education when deciding your term insurance cover.

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What if I die without paying a premium within the grace period?

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What if I die without paying a premium within the grace period? | Bandhan Life

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The due premium will be subtracted from the death benefit, ensuring your family still gets support.

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What if I die without paying a premium within the grace period? | Bandhan Life

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The due premium will be subtracted from the death benefit, ensuring your family still gets support.

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What if I die without paying a premium within the grace period? | Bandhan Life

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The due premium will be subtracted from the death benefit, ensuring your family still gets support.

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The due premium will be subtracted from the death benefit, ensuring your family still gets support.

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I smoke occasionally. Does that count? | Bandhan Life

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Yes, you need to disclose if you've used tobacco in any form in the past year. Honesty is key to ensuring your policy is valid.

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I smoke occasionally. Does that count? | Bandhan Life

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Yes, you need to disclose if you've used tobacco in any form in the past year. Honesty is key to ensuring your policy is valid.

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I smoke occasionally. Does that count? | Bandhan Life

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Yes, you need to disclose if you've used tobacco in any form in the past year. Honesty is key to ensuring your policy is valid.

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Yes, you need to disclose if you've used tobacco in any form in the past year. Honesty is key to ensuring your policy is valid.

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What about deaths not covered? | Bandhan Life

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Deaths due to activities like drunk driving, dangerous hobbies, or illegal actions might not be covered. It's important to know the exclusions.

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What about deaths not covered? | Bandhan Life

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Deaths due to activities like drunk driving, dangerous hobbies, or illegal actions might not be covered. It's important to know the exclusions.

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What about deaths not covered? | Bandhan Life

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Deaths due to activities like drunk driving, dangerous hobbies, or illegal actions might not be covered. It's important to know the exclusions.

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Deaths due to activities like drunk driving, dangerous hobbies, or illegal actions might not be covered. It's important to know the exclusions.

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Do term plans cover COVID-19? | Bandhan Life

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Yes, most companies now include COVID-19, ensuring you're covered for this too.

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Do term plans cover COVID-19? | Bandhan Life

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Yes, most companies now include COVID-19, ensuring you're covered for this too.

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Do term plans cover COVID-19? | Bandhan Life

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Yes, most companies now include COVID-19, ensuring you're covered for this too.

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Yes, most companies now include COVID-19, ensuring you're covered for this too.

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Which Term Plan should I choose? | Bandhan Life

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Look for one that offers the maximum coverage you can afford. It's all about balancing protection with your budget.   Check out Bandhan Life website to know more.   

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Which Term Plan should I choose? | Bandhan Life

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Look for one that offers the maximum coverage you can afford. It's all about balancing protection with your budget.   Check out Bandhan Life website to know more.   

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Which Term Plan should I choose? | Bandhan Life

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Look for one that offers the maximum coverage you can afford. It's all about balancing protection with your budget.

Check out Bandhan Life website to know more.

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Look for one that offers the maximum coverage you can afford. It's all about balancing protection with your budget.

Check out Bandhan Life website to know more.

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Term vs. Whole Life Insurance? | Bandhan Life

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Term Insurance is for a set period, offering a safety net for your family. Whole Life Insurance lasts your entire life.

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Term vs. Whole Life Insurance? | Bandhan Life

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Term Insurance is for a set period, offering a safety net for your family. Whole Life Insurance lasts your entire life.

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Term vs. Whole Life Insurance? | Bandhan Life

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Term Insurance is for a set period, offering a safety net for your family. Whole Life Insurance lasts your entire life.

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Term Insurance is for a set period, offering a safety net for your family. Whole Life Insurance lasts your entire life.

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How does my family claim if I'm gone? | Bandhan Life

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Your nominee should contact the insurance company right away. The process is straightforward and can often be done online, making it as hassle-free as possible. Our claims team will guide your nominee every step of the way.    The best part is the whole process can be completed online by your nominee.

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How does my family claim if I'm gone? | Bandhan Life

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Your nominee should contact the insurance company right away. The process is straightforward and can often be done online, making it as hassle-free as possible. Our claims team will guide your nominee every step of the way.    The best part is the whole process can be completed online by your nominee.

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How does my family claim if I'm gone? | Bandhan Life

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Your nominee should contact the insurance company right away. The process is straightforward and can often be done online, making it as hassle-free as possible. Our claims team will guide your nominee every step of the way.

The best part is the whole process can be completed online by your nominee.

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Your nominee should contact the insurance company right away. The process is straightforward and can often be done online, making it as hassle-free as possible. Our claims team will guide your nominee every step of the way.

The best part is the whole process can be completed online by your nominee.

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Are there benefits besides protection? | Bandhan Life

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Yes! You get tax benefits, which can help you save money while providing for your family's future. Under Section 80C of the Income Tax Act, 1961, you can claim a deduction of up to Rs 1.5 lakh on your policy premium. Even the proceeds your loved ones get in your absence are exempted under section 10(10D).*   *All tax benefits are subject to tax laws prevailing at the time of payment of premium or receipt of benefits by you. Tax benefits and tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details

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Are there benefits besides protection? | Bandhan Life

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Yes! You get tax benefits, which can help you save money while providing for your family's future. Under Section 80C of the Income Tax Act, 1961, you can claim a deduction of up to Rs 1.5 lakh on your policy premium. Even the proceeds your loved ones get in your absence are exempted under section 10(10D).*   *All tax benefits are subject to tax laws prevailing at the time of payment of premium or receipt of benefits by you. Tax benefits and tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details

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Are there benefits besides protection? | Bandhan Life

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Yes! You get tax benefits, which can help you save money while providing for your family's future. Under Section 80C of the Income Tax Act, 1961, you can claim a deduction of up to Rs 1.5 lakh on your policy premium. Even the proceeds your loved ones get in your absence are exempted under section 10(10D).*

*All tax benefits are subject to tax laws prevailing at the time of payment of premium or receipt of benefits by you. Tax benefits and tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details

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Yes! You get tax benefits, which can help you save money while providing for your family's future. Under Section 80C of the Income Tax Act, 1961, you can claim a deduction of up to Rs 1.5 lakh on your policy premium. Even the proceeds your loved ones get in your absence are exempted under section 10(10D).*

*All tax benefits are subject to tax laws prevailing at the time of payment of premium or receipt of benefits by you. Tax benefits and tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details

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Since smokers have a shorter life expectancy, the risk is higher for insurance companies. Hence, the higher premium.

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Since smokers have a shorter life expectancy, the risk is higher for insurance companies. Hence, the higher premium.

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Since smokers have a shorter life expectancy, the risk is higher for insurance companies. Hence, the higher premium.

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Since smokers have a shorter life expectancy, the risk is higher for insurance companies. Hence, the higher premium.

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Can I upgrade my Term Plan? | Bandhan Life

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Term Plans are fixed, but you can always buy additional policies to cover new needs as your life changes. Please note that if you plan to buy additional policies you would have to disclose the details of our existing active/ inactive policies (with other companies as well).

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Can I upgrade my Term Plan? | Bandhan Life

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Term Plans are fixed, but you can always buy additional policies to cover new needs as your life changes. Please note that if you plan to buy additional policies you would have to disclose the details of our existing active/ inactive policies (with other companies as well).

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Can I upgrade my Term Plan? | Bandhan Life

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Term Plans are fixed, but you can always buy additional policies to cover new needs as your life changes. Please note that if you plan to buy additional policies you would have to disclose the details of our existing active/ inactive policies (with other companies as well).

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Term Plans are fixed, but you can always buy additional policies to cover new needs as your life changes. Please note that if you plan to buy additional policies you would have to disclose the details of our existing active/ inactive policies (with other companies as well).

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What if I outlive my Term Plan? | Bandhan Life

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In simple terms, you won't get the money back. But remember, the real value is in knowing your family is protected during those years. Your primary objective is to create a protective financial umbrella for your loved ones.

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What if I outlive my Term Plan? | Bandhan Life

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In simple terms, you won't get the money back. But remember, the real value is in knowing your family is protected during those years. Your primary objective is to create a protective financial umbrella for your loved ones.

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What if I outlive my Term Plan? | Bandhan Life

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In simple terms, you won't get the money back. But remember, the real value is in knowing your family is protected during those years. Your primary objective is to create a protective financial umbrella for your loved ones.

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In simple terms, you won't get the money back. But remember, the real value is in knowing your family is protected during those years. Your primary objective is to create a protective financial umbrella for your loved ones.

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How is it different from other life insurance?

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How is it different from other life insurance? | Bandhan Life

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Term policies are all about protection in case of death, offering more coverage for less money. But, if you outlive the policy, there's no payout. Other plans, like ULIPs or traditional policies, might give you money back at the end of the term or have investment elements.

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How is it different from other life insurance? | Bandhan Life

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Term policies are all about protection in case of death, offering more coverage for less money. But, if you outlive the policy, there's no payout. Other plans, like ULIPs or traditional policies, might give you money back at the end of the term or have investment elements.

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How is it different from other life insurance? | Bandhan Life

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Term policies are all about protection in case of death, offering more coverage for less money. But, if you outlive the policy, there's no payout. Other plans, like ULIPs or traditional policies, might give you money back at the end of the term or have investment elements.

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Term policies are all about protection in case of death, offering more coverage for less money. But, if you outlive the policy, there's no payout. Other plans, like ULIPs or traditional policies, might give you money back at the end of the term or have investment elements.

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It's a bargain! You get a substantial amount of coverage at a fraction of the cost, making sure your family's future is protected without breaking the bank.

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It's a bargain! You get a substantial amount of coverage at a fraction of the cost, making sure your family's future is protected without breaking the bank.

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It's a bargain! You get a substantial amount of coverage at a fraction of the cost, making sure your family's future is protected without breaking the bank.

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It's a bargain! You get a substantial amount of coverage at a fraction of the cost, making sure your family's future is protected without breaking the bank.

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Who should think about getting this plan?

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Who should think about getting this plan? | Bandhan Life

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If you have people depending on you (like kids, spouse or aging parents), and you want to financially secure their future without spending a lot, this plan is perfect. In your absence, the term insurance payout can replace your income, take care of the lifestyle of your dependents, and pay off your outstanding loans. It's a perfect and straightforward way to ensure their future is secure.

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Who should think about getting this plan? | Bandhan Life

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If you have people depending on you (like kids, spouse or aging parents), and you want to financially secure their future without spending a lot, this plan is perfect. In your absence, the term insurance payout can replace your income, take care of the lifestyle of your dependents, and pay off your outstanding loans. It's a perfect and straightforward way to ensure their future is secure.

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Who should think about getting this plan? | Bandhan Life

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If you have people depending on you (like kids, spouse or aging parents), and you want to financially secure their future without spending a lot, this plan is perfect. In your absence, the term insurance payout can replace your income, take care of the lifestyle of your dependents, and pay off your outstanding loans. It's a perfect and straightforward way to ensure their future is secure.

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If you have people depending on you (like kids, spouse or aging parents), and you want to financially secure their future without spending a lot, this plan is perfect. In your absence, the term insurance payout can replace your income, take care of the lifestyle of your dependents, and pay off your outstanding loans. It's a perfect and straightforward way to ensure their future is secure.

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How does a Term Plan work? | Bandhan Life

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Simply put, if you pass away while the plan is active, the insurance company gives a lump sum to your family. This is your way of making sure they're financially secure even when you're not there to provide.

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How does a Term Plan work? | Bandhan Life

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Simply put, if you pass away while the plan is active, the insurance company gives a lump sum to your family. This is your way of making sure they're financially secure even when you're not there to provide.

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How does a Term Plan work? | Bandhan Life

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Simply put, if you pass away while the plan is active, the insurance company gives a lump sum to your family. This is your way of making sure they're financially secure even when you're not there to provide.

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Simply put, if you pass away while the plan is active, the insurance company gives a lump sum to your family. This is your way of making sure they're financially secure even when you're not there to provide.

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What is a Term Plan and why should I buy one?

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What is a Term Plan and why should I buy one? | Bandhan Life

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Think of a Term Plan like a safety net for your family. It's there to catch them financially if you’re not around. You pay a small amount regularly, and in return, your family gets a lump sum if something happens to you. It's all about peace of mind, knowing your loved ones are taken care of.

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What is a Term Plan and why should I buy one? | Bandhan Life

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Think of a Term Plan like a safety net for your family. It's there to catch them financially if you’re not around. You pay a small amount regularly, and in return, your family gets a lump sum if something happens to you. It's all about peace of mind, knowing your loved ones are taken care of.

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What is a Term Plan and why should I buy one? | Bandhan Life

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Think of a Term Plan like a safety net for your family. It's there to catch them financially if you’re not around. You pay a small amount regularly, and in return, your family gets a lump sum if something happens to you. It's all about peace of mind, knowing your loved ones are taken care of.

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Think of a Term Plan like a safety net for your family. It's there to catch them financially if you’re not around. You pay a small amount regularly, and in return, your family gets a lump sum if something happens to you. It's all about peace of mind, knowing your loved ones are taken care of.

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I initially submitted all my documents; why has an additional requirement been raised?

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I initially submitted all my documents; why has an additional requirement been raised? | Bandhan Life

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We may ask for additional documents based on additional queries identified in the documents you submitted initially. It is important for our overall risk assessment.

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I initially submitted all my documents; why has an additional requirement been raised? | Bandhan Life

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We may ask for additional documents based on additional queries identified in the documents you submitted initially. It is important for our overall risk assessment.

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I initially submitted all my documents; why has an additional requirement been raised? | Bandhan Life

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We may ask for additional documents based on additional queries identified in the documents you submitted initially. It is important for our overall risk assessment.

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We may ask for additional documents based on additional queries identified in the documents you submitted initially. It is important for our overall risk assessment.

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I have digitally verified my income, so why am I still receiving notification for income proof completion?

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I have digitally verified my income, so why am I still receiving notification for income proof completion? | Bandhan Life

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Yes, even if your income is digitally verified, we may ask for additional income proof to establish your financial eligibility. For example, if your digital verification could not be successful or there is a mismatch between your occupation and education; or if there is an additional source of income. In all these scenarios, we would need additional documents to determine your financial eligibility.

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I have digitally verified my income, so why am I still receiving notification for income proof completion? | Bandhan Life

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Yes, even if your income is digitally verified, we may ask for additional income proof to establish your financial eligibility. For example, if your digital verification could not be successful or there is a mismatch between your occupation and education; or if there is an additional source of income. In all these scenarios, we would need additional documents to determine your financial eligibility.

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I have digitally verified my income, so why am I still receiving notification for income proof completion? | Bandhan Life

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Yes, even if your income is digitally verified, we may ask for additional income proof to establish your financial eligibility. For example, if your digital verification could not be successful or there is a mismatch between your occupation and education; or if there is an additional source of income. In all these scenarios, we would need additional documents to determine your financial eligibility.

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Yes, even if your income is digitally verified, we may ask for additional income proof to establish your financial eligibility. For example, if your digital verification could not be successful or there is a mismatch between your occupation and education; or if there is an additional source of income. In all these scenarios, we would need additional documents to determine your financial eligibility.

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If I have recently changed my organisation, then which company's document should I submit?

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If I have recently changed my organisation, then which company's document should I submit? | Bandhan Life

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If you have recently changed employment, you need to submit financial documents from your current employer. However, in some scenarios, you would have to submit documents from your previous employer as well, such as a recent shift or a major occupation or role change.

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If I have recently changed my organisation, then which company's document should I submit? | Bandhan Life

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If you have recently changed employment, you need to submit financial documents from your current employer. However, in some scenarios, you would have to submit documents from your previous employer as well, such as a recent shift or a major occupation or role change.

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If I have recently changed my organisation, then which company's document should I submit? | Bandhan Life

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If you have recently changed employment, you need to submit financial documents from your current employer. However, in some scenarios, you would have to submit documents from your previous employer as well, such as a recent shift or a major occupation or role change.

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If you have recently changed employment, you need to submit financial documents from your current employer. However, in some scenarios, you would have to submit documents from your previous employer as well, such as a recent shift or a major occupation or role change.

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Do I have an option to manually upload my income proof?

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Do I have an option to manually upload my income proof? | Bandhan Life

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Yes. you can upload the following documents for income verification:   Salary slip and bank statement Latest Form 16 Latest from 26AS Job offer letter Work contract letter Latest income tax returns   Keep in mind the files are either in .jpg, .png, or PDF format and are not more than 10MB.

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Do I have an option to manually upload my income proof? | Bandhan Life

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Yes. you can upload the following documents for income verification:   Salary slip and bank statement Latest Form 16 Latest from 26AS Job offer letter Work contract letter Latest income tax returns   Keep in mind the files are either in .jpg, .png, or PDF format and are not more than 10MB.

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Do I have an option to manually upload my income proof? | Bandhan Life

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Yes. you can upload the following documents for income verification:

Salary slip and bank statement

Latest Form 16

Latest from 26AS

Job offer letter

Work contract letter

Latest income tax returns

Keep in mind the files are either in .jpg, .png, or PDF format and are not more than 10MB.

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Yes. you can upload the following documents for income verification:

Salary slip and bank statement

Latest Form 16

Latest from 26AS

Job offer letter

Work contract letter

Latest income tax returns

Keep in mind the files are either in .jpg, .png, or PDF format and are not more than 10MB.

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How do I verify my income through EPFO? | Bandhan Life

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You can verify your income through your Employee Provident Fund Organisation (EPFO) account as well. You just need to enter your mobile number and an OTP to fetch the EPFO details. Our systems will scan the EPFO statements and verify your income.

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How do I verify my income through EPFO? | Bandhan Life

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You can verify your income through your Employee Provident Fund Organisation (EPFO) account as well. You just need to enter your mobile number and an OTP to fetch the EPFO details. Our systems will scan the EPFO statements and verify your income.

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How do I verify my income through EPFO? | Bandhan Life

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You can verify your income through your Employee Provident Fund Organisation (EPFO) account as well. You just need to enter your mobile number and an OTP to fetch the EPFO details. Our systems will scan the EPFO statements and verify your income.

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You can verify your income through your Employee Provident Fund Organisation (EPFO) account as well. You just need to enter your mobile number and an OTP to fetch the EPFO details. Our systems will scan the EPFO statements and verify your income.

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What if I don’t have ITR? | Bandhan Life

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If you do not have ITR, you can verify your income digitally through your bank account (using your mobile number), or your EPFO. You can also manually upload the following documents:   Salary slip and bank statement Latest Form 16 Latest from 26AS Job offer letter Work contract letter   Keep in mind the files are either in .jpg, .png, or PDF format and are not more than10MB

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What if I don’t have ITR? | Bandhan Life

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If you do not have ITR, you can verify your income digitally through your bank account (using your mobile number), or your EPFO. You can also manually upload the following documents:   Salary slip and bank statement Latest Form 16 Latest from 26AS Job offer letter Work contract letter   Keep in mind the files are either in .jpg, .png, or PDF format and are not more than10MB

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What if I don’t have ITR? | Bandhan Life

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If you do not have ITR, you can verify your income digitally through your bank account (using your mobile number), or your EPFO. You can also manually upload the following documents:

Salary slip and bank statement

Latest Form 16

Latest from 26AS

Job offer letter

Work contract letter

Keep in mind the files are either in .jpg, .png, or PDF format and are not more than10MB

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If you do not have ITR, you can verify your income digitally through your bank account (using your mobile number), or your EPFO. You can also manually upload the following documents:

Salary slip and bank statement

Latest Form 16

Latest from 26AS

Job offer letter

Work contract letter

Keep in mind the files are either in .jpg, .png, or PDF format and are not more than10MB

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How do I verify my income through my ITR?

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How do I verify my income through my ITR? | Bandhan Life

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You can verify your income through your income tax returns. All you need to do is:   Enter your PAN and get the OTP on your registered mobile number Enter the OTP sent on the mobile number linked to your PAN   Your ITR records will be verified within a few minutes.

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How do I verify my income through my ITR? | Bandhan Life

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You can verify your income through your income tax returns. All you need to do is:   Enter your PAN and get the OTP on your registered mobile number Enter the OTP sent on the mobile number linked to your PAN   Your ITR records will be verified within a few minutes.

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How do I verify my income through my ITR? | Bandhan Life

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You can verify your income through your income tax returns. All you need to do is:

Enter your PAN and get the OTP on your registered mobile number

Enter the OTP sent on the mobile number linked to your PAN

Your ITR records will be verified within a few minutes.

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You can verify your income through your income tax returns. All you need to do is:

Enter your PAN and get the OTP on your registered mobile number

Enter the OTP sent on the mobile number linked to your PAN

Your ITR records will be verified within a few minutes.

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Why is my bank not listed in drop-down for income verification?

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Why is my bank not listed in drop-down for income verification? | Bandhan Life

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If you don't see your bank listed in the drop-down for income verification. Check your mobile number. Always enter the mobile number that is linked to your bank account. If you are still facing issues, then you can choose to verify your income via your income tax returns.

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Why is my bank not listed in drop-down for income verification? | Bandhan Life

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If you don't see your bank listed in the drop-down for income verification. Check your mobile number. Always enter the mobile number that is linked to your bank account. If you are still facing issues, then you can choose to verify your income via your income tax returns.

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Why is my bank not listed in drop-down for income verification? | Bandhan Life

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If you don't see your bank listed in the drop-down for income verification. Check your mobile number. Always enter the mobile number that is linked to your bank account. If you are still facing issues, then you can choose to verify your income via your income tax returns.

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If you don't see your bank listed in the drop-down for income verification. Check your mobile number. Always enter the mobile number that is linked to your bank account. If you are still facing issues, then you can choose to verify your income via your income tax returns.

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How do I verify my income through my bank account?

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How do I verify my income through my bank account? | Bandhan Life

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You can verify your income simply by entering your mobile number linked to your bank account.   Step 1:   Enter your mobile number and verify the OTP sent to you. Keep in mind the following: If you are salaried, choose the bank account with your salary account If you are self-employed, select the primary account in our name, which can prove a regular flow of income to your account.   Step 2: You will see a list of accounts linked to your mobile number. Select your account and give consent for income verification.   In just a few minutes, we will be able to verify your income through your bank statement.

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How do I verify my income through my bank account? | Bandhan Life

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You can verify your income simply by entering your mobile number linked to your bank account.   Step 1:   Enter your mobile number and verify the OTP sent to you. Keep in mind the following: If you are salaried, choose the bank account with your salary account If you are self-employed, select the primary account in our name, which can prove a regular flow of income to your account.   Step 2: You will see a list of accounts linked to your mobile number. Select your account and give consent for income verification.   In just a few minutes, we will be able to verify your income through your bank statement.

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How do I verify my income through my bank account? | Bandhan Life

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You can verify your income simply by entering your mobile number linked to your bank account.

Step 1:

Enter your mobile number and verify the OTP sent to you. Keep in mind the following:

If you are salaried, choose the bank account with your salary account

If you are self-employed, select the primary account in our name, which can prove a regular flow of income to your account.

Step 2:

You will see a list of accounts linked to your mobile number.

Select your account and give consent for income verification.

In just a few minutes, we will be able to verify your income through your bank statement.

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You can verify your income simply by entering your mobile number linked to your bank account.

Step 1:

Enter your mobile number and verify the OTP sent to you. Keep in mind the following:

If you are salaried, choose the bank account with your salary account

If you are self-employed, select the primary account in our name, which can prove a regular flow of income to your account.

Step 2:

You will see a list of accounts linked to your mobile number.

Select your account and give consent for income verification.

In just a few minutes, we will be able to verify your income through your bank statement.

# data[].meta_tags[][].#attributes.content
A ‘counteroffer’ is a revised offer we provide to our customers after conducting a thorough due diligence on the insurance application. If any additional risk is found in the customer’s application, the initial premium amount/ sum assured/ policy term could be revised or certain conditions, like rider deletions, excluded, etc. It is then sent as a counteroffer. The customer can accept or reject this offer.   For example: During the medical tests, if we find that the customer has diabetes/ hypertension or any such ailment, he/she is given a counteroffer with a revised premium or exclusion of certain conditions.   For how many days is the counteroffer valid?   The counter offer is valid for 30 days from the date it was raised. In case your birthday falls during that period (between the login to the decision date) the validity of 30 days will start from the date of application. For example: You purchased the policy and created a quote for X premium on 1st May, your birthday is on May 10th, the counteroffer with Y premium (which is more than X) was raised on the policy on 26th May.   Now this counteroffer is valid from 26th May to 1st June. From 2nd June onwards, you will be liable to pay the counter-offer premium (Y) plus the age change premium.   You won't have to pay the age change premium if you accept the counter-offer and pay the counter-offer premium before 1st June.

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A ‘counteroffer’ is a revised offer we provide to our customers after conducting a thorough due diligence on the insurance application. If any additional risk is found in the customer’s application, the initial premium amount/ sum assured/ policy term could be revised or certain conditions, like rider deletions, excluded, etc. It is then sent as a counteroffer. The customer can accept or reject this offer.   For example: During the medical tests, if we find that the customer has diabetes/ hypertension or any such ailment, he/she is given a counteroffer with a revised premium or exclusion of certain conditions.   For how many days is the counteroffer valid?   The counter offer is valid for 30 days from the date it was raised. In case your birthday falls during that period (between the login to the decision date) the validity of 30 days will start from the date of application. For example: You purchased the policy and created a quote for X premium on 1st May, your birthday is on May 10th, the counteroffer with Y premium (which is more than X) was raised on the policy on 26th May.   Now this counteroffer is valid from 26th May to 1st June. From 2nd June onwards, you will be liable to pay the counter-offer premium (Y) plus the age change premium.   You won't have to pay the age change premium if you accept the counter-offer and pay the counter-offer premium before 1st June.

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A ‘counteroffer’ is a revised offer we provide to our customers after conducting a thorough due diligence on the insurance application. If any additional risk is found in the customer’s application, the initial premium amount/ sum assured/ policy term could be revised or certain conditions, like rider deletions, excluded, etc. It is then sent as a counteroffer. The customer can accept or reject this offer.

For example: During the medical tests, if we find that the customer has diabetes/ hypertension or any such ailment, he/she is given a counteroffer with a revised premium or exclusion of certain conditions.

For how many days is the counteroffer valid?

The counter offer is valid for 30 days from the date it was raised. In case your birthday falls during that period (between the login to the decision date) the validity of 30 days will start from the date of application. For example: You purchased the policy and created a quote for X premium on 1st May, your birthday is on May 10th, the counteroffer with Y premium (which is more than X) was raised on the policy on 26th May.

Now this counteroffer is valid from 26th May to 1st June. From 2nd June onwards, you will be liable to pay the counter-offer premium (Y) plus the age change premium.

You won't have to pay the age change premium if you accept the counter-offer and pay the counter-offer premium before 1st June.

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A ‘counteroffer’ is a revised offer we provide to our customers after conducting a thorough due diligence on the insurance application. If any additional risk is found in the customer’s application, the initial premium amount/ sum assured/ policy term could be revised or certain conditions, like rider deletions, excluded, etc. It is then sent as a counteroffer. The customer can accept or reject this offer.

For example: During the medical tests, if we find that the customer has diabetes/ hypertension or any such ailment, he/she is given a counteroffer with a revised premium or exclusion of certain conditions.

For how many days is the counteroffer valid?

The counter offer is valid for 30 days from the date it was raised. In case your birthday falls during that period (between the login to the decision date) the validity of 30 days will start from the date of application. For example: You purchased the policy and created a quote for X premium on 1st May, your birthday is on May 10th, the counteroffer with Y premium (which is more than X) was raised on the policy on 26th May.

Now this counteroffer is valid from 26th May to 1st June. From 2nd June onwards, you will be liable to pay the counter-offer premium (Y) plus the age change premium.

You won't have to pay the age change premium if you accept the counter-offer and pay the counter-offer premium before 1st June.

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Can my life insurance application get rejected?

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Can my life insurance application get rejected? | Bandhan Life

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Life insurance applications can be rejected for several reasons:   Medical History: Significant health issues or a history of serious illnesses like cancer, heart disease, or uncontrolled diabetes can lead to rejection. High-Risk Occupations or Hobbies: Jobs or hobbies that are deemed high-risk, such as working in hazardous environments or engaging in extreme sports, can increase the chance of rejection. Age and Life Expectancy: Advanced age or factors that considerably reduce life expectancy can result in application denial. Lifestyle Choices: Smoking, excessive alcohol consumption, or drug use can lead to higher risks and potentially application rejection. Financial Reasons: Inconsistencies in financial information or a perceived lack of financial justification for the amount of insurance applied for. Criminal Record: A history of criminal activity can also be a factor in the denial of an application. Previous Insurance History: Issues with previous insurance applications, like non-payment of premiums or fraud, can impact new applications. Incomplete or False Information: Inaccurate, incomplete, or misleading information provided during the application process can lead to rejection.   Each insurer has their underwriting criteria, so reasons for rejection can vary. Applicants can often address some of these issues or seek out insurers with more accommodating underwriting policies.

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Can my life insurance application get rejected? | Bandhan Life

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Life insurance applications can be rejected for several reasons:   Medical History: Significant health issues or a history of serious illnesses like cancer, heart disease, or uncontrolled diabetes can lead to rejection. High-Risk Occupations or Hobbies: Jobs or hobbies that are deemed high-risk, such as working in hazardous environments or engaging in extreme sports, can increase the chance of rejection. Age and Life Expectancy: Advanced age or factors that considerably reduce life expectancy can result in application denial. Lifestyle Choices: Smoking, excessive alcohol consumption, or drug use can lead to higher risks and potentially application rejection. Financial Reasons: Inconsistencies in financial information or a perceived lack of financial justification for the amount of insurance applied for. Criminal Record: A history of criminal activity can also be a factor in the denial of an application. Previous Insurance History: Issues with previous insurance applications, like non-payment of premiums or fraud, can impact new applications. Incomplete or False Information: Inaccurate, incomplete, or misleading information provided during the application process can lead to rejection.   Each insurer has their underwriting criteria, so reasons for rejection can vary. Applicants can often address some of these issues or seek out insurers with more accommodating underwriting policies.

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Can my life insurance application get rejected? | Bandhan Life

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Life insurance applications can be rejected for several reasons:

Medical History: Significant health issues or a history of serious illnesses like cancer, heart disease, or uncontrolled diabetes can lead to rejection.

High-Risk Occupations or Hobbies: Jobs or hobbies that are deemed high-risk, such as working in hazardous environments or engaging in extreme sports, can increase the chance of rejection.

Age and Life Expectancy: Advanced age or factors that considerably reduce life expectancy can result in application denial.

Lifestyle Choices: Smoking, excessive alcohol consumption, or drug use can lead to higher risks and potentially application rejection.

Financial Reasons: Inconsistencies in financial information or a perceived lack of financial justification for the amount of insurance applied for.

Criminal Record: A history of criminal activity can also be a factor in the denial of an application.

Previous Insurance History: Issues with previous insurance applications, like non-payment of premiums or fraud, can impact new applications.

Incomplete or False Information: Inaccurate, incomplete, or misleading information provided during the application process can lead to rejection.

Each insurer has their underwriting criteria, so reasons for rejection can vary. Applicants can often address some of these issues or seek out insurers with more accommodating underwriting policies.

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Life insurance applications can be rejected for several reasons:

Medical History: Significant health issues or a history of serious illnesses like cancer, heart disease, or uncontrolled diabetes can lead to rejection.

High-Risk Occupations or Hobbies: Jobs or hobbies that are deemed high-risk, such as working in hazardous environments or engaging in extreme sports, can increase the chance of rejection.

Age and Life Expectancy: Advanced age or factors that considerably reduce life expectancy can result in application denial.

Lifestyle Choices: Smoking, excessive alcohol consumption, or drug use can lead to higher risks and potentially application rejection.

Financial Reasons: Inconsistencies in financial information or a perceived lack of financial justification for the amount of insurance applied for.

Criminal Record: A history of criminal activity can also be a factor in the denial of an application.

Previous Insurance History: Issues with previous insurance applications, like non-payment of premiums or fraud, can impact new applications.

Incomplete or False Information: Inaccurate, incomplete, or misleading information provided during the application process can lead to rejection.

Each insurer has their underwriting criteria, so reasons for rejection can vary. Applicants can often address some of these issues or seek out insurers with more accommodating underwriting policies.

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Do I get a hard copy of the policy document?

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Do I get a hard copy of the policy document? | Bandhan Life

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Bandhan Life is committed to environmental sustainability. So we have made a conscious decision to provide policy documents exclusively in electronic format, sent via email. Rest assured, these digital copies can be conveniently accessed and referred to for all future needs. For further details, please consult our FAQ section.

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Do I get a hard copy of the policy document? | Bandhan Life

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Bandhan Life is committed to environmental sustainability. So we have made a conscious decision to provide policy documents exclusively in electronic format, sent via email. Rest assured, these digital copies can be conveniently accessed and referred to for all future needs. For further details, please consult our FAQ section.

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Do I get a hard copy of the policy document? | Bandhan Life

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Bandhan Life is committed to environmental sustainability. So we have made a conscious decision to provide policy documents exclusively in electronic format, sent via email. Rest assured, these digital copies can be conveniently accessed and referred to for all future needs. For further details, please consult our FAQ section.

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Bandhan Life is committed to environmental sustainability. So we have made a conscious decision to provide policy documents exclusively in electronic format, sent via email. Rest assured, these digital copies can be conveniently accessed and referred to for all future needs. For further details, please consult our FAQ section.

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How many days does it take to issue the policy?

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How many days does it take to issue the policy? | Bandhan Life

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Once you purchase the policy, complete the medicals, and provide us with the relevant documents, it takes us around 7 to 10 working days to issue the policy.

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How many days does it take to issue the policy? | Bandhan Life

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Once you purchase the policy, complete the medicals, and provide us with the relevant documents, it takes us around 7 to 10 working days to issue the policy.

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How many days does it take to issue the policy? | Bandhan Life

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Once you purchase the policy, complete the medicals, and provide us with the relevant documents, it takes us around 7 to 10 working days to issue the policy.

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Once you purchase the policy, complete the medicals, and provide us with the relevant documents, it takes us around 7 to 10 working days to issue the policy.

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How many days do I have to submit my additional required documents for policy?

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How many days do I have to submit my additional required documents for policy? | Bandhan Life

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As early as possible! Your policy is on hold until there is a decision on your policy. Completion of requirements as early as possible would help with decisions.

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How many days do I have to submit my additional required documents for policy? | Bandhan Life

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As early as possible! Your policy is on hold until there is a decision on your policy. Completion of requirements as early as possible would help with decisions.

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How many days do I have to submit my additional required documents for policy? | Bandhan Life

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As early as possible! Your policy is on hold until there is a decision on your policy. Completion of requirements as early as possible would help with decisions.

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As early as possible! Your policy is on hold until there is a decision on your policy. Completion of requirements as early as possible would help with decisions.

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Bandhan Life had done my medical verification, so why am I being asked for my personal medical reports?

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Bandhan Life had done my medical verification, so why am I being asked for my personal medical reports? | Bandhan Life

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In some situations, we may ask for your personal medical records based on the medical history you have disclosed while filling up the insurance application form and during the medical verification. We would need the details such as, the onset of your medical conditions, when it was diagnosed, the course of treatment, recovery, or the progress of the medical condition. It helps us decide your premium or sum assured accordingly.

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Bandhan Life had done my medical verification, so why am I being asked for my personal medical reports? | Bandhan Life

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In some situations, we may ask for your personal medical records based on the medical history you have disclosed while filling up the insurance application form and during the medical verification. We would need the details such as, the onset of your medical conditions, when it was diagnosed, the course of treatment, recovery, or the progress of the medical condition. It helps us decide your premium or sum assured accordingly.

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Bandhan Life had done my medical verification, so why am I being asked for my personal medical reports? | Bandhan Life

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In some situations, we may ask for your personal medical records based on the medical history you have disclosed while filling up the insurance application form and during the medical verification. We would need the details such as, the onset of your medical conditions, when it was diagnosed, the course of treatment, recovery, or the progress of the medical condition. It helps us decide your premium or sum assured accordingly.

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In some situations, we may ask for your personal medical records based on the medical history you have disclosed while filling up the insurance application form and during the medical verification. We would need the details such as, the onset of your medical conditions, when it was diagnosed, the course of treatment, recovery, or the progress of the medical condition. It helps us decide your premium or sum assured accordingly.

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I completed my medical checkup initially, why am I being asked to undergo other medical tests/VMER after review?

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I completed my medical checkup initially, why am I being asked to undergo other medical tests/VMER after review? | Bandhan Life

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You may be asked to undergo additional tests if any medical adversity is found in the initial medical tests.

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I completed my medical checkup initially, why am I being asked to undergo other medical tests/VMER after review? | Bandhan Life

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You may be asked to undergo additional tests if any medical adversity is found in the initial medical tests.

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I completed my medical checkup initially, why am I being asked to undergo other medical tests/VMER after review? | Bandhan Life

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You may be asked to undergo additional tests if any medical adversity is found in the initial medical tests.

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You may be asked to undergo additional tests if any medical adversity is found in the initial medical tests.

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Can I reschedule my medicals? | Bandhan Life

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Yes, you will receive calls/ communications once you are onboarded for scheduling/rescheduling medicals.

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Can I reschedule my medicals? | Bandhan Life

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Yes, you will receive calls/ communications once you are onboarded for scheduling/rescheduling medicals.

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Can I reschedule my medicals? | Bandhan Life

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Yes, you will receive calls/ communications once you are onboarded for scheduling/rescheduling medicals.

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Yes, you will receive calls/ communications once you are onboarded for scheduling/rescheduling medicals.

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Is fasting required for medical examination?

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Is fasting required for medical examination? | Bandhan Life

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Fasting is not required for our medical tests. In some exceptional cases if required, customers would be communicated in advance.

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Is fasting required for medical examination? | Bandhan Life

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Fasting is not required for our medical tests. In some exceptional cases if required, customers would be communicated in advance.

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Is fasting required for medical examination? | Bandhan Life

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Fasting is not required for our medical tests. In some exceptional cases if required, customers would be communicated in advance.

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Fasting is not required for our medical tests. In some exceptional cases if required, customers would be communicated in advance.

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I recently got my personal health checkup, do I still need to undergo a medical examination with Bandhan Life?

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I recently got my personal health checkup, do I still need to undergo a medical examination with Bandhan Life? | Bandhan Life

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Yes, in some cases customers would be asked to submit the reports for medicals done personally from their end for review.

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I recently got my personal health checkup, do I still need to undergo a medical examination with Bandhan Life? | Bandhan Life

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Yes, in some cases customers would be asked to submit the reports for medicals done personally from their end for review.

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I recently got my personal health checkup, do I still need to undergo a medical examination with Bandhan Life? | Bandhan Life

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Yes, in some cases customers would be asked to submit the reports for medicals done personally from their end for review.

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Yes, in some cases customers would be asked to submit the reports for medicals done personally from their end for review.

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Can I get my medical reports? | Bandhan Life

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Yes! Post policy issuance customers can login to iAssist Portal and view their medical reports along with policy document.

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Can I get my medical reports? | Bandhan Life

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Yes! Post policy issuance customers can login to iAssist Portal and view their medical reports along with policy document.

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Can I get my medical reports? | Bandhan Life

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Yes! Post policy issuance customers can login to iAssist Portal and view their medical reports along with policy document.

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Yes! Post policy issuance customers can login to iAssist Portal and view their medical reports along with policy document.

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How will my medicals be completed, is it a physical or video medical examination?

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How will my medicals be completed, is it a physical or video medical examination? | Bandhan Life

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Depending upon the product you purchase, you will be asked to go for a video or a physical medical examination.

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How will my medicals be completed, is it a physical or video medical examination? | Bandhan Life

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Depending upon the product you purchase, you will be asked to go for a video or a physical medical examination.

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How will my medicals be completed, is it a physical or video medical examination? | Bandhan Life

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Depending upon the product you purchase, you will be asked to go for a video or a physical medical examination.

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Depending upon the product you purchase, you will be asked to go for a video or a physical medical examination.

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Can my nominee be a minor? | Bandhan Life

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If your nominee is a minor, you would need to assign an appointee who would receive the claim amount on behalf of the minor until the minor’s age reaches 18 years.

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Can my nominee be a minor? | Bandhan Life

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If your nominee is a minor, you would need to assign an appointee who would receive the claim amount on behalf of the minor until the minor’s age reaches 18 years.

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Can my nominee be a minor? | Bandhan Life

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If your nominee is a minor, you would need to assign an appointee who would receive the claim amount on behalf of the minor until the minor’s age reaches 18 years.

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If your nominee is a minor, you would need to assign an appointee who would receive the claim amount on behalf of the minor until the minor’s age reaches 18 years.

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A nominee in life insurance refers to the person you appoint for receiving the policy benefits in case of your unfortunate demise. They serve as the point of contact with the insurance company and are responsible for handling the claim settlement process.   You can nominate one or more family members or relatives and can choose your spouse, parents, children, or siblings as per the terms and conditions of the insurance plan.

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A nominee in life insurance refers to the person you appoint for receiving the policy benefits in case of your unfortunate demise. They serve as the point of contact with the insurance company and are responsible for handling the claim settlement process.   You can nominate one or more family members or relatives and can choose your spouse, parents, children, or siblings as per the terms and conditions of the insurance plan.

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A nominee in life insurance refers to the person you appoint for receiving the policy benefits in case of your unfortunate demise. They serve as the point of contact with the insurance company and are responsible for handling the claim settlement process.

You can nominate one or more family members or relatives and can choose your spouse, parents, children, or siblings as per the terms and conditions of the insurance plan.

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A nominee in life insurance refers to the person you appoint for receiving the policy benefits in case of your unfortunate demise. They serve as the point of contact with the insurance company and are responsible for handling the claim settlement process.

You can nominate one or more family members or relatives and can choose your spouse, parents, children, or siblings as per the terms and conditions of the insurance plan.

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What kind of lifestyle questions will be asked?

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What kind of lifestyle questions will be asked? | Bandhan Life

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When applying for life insurance, you may be asked about:   Smoking and Alcohol Consumption: Frequency and amount of tobacco and alcohol use. Recreational Drug Use: Any use of illegal or recreational drugs. Occupation: If your job involves high-risk activities. High-Risk Hobbies: Activities like skydiving, scuba diving, or racing. Travel Habits: Frequency and destinations, especially to high-risk areas. Exercise and Diet: General lifestyle habits related to health.   These questions help insurers assess risk and determine policy terms and premiums.

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What kind of lifestyle questions will be asked? | Bandhan Life

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When applying for life insurance, you may be asked about:   Smoking and Alcohol Consumption: Frequency and amount of tobacco and alcohol use. Recreational Drug Use: Any use of illegal or recreational drugs. Occupation: If your job involves high-risk activities. High-Risk Hobbies: Activities like skydiving, scuba diving, or racing. Travel Habits: Frequency and destinations, especially to high-risk areas. Exercise and Diet: General lifestyle habits related to health.   These questions help insurers assess risk and determine policy terms and premiums.

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What kind of lifestyle questions will be asked? | Bandhan Life

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When applying for life insurance, you may be asked about:

Smoking and Alcohol Consumption: Frequency and amount of tobacco and alcohol use.

Recreational Drug Use: Any use of illegal or recreational drugs.

Occupation: If your job involves high-risk activities.

High-Risk Hobbies: Activities like skydiving, scuba diving, or racing.

Travel Habits: Frequency and destinations, especially to high-risk areas.

Exercise and Diet: General lifestyle habits related to health.

These questions help insurers assess risk and determine policy terms and premiums.

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When applying for life insurance, you may be asked about:

Smoking and Alcohol Consumption: Frequency and amount of tobacco and alcohol use.

Recreational Drug Use: Any use of illegal or recreational drugs.

Occupation: If your job involves high-risk activities.

High-Risk Hobbies: Activities like skydiving, scuba diving, or racing.

Travel Habits: Frequency and destinations, especially to high-risk areas.

Exercise and Diet: General lifestyle habits related to health.

These questions help insurers assess risk and determine policy terms and premiums.

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Why are my lifestyle and medical history important for buying life insurance?

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Why are my lifestyle and medical history important for buying life insurance? | Bandhan Life

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Your lifestyle and medical history are important for buying life insurance because they help insurers assess risk and determine premiums. Healthier lifestyles and cleaner medical histories usually result in lower premiums, as they indicate lower risk. Conversely, high-risk behaviors or serious medical issues can lead to higher premiums or affect policy eligibility. Accurate information in these areas ensures proper coverage and prevents potential issues with future claims.

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Why are my lifestyle and medical history important for buying life insurance? | Bandhan Life

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Your lifestyle and medical history are important for buying life insurance because they help insurers assess risk and determine premiums. Healthier lifestyles and cleaner medical histories usually result in lower premiums, as they indicate lower risk. Conversely, high-risk behaviors or serious medical issues can lead to higher premiums or affect policy eligibility. Accurate information in these areas ensures proper coverage and prevents potential issues with future claims.

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Why are my lifestyle and medical history important for buying life insurance? | Bandhan Life

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Your lifestyle and medical history are important for buying life insurance because they help insurers assess risk and determine premiums. Healthier lifestyles and cleaner medical histories usually result in lower premiums, as they indicate lower risk. Conversely, high-risk behaviors or serious medical issues can lead to higher premiums or affect policy eligibility. Accurate information in these areas ensures proper coverage and prevents potential issues with future claims.

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Your lifestyle and medical history are important for buying life insurance because they help insurers assess risk and determine premiums. Healthier lifestyles and cleaner medical histories usually result in lower premiums, as they indicate lower risk. Conversely, high-risk behaviors or serious medical issues can lead to higher premiums or affect policy eligibility. Accurate information in these areas ensures proper coverage and prevents potential issues with future claims.

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Which critical illnesses are covered by comprehensive and premium care riders?

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Which critical illnesses are covered by comprehensive and premium care riders? | Bandhan Life

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You can view the list of critical illnesses in our brochure. Click here to view it.

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Which critical illnesses are covered by comprehensive and premium care riders? | Bandhan Life

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You can view the list of critical illnesses in our brochure. Click here to view it.

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Which critical illnesses are covered by comprehensive and premium care riders? | Bandhan Life

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You can view the list of critical illnesses in our brochure. Click here to view it.

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You can view the list of critical illnesses in our brochure. Click here to view it.

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Why is there a restriction on rider sum assured?

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Why is there a restriction on rider sum assured? | Bandhan Life

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There is no blanket restriction on the rider sum assured. The maximum amount is determined as per the product price, its features, regulatory aspects and the risk appetite of the company.

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Why is there a restriction on rider sum assured? | Bandhan Life

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There is no blanket restriction on the rider sum assured. The maximum amount is determined as per the product price, its features, regulatory aspects and the risk appetite of the company.

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Why is there a restriction on rider sum assured? | Bandhan Life

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There is no blanket restriction on the rider sum assured. The maximum amount is determined as per the product price, its features, regulatory aspects and the risk appetite of the company.

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There is no blanket restriction on the rider sum assured. The maximum amount is determined as per the product price, its features, regulatory aspects and the risk appetite of the company.

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What are the benefits of adding riders? 

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What are the benefits of adding riders? | Bandhan Life

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Adding riders to a life insurance policy enhances its coverage and provides additional benefits beyond the standard policy. Here are some key benefits:   Customised Coverage: Riders allow you to tailor your insurance policy to your specific needs and concerns, adding protections that may not be included in the base policy. Cost-Effective: Generally, it's more cost-effective to add a rider to an existing policy than to buy a separate insurance policy for the same benefit. Flexibility: Riders offer the flexibility to address changing needs and circumstances, such as adding a critical illness rider if you are concerned about specific health risks. Financial Security: Certain riders, like critical illness or disability riders, provide financial support in case of a serious health issue, helping cover expenses and loss of income. Peace of Mind: Riders like a waiver of premium or an accidental death benefit provide added peace of mind by ensuring financial protection in specific, unexpected situations. Enhanced Death Benefit: Some riders can increase the death benefit amount, which can be particularly beneficial for financial planning and providing for beneficiaries.   Remember, riders come at an additional cost and their availability and terms can vary by insurance company and policy. It's important to carefully consider which riders align with your needs and financial goals.

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What are the benefits of adding riders? | Bandhan Life

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Adding riders to a life insurance policy enhances its coverage and provides additional benefits beyond the standard policy. Here are some key benefits:   Customised Coverage: Riders allow you to tailor your insurance policy to your specific needs and concerns, adding protections that may not be included in the base policy. Cost-Effective: Generally, it's more cost-effective to add a rider to an existing policy than to buy a separate insurance policy for the same benefit. Flexibility: Riders offer the flexibility to address changing needs and circumstances, such as adding a critical illness rider if you are concerned about specific health risks. Financial Security: Certain riders, like critical illness or disability riders, provide financial support in case of a serious health issue, helping cover expenses and loss of income. Peace of Mind: Riders like a waiver of premium or an accidental death benefit provide added peace of mind by ensuring financial protection in specific, unexpected situations. Enhanced Death Benefit: Some riders can increase the death benefit amount, which can be particularly beneficial for financial planning and providing for beneficiaries.   Remember, riders come at an additional cost and their availability and terms can vary by insurance company and policy. It's important to carefully consider which riders align with your needs and financial goals.

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What are the benefits of adding riders? | Bandhan Life

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Adding riders to a life insurance policy enhances its coverage and provides additional benefits beyond the standard policy. Here are some key benefits:

Customised Coverage: Riders allow you to tailor your insurance policy to your specific needs and concerns, adding protections that may not be included in the base policy.

Cost-Effective: Generally, it's more cost-effective to add a rider to an existing policy than to buy a separate insurance policy for the same benefit.

Flexibility: Riders offer the flexibility to address changing needs and circumstances, such as adding a critical illness rider if you are concerned about specific health risks.

Financial Security: Certain riders, like critical illness or disability riders, provide financial support in case of a serious health issue, helping cover expenses and loss of income.

Peace of Mind: Riders like a waiver of premium or an accidental death benefit provide added peace of mind by ensuring financial protection in specific, unexpected situations.

Enhanced Death Benefit: Some riders can increase the death benefit amount, which can be particularly beneficial for financial planning and providing for beneficiaries.

Remember, riders come at an additional cost and their availability and terms can vary by insurance company and policy. It's important to carefully consider which riders align with your needs and financial goals.

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Adding riders to a life insurance policy enhances its coverage and provides additional benefits beyond the standard policy. Here are some key benefits:

Customised Coverage: Riders allow you to tailor your insurance policy to your specific needs and concerns, adding protections that may not be included in the base policy.

Cost-Effective: Generally, it's more cost-effective to add a rider to an existing policy than to buy a separate insurance policy for the same benefit.

Flexibility: Riders offer the flexibility to address changing needs and circumstances, such as adding a critical illness rider if you are concerned about specific health risks.

Financial Security: Certain riders, like critical illness or disability riders, provide financial support in case of a serious health issue, helping cover expenses and loss of income.

Peace of Mind: Riders like a waiver of premium or an accidental death benefit provide added peace of mind by ensuring financial protection in specific, unexpected situations.

Enhanced Death Benefit: Some riders can increase the death benefit amount, which can be particularly beneficial for financial planning and providing for beneficiaries.

Remember, riders come at an additional cost and their availability and terms can vary by insurance company and policy. It's important to carefully consider which riders align with your needs and financial goals.

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Riders are additional benefits you can add to your life insurance plan at a nominal cost. A few examples - a 'critical illness cover' helps cover health bills in case you are diagnosed with any of the critical illnesses listed in the policy. The 'accidental death benefit' gives additional support, in case you meet with an accident. The 'waiver of premiums' waives off your future premiums if you are diagnosed with any of the listed critical illnesses. Click here to view the list of critical illnesses.   Customize your policy with these and many other riders that fit your individual needs.

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Riders are additional benefits you can add to your life insurance plan at a nominal cost. A few examples - a 'critical illness cover' helps cover health bills in case you are diagnosed with any of the critical illnesses listed in the policy. The 'accidental death benefit' gives additional support, in case you meet with an accident. The 'waiver of premiums' waives off your future premiums if you are diagnosed with any of the listed critical illnesses. Click here to view the list of critical illnesses.   Customize your policy with these and many other riders that fit your individual needs.

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Riders are additional benefits you can add to your life insurance plan at a nominal cost. A few examples - a 'critical illness cover' helps cover health bills in case you are diagnosed with any of the critical illnesses listed in the policy. The 'accidental death benefit' gives additional support, in case you meet with an accident. The 'waiver of premiums' waives off your future premiums if you are diagnosed with any of the listed critical illnesses. Click here to view the list of critical illnesses.

Customize your policy with these and many other riders that fit your individual needs.

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Riders are additional benefits you can add to your life insurance plan at a nominal cost. A few examples - a 'critical illness cover' helps cover health bills in case you are diagnosed with any of the critical illnesses listed in the policy. The 'accidental death benefit' gives additional support, in case you meet with an accident. The 'waiver of premiums' waives off your future premiums if you are diagnosed with any of the listed critical illnesses. Click here to view the list of critical illnesses.

Customize your policy with these and many other riders that fit your individual needs.

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Can I make changes with sum assured or policy term in future?

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Can I make changes with sum assured or policy term in future? | Bandhan Life

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No, its not possible to make changes in the sum assured or policy term in the future.

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Can I make changes with sum assured or policy term in future? | Bandhan Life

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No, its not possible to make changes in the sum assured or policy term in the future.

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Can I make changes with sum assured or policy term in future? | Bandhan Life

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No, its not possible to make changes in the sum assured or policy term in the future.

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No, its not possible to make changes in the sum assured or policy term in the future.

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How can I change my premium payment frequency?

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How can I change my premium payment frequency? | Bandhan Life

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You can change your premium payment frequency. Via iAssist: log in to iAssist; validate with OTP and go to ‘Payment settings. Then you can update payment frequency by selecting frequency allowed as per policy term and condition. Or just email us at customer.care@bandhanlife.com from your registered email or drop by our nearest Service Center. Or visit our nearest Service Center- Locate Now   Documents Required if you are writing to customer care or visiting service center Request Form Download (In case you are visiting Service Center)   How much time will it take? If you have updated through iAssist then detail is updated on same day If you have written from registered email address or have visited our service center 7 days from the day all requirements are received.   Please note: Frequency will be changed on next 'Policy Anniversary' (date on which policy is bought). Self-attest the KYC document and consent to update the email address if you submit the request from an unregistered email ID.

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How can I change my premium payment frequency? | Bandhan Life

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You can change your premium payment frequency. Via iAssist: log in to iAssist; validate with OTP and go to ‘Payment settings. Then you can update payment frequency by selecting frequency allowed as per policy term and condition. Or just email us at customer.care@bandhanlife.com from your registered email or drop by our nearest Service Center. Or visit our nearest Service Center- Locate Now   Documents Required if you are writing to customer care or visiting service center Request Form Download (In case you are visiting Service Center)   How much time will it take? If you have updated through iAssist then detail is updated on same day If you have written from registered email address or have visited our service center 7 days from the day all requirements are received.   Please note: Frequency will be changed on next 'Policy Anniversary' (date on which policy is bought). Self-attest the KYC document and consent to update the email address if you submit the request from an unregistered email ID.

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How can I change my premium payment frequency? | Bandhan Life

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You can change your premium payment frequency.

Via iAssist: log in to iAssist; validate with OTP and go to ‘Payment settings. Then you can update payment frequency by selecting frequency allowed as per policy term and condition.

Or just email us at customer.care@bandhanlife.com from your registered email or drop by our nearest Service Center.

Or visit our nearest Service Center- Locate Now

Documents Required if you are writing to customer care or visiting service center

Request Form Download (In case you are visiting Service Center)

How much time will it take?

If you have updated through iAssist then detail is updated on same day

If you have written from registered email address or have visited our service center 7 days from the day all requirements are received.

Please note:

Frequency will be changed on next 'Policy Anniversary' (date on which policy is bought).

Self-attest the KYC document and consent to update the email address if you submit the request from an unregistered email ID.

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You can change your premium payment frequency.

Via iAssist: log in to iAssist; validate with OTP and go to ‘Payment settings. Then you can update payment frequency by selecting frequency allowed as per policy term and condition.

Or just email us at customer.care@bandhanlife.com from your registered email or drop by our nearest Service Center.

Or visit our nearest Service Center- Locate Now

Documents Required if you are writing to customer care or visiting service center

Request Form Download (In case you are visiting Service Center)

How much time will it take?

If you have updated through iAssist then detail is updated on same day

If you have written from registered email address or have visited our service center 7 days from the day all requirements are received.

Please note:

Frequency will be changed on next 'Policy Anniversary' (date on which policy is bought).

Self-attest the KYC document and consent to update the email address if you submit the request from an unregistered email ID.

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What percentage of premium will I save when I opt for limited pay?

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What percentage of premium will I save when I opt for limited pay? | Bandhan Life

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The percentage of premium savings by opting for a limited pay life insurance policy compared to a regular pay policy depends on several factors:   Specific terms & details of the policies The length of the premium payment period The insurance company The policyholder's age and health at the time of purchasing the policy.   There isn't a default percentage applicable to all policies, as savings can vary significantly based on these factors.   To determine the exact savings, you would need to compare the total cost of premiums for a limited-pay policy vs a regular pay policy for a similar coverage period.

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What percentage of premium will I save when I opt for limited pay? | Bandhan Life

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The percentage of premium savings by opting for a limited pay life insurance policy compared to a regular pay policy depends on several factors:   Specific terms & details of the policies The length of the premium payment period The insurance company The policyholder's age and health at the time of purchasing the policy.   There isn't a default percentage applicable to all policies, as savings can vary significantly based on these factors.   To determine the exact savings, you would need to compare the total cost of premiums for a limited-pay policy vs a regular pay policy for a similar coverage period.

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What percentage of premium will I save when I opt for limited pay? | Bandhan Life

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The percentage of premium savings by opting for a limited pay life insurance policy compared to a regular pay policy depends on several factors:

Specific terms & details of the policies

The length of the premium payment period

The insurance company

The policyholder's age and health at the time of purchasing the policy.

There isn't a default percentage applicable to all policies, as savings can vary significantly based on these factors.

To determine the exact savings, you would need to compare the total cost of premiums for a limited-pay policy vs a regular pay policy for a similar coverage period.

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The percentage of premium savings by opting for a limited pay life insurance policy compared to a regular pay policy depends on several factors:

Specific terms & details of the policies

The length of the premium payment period

The insurance company

The policyholder's age and health at the time of purchasing the policy.

There isn't a default percentage applicable to all policies, as savings can vary significantly based on these factors.

To determine the exact savings, you would need to compare the total cost of premiums for a limited-pay policy vs a regular pay policy for a similar coverage period.

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What is the difference between regular pay and limited pay?

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What is the difference between regular pay and limited pay? | Bandhan Life

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In life insurance, "limited pay" and "regular pay" refer to different premium payment structures. Here's how they differ:   Limited Pay Life Insurance: You pay premiums for a fixed, shorter period (like 10 or 20 years), but the coverage extends for a longer duration or the rest of your life. The premiums are higher due to the shortened payment period, but the overall cost may be lower over the policy's lifetime.   Regular Pay Life Insurance: You pay premiums for a longer period, till the end of policy term or death . The premiums are lower annually, but the total amount paid over the policy's lifetime may be higher. This option is suitable for those who prefer smaller, ongoing payments.

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What is the difference between regular pay and limited pay? | Bandhan Life

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In life insurance, "limited pay" and "regular pay" refer to different premium payment structures. Here's how they differ:   Limited Pay Life Insurance: You pay premiums for a fixed, shorter period (like 10 or 20 years), but the coverage extends for a longer duration or the rest of your life. The premiums are higher due to the shortened payment period, but the overall cost may be lower over the policy's lifetime.   Regular Pay Life Insurance: You pay premiums for a longer period, till the end of policy term or death . The premiums are lower annually, but the total amount paid over the policy's lifetime may be higher. This option is suitable for those who prefer smaller, ongoing payments.

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What is the difference between regular pay and limited pay? | Bandhan Life

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In life insurance, "limited pay" and "regular pay" refer to different premium payment structures. Here's how they differ:

Limited Pay Life Insurance: You pay premiums for a fixed, shorter period (like 10 or 20 years), but the coverage extends for a longer duration or the rest of your life. The premiums are higher due to the shortened payment period, but the overall cost may be lower over the policy's lifetime.

Regular Pay Life Insurance: You pay premiums for a longer period, till the end of policy term or death . The premiums are lower annually, but the total amount paid over the policy's lifetime may be higher. This option is suitable for those who prefer smaller, ongoing payments.

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In life insurance, "limited pay" and "regular pay" refer to different premium payment structures. Here's how they differ:

Limited Pay Life Insurance: You pay premiums for a fixed, shorter period (like 10 or 20 years), but the coverage extends for a longer duration or the rest of your life. The premiums are higher due to the shortened payment period, but the overall cost may be lower over the policy's lifetime.

Regular Pay Life Insurance: You pay premiums for a longer period, till the end of policy term or death . The premiums are lower annually, but the total amount paid over the policy's lifetime may be higher. This option is suitable for those who prefer smaller, ongoing payments.

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What should be the duration (term) of my policy? Or What should be my policy term?

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What should be the duration (term) of my policy? Or What should be my policy term? | Bandhan Life

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Ideally, the term of your policy should be equal to the number of years your family will be dependent on you financially.

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What should be the duration (term) of my policy? Or What should be my policy term? | Bandhan Life

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Ideally, the term of your policy should be equal to the number of years your family will be dependent on you financially.

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What should be the duration (term) of my policy? Or What should be my policy term? | Bandhan Life

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Ideally, the term of your policy should be equal to the number of years your family will be dependent on you financially.

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Ideally, the term of your policy should be equal to the number of years your family will be dependent on you financially.

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What is the difference between premium payment term, policy term, and premium payment frequency? 

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What is the difference between premium payment term, policy term, and premium payment frequency? | Bandhan Life

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Policy Term: This is the duration your life insurance policy is active. Ideally, it should span your earning years, ensuring your key responsibilities like children’s education, loans, saving funds for future, etc. are covered.   Premium Term: It is the time-period for which you will be paying for the policy. It can be shorter than the policy term, offering flexibility. For instance, your policy term can be 30 years, but you can be done paying your premiums in 10 years.   Premium Payment Frequency: How often you make those payments -- it could be monthly, half-yearly, or yearly. At Bandhan Life, you have the flexibility to choose the frequency at your convenience.

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What is the difference between premium payment term, policy term, and premium payment frequency? | Bandhan Life

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Policy Term: This is the duration your life insurance policy is active. Ideally, it should span your earning years, ensuring your key responsibilities like children’s education, loans, saving funds for future, etc. are covered.   Premium Term: It is the time-period for which you will be paying for the policy. It can be shorter than the policy term, offering flexibility. For instance, your policy term can be 30 years, but you can be done paying your premiums in 10 years.   Premium Payment Frequency: How often you make those payments -- it could be monthly, half-yearly, or yearly. At Bandhan Life, you have the flexibility to choose the frequency at your convenience.

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What is the difference between premium payment term, policy term, and premium payment frequency? | Bandhan Life

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Policy Term: This is the duration your life insurance policy is active. Ideally, it should span your earning years, ensuring your key responsibilities like children’s education, loans, saving funds for future, etc. are covered.

Premium Term: It is the time-period for which you will be paying for the policy. It can be shorter than the policy term, offering flexibility. For instance, your policy term can be 30 years, but you can be done paying your premiums in 10 years.

Premium Payment Frequency: How often you make those payments -- it could be monthly, half-yearly, or yearly. At Bandhan Life, you have the flexibility to choose the frequency at your convenience.

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Policy Term: This is the duration your life insurance policy is active. Ideally, it should span your earning years, ensuring your key responsibilities like children’s education, loans, saving funds for future, etc. are covered.

Premium Term: It is the time-period for which you will be paying for the policy. It can be shorter than the policy term, offering flexibility. For instance, your policy term can be 30 years, but you can be done paying your premiums in 10 years.

Premium Payment Frequency: How often you make those payments -- it could be monthly, half-yearly, or yearly. At Bandhan Life, you have the flexibility to choose the frequency at your convenience.

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Can I purchase a policy on Bandhan Life's website?

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Can I purchase a policy on Bandhan Life's website? | Bandhan Life

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Yes, you certainly can! Bandhan Life has been a trendsetter in digital insurance. Our policies can be purchased online on our website through a very short and simple buying journey.

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Can I purchase a policy on Bandhan Life's website? | Bandhan Life

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Yes, you certainly can! Bandhan Life has been a trendsetter in digital insurance. Our policies can be purchased online on our website through a very short and simple buying journey.

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Can I purchase a policy on Bandhan Life's website? | Bandhan Life

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Yes, you certainly can! Bandhan Life has been a trendsetter in digital insurance. Our policies can be purchased online on our website through a very short and simple buying journey.

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Yes, you certainly can! Bandhan Life has been a trendsetter in digital insurance. Our policies can be purchased online on our website through a very short and simple buying journey.

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How and when will I get the bonus for my savings insurance plan?

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How and when will I get the bonus for my savings insurance plan? | Bandhan Life

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Bonus will be declared for  a participating traditional or savings policy if policy is eligible or active. The amount will depend on the profits of the insurance company at the end of every financial year.    You can view your bonus by logging in iAssist Once the bonus is generated in your policy, a communication will be sent to your registered email ID   We suggest you to keep your email ID updated.   Here's how you can update your email address:   Through iAssist portal. Login through OTP verification You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in Click on 'Update personal details' and   How long will it take?   Real-time update

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How and when will I get the bonus for my savings insurance plan? | Bandhan Life

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Bonus will be declared for  a participating traditional or savings policy if policy is eligible or active. The amount will depend on the profits of the insurance company at the end of every financial year.    You can view your bonus by logging in iAssist Once the bonus is generated in your policy, a communication will be sent to your registered email ID   We suggest you to keep your email ID updated.   Here's how you can update your email address:   Through iAssist portal. Login through OTP verification You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in Click on 'Update personal details' and   How long will it take?   Real-time update

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How and when will I get the bonus for my savings insurance plan? | Bandhan Life

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Bonus will be declared for  a participating traditional or savings policy if policy is eligible or active. The amount will depend on the profits of the insurance company at the end of every financial year.

You can view your bonus by logging in iAssist

Once the bonus is generated in your policy, a communication will be sent to your registered email ID

We suggest you to keep your email ID updated.

Here's how you can update your email address:

Through iAssist portal.

Login through OTP verification

You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in

Click on 'Update personal details' and

How long will it take?

Real-time update

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Bonus will be declared for  a participating traditional or savings policy if policy is eligible or active. The amount will depend on the profits of the insurance company at the end of every financial year.

You can view your bonus by logging in iAssist

Once the bonus is generated in your policy, a communication will be sent to your registered email ID

We suggest you to keep your email ID updated.

Here's how you can update your email address:

Through iAssist portal.

Login through OTP verification

You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in

Click on 'Update personal details' and

How long will it take?

Real-time update

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What are survival benefit pay-outs? | Bandhan Life

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A survival benefit payout in insurance refers to the money paid to the policyholder or the amount accumulated if they are still alive after a specified period in the policy term.   This is common in certain life insurance policies, like money-back plans, or income plans where instead of getting a lump sum at the end of the policy term, you receive a portion of the annualised premium  at regular intervals during the policy's tenure.   If you survive the specified term, you get these periodic payments, which are the survival benefits. This feature provides financial support at various stages of life, in addition to the final maturity benefit if you outlive the policy term.   The Survival benefit pay-out amount will be directly credited to your bank account registered with us, if applicable as per your policy.   We proactively send reminders on your mobile no. / email ID prior to your maturity due dates (Reminder starts from six months before the maturity due date).    To get the maturity amount on time, we suggest you keep the bank account details and mobile no. updated with us.   You can update your bank details by:   Logging in to iAssist with your registered mobile number and OTP Sending us an email at customer.care@bandhanlife.com from your registered email ID Visiting our nearest Service Center. Locate Now   You will require the following documents:   Request Form Download *In case you are visiting the Service Center Canceled cheque (with your complete name printed on it) or latest bank statement with the account number, account holder name, and IFSC code PAN Card KYC document: Click here to view acceptable KYC documents   How long will it take?   10 days from the day all requirements are received.   Please note: Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email address. You can get the same updated via iAssist   You can update your mobile number by:   Logging in to iAssist with your registered mobile number and OTP and update your mobile number by clicking on 'Update Personal Detials' You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in   How long will it take?   Real time update

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What are survival benefit pay-outs? | Bandhan Life

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A survival benefit payout in insurance refers to the money paid to the policyholder or the amount accumulated if they are still alive after a specified period in the policy term.   This is common in certain life insurance policies, like money-back plans, or income plans where instead of getting a lump sum at the end of the policy term, you receive a portion of the annualised premium  at regular intervals during the policy's tenure.   If you survive the specified term, you get these periodic payments, which are the survival benefits. This feature provides financial support at various stages of life, in addition to the final maturity benefit if you outlive the policy term.   The Survival benefit pay-out amount will be directly credited to your bank account registered with us, if applicable as per your policy.   We proactively send reminders on your mobile no. / email ID prior to your maturity due dates (Reminder starts from six months before the maturity due date).    To get the maturity amount on time, we suggest you keep the bank account details and mobile no. updated with us.   You can update your bank details by:   Logging in to iAssist with your registered mobile number and OTP Sending us an email at customer.care@bandhanlife.com from your registered email ID Visiting our nearest Service Center. Locate Now   You will require the following documents:   Request Form Download *In case you are visiting the Service Center Canceled cheque (with your complete name printed on it) or latest bank statement with the account number, account holder name, and IFSC code PAN Card KYC document: Click here to view acceptable KYC documents   How long will it take?   10 days from the day all requirements are received.   Please note: Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email address. You can get the same updated via iAssist   You can update your mobile number by:   Logging in to iAssist with your registered mobile number and OTP and update your mobile number by clicking on 'Update Personal Detials' You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in   How long will it take?   Real time update

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What are survival benefit pay-outs? | Bandhan Life

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A survival benefit payout in insurance refers to the money paid to the policyholder or the amount accumulated if they are still alive after a specified period in the policy term.

This is common in certain life insurance policies, like money-back plans, or income plans where instead of getting a lump sum at the end of the policy term, you receive a portion of the annualised premium  at regular intervals during the policy's tenure.

If you survive the specified term, you get these periodic payments, which are the survival benefits. This feature provides financial support at various stages of life, in addition to the final maturity benefit if you outlive the policy term.

The Survival benefit pay-out amount will be directly credited to your bank account registered with us, if applicable as per your policy.

We proactively send reminders on your mobile no. / email ID prior to your maturity due dates (Reminder starts from six months before the maturity due date).

To get the maturity amount on time, we suggest you keep the bank account details and mobile no. updated with us.

You can update your bank details by:

Logging in to iAssist with your registered mobile number and OTP

Sending us an email at customer.care@bandhanlife.com from your registered email ID

Visiting our nearest Service Center. Locate Now

You will require the following documents:

Request Form Download

*In case you are visiting the Service Center

Canceled cheque (with your complete name printed on it) or latest bank statement with the account number, account holder name, and IFSC code

PAN Card

KYC document: Click here to view acceptable KYC documents

How long will it take?

10 days from the day all requirements are received.

Please note: Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email address. You can get the same updated via iAssist

You can update your mobile number by:

Logging in to iAssist with your registered mobile number and OTP and update your mobile number by clicking on 'Update Personal Detials'

You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in

How long will it take?

Real time update

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A survival benefit payout in insurance refers to the money paid to the policyholder or the amount accumulated if they are still alive after a specified period in the policy term.

This is common in certain life insurance policies, like money-back plans, or income plans where instead of getting a lump sum at the end of the policy term, you receive a portion of the annualised premium  at regular intervals during the policy's tenure.

If you survive the specified term, you get these periodic payments, which are the survival benefits. This feature provides financial support at various stages of life, in addition to the final maturity benefit if you outlive the policy term.

The Survival benefit pay-out amount will be directly credited to your bank account registered with us, if applicable as per your policy.

We proactively send reminders on your mobile no. / email ID prior to your maturity due dates (Reminder starts from six months before the maturity due date).

To get the maturity amount on time, we suggest you keep the bank account details and mobile no. updated with us.

You can update your bank details by:

Logging in to iAssist with your registered mobile number and OTP

Sending us an email at customer.care@bandhanlife.com from your registered email ID

Visiting our nearest Service Center. Locate Now

You will require the following documents:

Request Form Download

*In case you are visiting the Service Center

Canceled cheque (with your complete name printed on it) or latest bank statement with the account number, account holder name, and IFSC code

PAN Card

KYC document: Click here to view acceptable KYC documents

How long will it take?

10 days from the day all requirements are received.

Please note: Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email address. You can get the same updated via iAssist

You can update your mobile number by:

Logging in to iAssist with your registered mobile number and OTP and update your mobile number by clicking on 'Update Personal Detials'

You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in

How long will it take?

Real time update

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How will I receive the maturity amount of my policy?

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How will I receive the maturity amount of my policy? | Bandhan Life

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The maturity amount will be directly credited to your bank account registered with us, if applicable as per your policy.   We proactively send reminders on your mobile no. / email ID prior to your maturity due dates (Reminder starts from six months before the maturity due date).    To get the maturity amount on time, we suggest you keep the bank account details and mobile no. updated with us.   You can update your bank details by:   Logging in to iAssist with your registered mobile number and OTP Sending us an email at customer.care@bandhanlife.com from your registered email ID Visiting our nearest Service Center. Locate Now   You will require the following documents:   Request Form Download *In case you are visiting the Service Center Canceled cheque (with your complete name printed on it) or latest bank statement with the account number, account holder name, and IFSC code PAN Card KYC document: Click here to view acceptable KYC documents   How long will it take?   10 days from the day all requirements are received.   Please note: Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email address. You can get the same updated via iAssist   You can update your mobile number by:   Logging in to iAssist with your registered mobile number and OTP and update your mobile number by clicking on 'Update Personal Details' You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in   How long will it take?   Real time update

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How will I receive the maturity amount of my policy? | Bandhan Life

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The maturity amount will be directly credited to your bank account registered with us, if applicable as per your policy.   We proactively send reminders on your mobile no. / email ID prior to your maturity due dates (Reminder starts from six months before the maturity due date).    To get the maturity amount on time, we suggest you keep the bank account details and mobile no. updated with us.   You can update your bank details by:   Logging in to iAssist with your registered mobile number and OTP Sending us an email at customer.care@bandhanlife.com from your registered email ID Visiting our nearest Service Center. Locate Now   You will require the following documents:   Request Form Download *In case you are visiting the Service Center Canceled cheque (with your complete name printed on it) or latest bank statement with the account number, account holder name, and IFSC code PAN Card KYC document: Click here to view acceptable KYC documents   How long will it take?   10 days from the day all requirements are received.   Please note: Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email address. You can get the same updated via iAssist   You can update your mobile number by:   Logging in to iAssist with your registered mobile number and OTP and update your mobile number by clicking on 'Update Personal Details' You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in   How long will it take?   Real time update

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How will I receive the maturity amount of my policy? | Bandhan Life

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The maturity amount will be directly credited to your bank account registered with us, if applicable as per your policy.

We proactively send reminders on your mobile no. / email ID prior to your maturity due dates (Reminder starts from six months before the maturity due date).

To get the maturity amount on time, we suggest you keep the bank account details and mobile no. updated with us.

You can update your bank details by:

Logging in to iAssist with your registered mobile number and OTP

Sending us an email at customer.care@bandhanlife.com from your registered email ID

Visiting our nearest Service Center. Locate Now

You will require the following documents:

Request Form Download

*In case you are visiting the Service Center

Canceled cheque (with your complete name printed on it) or latest bank statement with the account number, account holder name, and IFSC code

PAN Card

KYC document: Click here to view acceptable KYC documents

How long will it take?

10 days from the day all requirements are received.

Please note: Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email address. You can get the same updated via iAssist

You can update your mobile number by:

Logging in to iAssist with your registered mobile number and OTP and update your mobile number by clicking on 'Update Personal Details'

You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in

How long will it take?

Real time update

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The maturity amount will be directly credited to your bank account registered with us, if applicable as per your policy.

We proactively send reminders on your mobile no. / email ID prior to your maturity due dates (Reminder starts from six months before the maturity due date).

To get the maturity amount on time, we suggest you keep the bank account details and mobile no. updated with us.

You can update your bank details by:

Logging in to iAssist with your registered mobile number and OTP

Sending us an email at customer.care@bandhanlife.com from your registered email ID

Visiting our nearest Service Center. Locate Now

You will require the following documents:

Request Form Download

*In case you are visiting the Service Center

Canceled cheque (with your complete name printed on it) or latest bank statement with the account number, account holder name, and IFSC code

PAN Card

KYC document: Click here to view acceptable KYC documents

How long will it take?

10 days from the day all requirements are received.

Please note: Self-attest the KYC document and consent to update your email address if you submit the request from an unregistered email address. You can get the same updated via iAssist

You can update your mobile number by:

Logging in to iAssist with your registered mobile number and OTP and update your mobile number by clicking on 'Update Personal Details'

You may need to provide Policy no. and Aadhar no. for e-KYC authentication during first time login. Please keep this information ready before logging in

How long will it take?

Real time update

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What should I do if I am not able to login to iAssist?

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What should I do if I am not able to login to iAssist? | Bandhan Life

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Access to iAssist is allowed through your registered mobile number. Whereas login to iAssist is allowed post authentication in below scenarios:   You are using unregistered mobile number to login. You are existing customer and one time authentication is needed as per company policy.   If you are not able to login and iAssist is prompting to go through authentication journey then keep below detail handy:   Policy number PAN card Aadhaar card   You will be able to login from next day after completing the authentication.   In case you are still not able to login to iAssist, write to us at customer.care@bandhanlife.com and share screen shot of error. We will guide you.

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What should I do if I am not able to login to iAssist? | Bandhan Life

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Access to iAssist is allowed through your registered mobile number. Whereas login to iAssist is allowed post authentication in below scenarios:   You are using unregistered mobile number to login. You are existing customer and one time authentication is needed as per company policy.   If you are not able to login and iAssist is prompting to go through authentication journey then keep below detail handy:   Policy number PAN card Aadhaar card   You will be able to login from next day after completing the authentication.   In case you are still not able to login to iAssist, write to us at customer.care@bandhanlife.com and share screen shot of error. We will guide you.

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What should I do if I am not able to login to iAssist? | Bandhan Life

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Access to iAssist is allowed through your registered mobile number. Whereas login to iAssist is allowed post authentication in below scenarios:

You are using unregistered mobile number to login.

You are existing customer and one time authentication is needed as per company policy.

If you are not able to login and iAssist is prompting to go through authentication journey then keep below detail handy:

Policy number

PAN card

Aadhaar card

You will be able to login from next day after completing the authentication.

In case you are still not able to login to iAssist, write to us at customer.care@bandhanlife.com and share screen shot of error. We will guide you.

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Access to iAssist is allowed through your registered mobile number. Whereas login to iAssist is allowed post authentication in below scenarios:

You are using unregistered mobile number to login.

You are existing customer and one time authentication is needed as per company policy.

If you are not able to login and iAssist is prompting to go through authentication journey then keep below detail handy:

Policy number

PAN card

Aadhaar card

You will be able to login from next day after completing the authentication.

In case you are still not able to login to iAssist, write to us at customer.care@bandhanlife.com and share screen shot of error. We will guide you.

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How do I check if my number is registered or not?

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How do I check if my number is registered or not? | Bandhan Life

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Organization sends all policy related communications only on registered mobile number. If you are receiving regular communications on SMS and WhatsApp means your mobile number is registered with the company.

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How do I check if my number is registered or not? | Bandhan Life

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Organization sends all policy related communications only on registered mobile number. If you are receiving regular communications on SMS and WhatsApp means your mobile number is registered with the company.

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How do I check if my number is registered or not? | Bandhan Life

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Organization sends all policy related communications only on registered mobile number. If you are receiving regular communications on SMS and WhatsApp means your mobile number is registered with the company.

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Organization sends all policy related communications only on registered mobile number. If you are receiving regular communications on SMS and WhatsApp means your mobile number is registered with the company.

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What is a Hindu Undivided Family (HUF)? | Bandhan Life

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A Hindu Undivided Family (HUF) is a special type of family setup in India. It includes a common ancestor and all his children, their spouses, and unmarried daughters. It's recognized by law and can have its own bank account and file taxes separately, just like a person or a company. This helps the family save on taxes and manage family wealth together.

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What is a Hindu Undivided Family (HUF)? | Bandhan Life

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A Hindu Undivided Family (HUF) is a special type of family setup in India. It includes a common ancestor and all his children, their spouses, and unmarried daughters. It's recognized by law and can have its own bank account and file taxes separately, just like a person or a company. This helps the family save on taxes and manage family wealth together.

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What is a Hindu Undivided Family (HUF)? | Bandhan Life

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A Hindu Undivided Family (HUF) is a special type of family setup in India. It includes a common ancestor and all his children, their spouses, and unmarried daughters. It's recognized by law and can have its own bank account and file taxes separately, just like a person or a company. This helps the family save on taxes and manage family wealth together.

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A Hindu Undivided Family (HUF) is a special type of family setup in India. It includes a common ancestor and all his children, their spouses, and unmarried daughters. It's recognized by law and can have its own bank account and file taxes separately, just like a person or a company. This helps the family save on taxes and manage family wealth together.

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A HUF (Hindu Undivided Family) can be formed by people who follow Hinduism, Buddhism, Jainism, or Sikhism. It usually starts automatically when a person gets married and begins a family. The HUF includes the husband, wife, and their children, and it can grow as the family grows.

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A HUF (Hindu Undivided Family) can be formed by people who follow Hinduism, Buddhism, Jainism, or Sikhism. It usually starts automatically when a person gets married and begins a family. The HUF includes the husband, wife, and their children, and it can grow as the family grows.

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A HUF (Hindu Undivided Family) can be formed by people who follow Hinduism, Buddhism, Jainism, or Sikhism. It usually starts automatically when a person gets married and begins a family. The HUF includes the husband, wife, and their children, and it can grow as the family grows.

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A HUF (Hindu Undivided Family) can be formed by people who follow Hinduism, Buddhism, Jainism, or Sikhism. It usually starts automatically when a person gets married and begins a family. The HUF includes the husband, wife, and their children, and it can grow as the family grows.

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What are the benefits of forming a HUF? | Bandhan Life

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Forming an HUF has some great benefits:   a. Tax Benefits: HUFs enjoy separate tax deductions under Section 80C. b. Managing Family Wealth: It’s easier to manage shared assets like property or investments as one unit, and plan how they’ll be passed on in the future. c. Life Insurance: HUFs can purchase life insurance for their members.

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What are the benefits of forming a HUF? | Bandhan Life

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Forming an HUF has some great benefits:   a. Tax Benefits: HUFs enjoy separate tax deductions under Section 80C. b. Managing Family Wealth: It’s easier to manage shared assets like property or investments as one unit, and plan how they’ll be passed on in the future. c. Life Insurance: HUFs can purchase life insurance for their members.

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What are the benefits of forming a HUF? | Bandhan Life

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Forming an HUF has some great benefits:

a. Tax Benefits: HUFs enjoy separate tax deductions under Section 80C.

b. Managing Family Wealth: It’s easier to manage shared assets like property or investments as one unit, and plan how they’ll be passed on in the future.

c. Life Insurance: HUFs can purchase life insurance for their members.

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Forming an HUF has some great benefits:

a. Tax Benefits: HUFs enjoy separate tax deductions under Section 80C.

b. Managing Family Wealth: It’s easier to manage shared assets like property or investments as one unit, and plan how they’ll be passed on in the future.

c. Life Insurance: HUFs can purchase life insurance for their members.

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Can a HUF purchase life insurance? | Bandhan Life

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Yes, HUFs can purchase life insurance for their members. Premiums paid qualify for tax deductions under Section 80C, subject to limits.

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Can a HUF purchase life insurance? | Bandhan Life

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Yes, HUFs can purchase life insurance for their members. Premiums paid qualify for tax deductions under Section 80C, subject to limits.

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Can a HUF purchase life insurance? | Bandhan Life

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Yes, HUFs can purchase life insurance for their members. Premiums paid qualify for tax deductions under Section 80C, subject to limits.

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Yes, HUFs can purchase life insurance for their members. Premiums paid qualify for tax deductions under Section 80C, subject to limits.

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Who is the 'Karta' in a HUF? | Bandhan Life

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The ‘Karta’ is the head of the HUF, usually the eldest male member. However, courts have ruled that a woman can also be a ‘Karta’.

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Who is the 'Karta' in a HUF? | Bandhan Life

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The ‘Karta’ is the head of the HUF, usually the eldest male member. However, courts have ruled that a woman can also be a ‘Karta’.

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Who is the 'Karta' in a HUF? | Bandhan Life

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The ‘Karta’ is the head of the HUF, usually the eldest male member. However, courts have ruled that a woman can also be a ‘Karta’.

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The ‘Karta’ is the head of the HUF, usually the eldest male member. However, courts have ruled that a woman can also be a ‘Karta’.

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How does a HUF file income tax returns? | Bandhan Life

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Just like individual tax-payers, an HUF must obtain a PAN and file taxes separately.

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How does a HUF file income tax returns? | Bandhan Life

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Just like individual tax-payers, an HUF must obtain a PAN and file taxes separately.

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How does a HUF file income tax returns? | Bandhan Life

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Just like individual tax-payers, an HUF must obtain a PAN and file taxes separately.

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Just like individual tax-payers, an HUF must obtain a PAN and file taxes separately.

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Can a HUF claim tax benefits on life insurance premiums?

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Can a HUF claim tax benefits on life insurance premiums? | Bandhan Life

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Yes, premiums paid by the HUF qualify for deductions under Section 80C, up to ₹1.5 lakh annually.

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Can a HUF claim tax benefits on life insurance premiums? | Bandhan Life

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Yes, premiums paid by the HUF qualify for deductions under Section 80C, up to ₹1.5 lakh annually.

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Can a HUF claim tax benefits on life insurance premiums? | Bandhan Life

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Yes, premiums paid by the HUF qualify for deductions under Section 80C, up to ₹1.5 lakh annually.

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Yes, premiums paid by the HUF qualify for deductions under Section 80C, up to ₹1.5 lakh annually.

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What happens if the Karta passes away? | Bandhan Life

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The next eldest member, male or female, can become the new Karta or the head of the family, ensuring continuity.

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What happens if the Karta passes away? | Bandhan Life

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The next eldest member, male or female, can become the new Karta or the head of the family, ensuring continuity.

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What happens if the Karta passes away? | Bandhan Life

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The next eldest member, male or female, can become the new Karta or the head of the family, ensuring continuity.

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The next eldest member, male or female, can become the new Karta or the head of the family, ensuring continuity.

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Who can file a claim if the insured and the Karta are different individuals?

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Who can file a claim if the insured and the Karta are different individuals? | Bandhan Life

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If the person who is insured is different from the Karta (the head of the HUF), then the current Karta can file the insurance claim and receive the money for the HUF — as long as all the required documents are given. No need to create a new HUF deed in this case.

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Who can file a claim if the insured and the Karta are different individuals? | Bandhan Life

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If the person who is insured is different from the Karta (the head of the HUF), then the current Karta can file the insurance claim and receive the money for the HUF — as long as all the required documents are given. No need to create a new HUF deed in this case.

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Who can file a claim if the insured and the Karta are different individuals? | Bandhan Life

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If the person who is insured is different from the Karta (the head of the HUF), then the current Karta can file the insurance claim and receive the money for the HUF — as long as all the required documents are given. No need to create a new HUF deed in this case.

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If the person who is insured is different from the Karta (the head of the HUF), then the current Karta can file the insurance claim and receive the money for the HUF — as long as all the required documents are given. No need to create a new HUF deed in this case.

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What is the claim process if the insured and the Karta are the same person?

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What is the claim process if the insured and the Karta are the same person? | Bandhan Life

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If the insured person and the Karta are the same, and that person has passed away, then the newly chosen Karta must file the claim. The insurance money will be given to the new Karta.   Important: A new HUF deed showing who the new Karta is must be submitted.

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What is the claim process if the insured and the Karta are the same person? | Bandhan Life

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If the insured person and the Karta are the same, and that person has passed away, then the newly chosen Karta must file the claim. The insurance money will be given to the new Karta.   Important: A new HUF deed showing who the new Karta is must be submitted.

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What is the claim process if the insured and the Karta are the same person? | Bandhan Life

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If the insured person and the Karta are the same, and that person has passed away, then the newly chosen Karta must file the claim. The insurance money will be given to the new Karta.

Important: A new HUF deed showing who the new Karta is must be submitted.

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If the insured person and the Karta are the same, and that person has passed away, then the newly chosen Karta must file the claim. The insurance money will be given to the new Karta.

Important: A new HUF deed showing who the new Karta is must be submitted.

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What happens if the HUF has been dissolved at the time of claim?

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What happens if the HUF has been dissolved at the time of claim? | Bandhan Life

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If the HUF has been dissolved, a dissolution deed and a legal heir certificate are required. In such cases, the claim amount will be paid to the legal heirs as per the submitted documents.

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What happens if the HUF has been dissolved at the time of claim? | Bandhan Life

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If the HUF has been dissolved, a dissolution deed and a legal heir certificate are required. In such cases, the claim amount will be paid to the legal heirs as per the submitted documents.

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What happens if the HUF has been dissolved at the time of claim? | Bandhan Life

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If the HUF has been dissolved, a dissolution deed and a legal heir certificate are required. In such cases, the claim amount will be paid to the legal heirs as per the submitted documents.

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If the HUF has been dissolved, a dissolution deed and a legal heir certificate are required. In such cases, the claim amount will be paid to the legal heirs as per the submitted documents.

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Can a HUF be a nominee in a life insurance policy?

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Can a HUF be a nominee in a life insurance policy? | Bandhan Life

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No, a HUF cannot be a nominee in a life insurance policy — only individual people can be nominees. But a HUF can still buy the policy (be the proposer) and pay the premiums for its members.

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Can a HUF be a nominee in a life insurance policy? | Bandhan Life

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No, a HUF cannot be a nominee in a life insurance policy — only individual people can be nominees. But a HUF can still buy the policy (be the proposer) and pay the premiums for its members.

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Can a HUF be a nominee in a life insurance policy? | Bandhan Life

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No, a HUF cannot be a nominee in a life insurance policy — only individual people can be nominees. But a HUF can still buy the policy (be the proposer) and pay the premiums for its members.

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No, a HUF cannot be a nominee in a life insurance policy — only individual people can be nominees. But a HUF can still buy the policy (be the proposer) and pay the premiums for its members.

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Are there investment restrictions for a HUF?

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Are there investment restrictions for a HUF? | Bandhan Life

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HUFs can invest in insurance, mutual funds, and property, with income taxed accordingly.

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Are there investment restrictions for a HUF? | Bandhan Life

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HUFs can invest in insurance, mutual funds, and property, with income taxed accordingly.

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Are there investment restrictions for a HUF? | Bandhan Life

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HUFs can invest in insurance, mutual funds, and property, with income taxed accordingly.

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HUFs can invest in insurance, mutual funds, and property, with income taxed accordingly.

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What documents are required for a HUF to buy life insurance?

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What documents are required for a HUF to buy life insurance? | Bandhan Life

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HUF Deed: Establishing the HUF and listing members. PAN Card of HUF KYC of Karta: Photo, ID proof (Aadhaar, passport, etc.), and address proof. HUF Bank Account Details HUF addendum

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What documents are required for a HUF to buy life insurance? | Bandhan Life

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HUF Deed: Establishing the HUF and listing members. PAN Card of HUF KYC of Karta: Photo, ID proof (Aadhaar, passport, etc.), and address proof. HUF Bank Account Details HUF addendum

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What documents are required for a HUF to buy life insurance? | Bandhan Life

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HUF Deed: Establishing the HUF and listing members.

PAN Card of HUF

KYC of Karta: Photo, ID proof (Aadhaar, passport, etc.), and address proof.

HUF Bank Account Details

HUF addendum

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HUF Deed: Establishing the HUF and listing members.

PAN Card of HUF

KYC of Karta: Photo, ID proof (Aadhaar, passport, etc.), and address proof.

HUF Bank Account Details

HUF addendum

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What is the insurance-specific guidelines for HUFs?

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What is the insurance-specific guidelines for HUFs? | Bandhan Life

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Policy Ownership: The Karta acts on behalf of the HUF. Premium Payments: Must be from the HUF’s bank account. Tax Deductions: Section 80C: ₹1.5 lakh deduction for life insurance premiums. Section 80D: Health insurance premiums deductible up to ₹25,000 (₹50,000 for senior citizens). Nomination: The nominee must be an individual, not the HUF. Claim Proceeds: Taxed as HUF income as per applicable laws.

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What is the insurance-specific guidelines for HUFs? | Bandhan Life

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Policy Ownership: The Karta acts on behalf of the HUF. Premium Payments: Must be from the HUF’s bank account. Tax Deductions: Section 80C: ₹1.5 lakh deduction for life insurance premiums. Section 80D: Health insurance premiums deductible up to ₹25,000 (₹50,000 for senior citizens). Nomination: The nominee must be an individual, not the HUF. Claim Proceeds: Taxed as HUF income as per applicable laws.

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What is the insurance-specific guidelines for HUFs? | Bandhan Life

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Policy Ownership: The Karta acts on behalf of the HUF.

Premium Payments: Must be from the HUF’s bank account.

Tax Deductions:

Section 80C: ₹1.5 lakh deduction for life insurance premiums.

Section 80D: Health insurance premiums deductible up to ₹25,000 (₹50,000 for senior citizens).

Nomination: The nominee must be an individual, not the HUF.

Claim Proceeds: Taxed as HUF income as per applicable laws.

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Policy Ownership: The Karta acts on behalf of the HUF.

Premium Payments: Must be from the HUF’s bank account.

Tax Deductions:

Section 80C: ₹1.5 lakh deduction for life insurance premiums.

Section 80D: Health insurance premiums deductible up to ₹25,000 (₹50,000 for senior citizens).

Nomination: The nominee must be an individual, not the HUF.

Claim Proceeds: Taxed as HUF income as per applicable laws.

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The MWP Act (Married Women’s Property Act) helps protect your family. If a man buys a life insurance policy under this Act, the money from the policy will go only to his wife and/or children. No one else — not relatives, creditors, or anyone else — can claim that money. It’s a great way to secure your family’s future.

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The MWP Act (Married Women’s Property Act) helps protect your family. If a man buys a life insurance policy under this Act, the money from the policy will go only to his wife and/or children. No one else — not relatives, creditors, or anyone else — can claim that money. It’s a great way to secure your family’s future.

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The MWP Act (Married Women’s Property Act) helps protect your family. If a man buys a life insurance policy under this Act, the money from the policy will go only to his wife and/or children. No one else — not relatives, creditors, or anyone else — can claim that money. It’s a great way to secure your family’s future.

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The MWP Act (Married Women’s Property Act) helps protect your family. If a man buys a life insurance policy under this Act, the money from the policy will go only to his wife and/or children. No one else — not relatives, creditors, or anyone else — can claim that money. It’s a great way to secure your family’s future.

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How does the MWP Act protect my family? | Bandhan Life

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When you buy a life insurance policy under the MWP Act, it’s treated like a trust — and only your wife and/or children can receive the money. No one else can touch it.   How it protects your family: If you have unpaid loans, the money from the policy cannot be taken by creditors. It will go straight to your wife and kids. In a joint family, the MWP Act helps avoid conflicts over money and makes sure your loved ones are named as the beneficiaries.

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How does the MWP Act protect my family? | Bandhan Life

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When you buy a life insurance policy under the MWP Act, it’s treated like a trust — and only your wife and/or children can receive the money. No one else can touch it.   How it protects your family: If you have unpaid loans, the money from the policy cannot be taken by creditors. It will go straight to your wife and kids. In a joint family, the MWP Act helps avoid conflicts over money and makes sure your loved ones are named as the beneficiaries.

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How does the MWP Act protect my family? | Bandhan Life

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When you buy a life insurance policy under the MWP Act, it’s treated like a trust — and only your wife and/or children can receive the money. No one else can touch it.

How it protects your family:

If you have unpaid loans, the money from the policy cannot be taken by creditors. It will go straight to your wife and kids.

In a joint family, the MWP Act helps avoid conflicts over money and makes sure your loved ones are named as the beneficiaries.

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When you buy a life insurance policy under the MWP Act, it’s treated like a trust — and only your wife and/or children can receive the money. No one else can touch it.

How it protects your family:

If you have unpaid loans, the money from the policy cannot be taken by creditors. It will go straight to your wife and kids.

In a joint family, the MWP Act helps avoid conflicts over money and makes sure your loved ones are named as the beneficiaries.

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Who should opt for the MWP Act? | Bandhan Life

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It’s a smart choice for:   Business owners or salaried people who have loans or debts Anyone who wants to make sure only their wife and/or children get the insurance money — not creditors or other relatives People buying term life insurance to protect their family’s future   If your goal is to give your loved ones complete financial security, the MWP Act is definitely worth considering.

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Who should opt for the MWP Act? | Bandhan Life

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It’s a smart choice for:   Business owners or salaried people who have loans or debts Anyone who wants to make sure only their wife and/or children get the insurance money — not creditors or other relatives People buying term life insurance to protect their family’s future   If your goal is to give your loved ones complete financial security, the MWP Act is definitely worth considering.

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Who should opt for the MWP Act? | Bandhan Life

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It’s a smart choice for:

Business owners or salaried people who have loans or debts

Anyone who wants to make sure only their wife and/or children get the insurance money — not creditors or other relatives

People buying term life insurance to protect their family’s future

If your goal is to give your loved ones complete financial security, the MWP Act is definitely worth considering.

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It’s a smart choice for:

Business owners or salaried people who have loans or debts

Anyone who wants to make sure only their wife and/or children get the insurance money — not creditors or other relatives

People buying term life insurance to protect their family’s future

If your goal is to give your loved ones complete financial security, the MWP Act is definitely worth considering.

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Who can be beneficiaries under the MWP Act?

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Who can be beneficiaries under the MWP Act? | Bandhan Life

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Only the wife and children of the policyholder can be beneficiaries. If the wife passes away, the proceeds go to the children.

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Who can be beneficiaries under the MWP Act? | Bandhan Life

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Only the wife and children of the policyholder can be beneficiaries. If the wife passes away, the proceeds go to the children.

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Who can be beneficiaries under the MWP Act? | Bandhan Life

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Only the wife and children of the policyholder can be beneficiaries. If the wife passes away, the proceeds go to the children.

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Only the wife and children of the policyholder can be beneficiaries. If the wife passes away, the proceeds go to the children.

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Who can buy a life insurance policy under the MWP Act?

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Who can buy a life insurance policy under the MWP Act? | Bandhan Life

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All married men, including divorced men and widowers, can opt for this Act.

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Who can buy a life insurance policy under the MWP Act? | Bandhan Life

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All married men, including divorced men and widowers, can opt for this Act.

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Who can buy a life insurance policy under the MWP Act? | Bandhan Life

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All married men, including divorced men and widowers, can opt for this Act.

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All married men, including divorced men and widowers, can opt for this Act.

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How can I buy term insurance under the MWP Act?

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How can I buy term insurance under the MWP Act? | Bandhan Life

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When purchasing term insurance online, select “YES” to the question: Would you like to buy this policy under the MWP Act? Then, provide beneficiary and trustee details (wife/children only). Multiple beneficiaries can be added with percentage shares.

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How can I buy term insurance under the MWP Act? | Bandhan Life

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When purchasing term insurance online, select “YES” to the question: Would you like to buy this policy under the MWP Act? Then, provide beneficiary and trustee details (wife/children only). Multiple beneficiaries can be added with percentage shares.

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How can I buy term insurance under the MWP Act? | Bandhan Life

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When purchasing term insurance online, select “YES” to the question: Would you like to buy this policy under the MWP Act? Then, provide beneficiary and trustee details (wife/children only). Multiple beneficiaries can be added with percentage shares.

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When purchasing term insurance online, select “YES” to the question: Would you like to buy this policy under the MWP Act? Then, provide beneficiary and trustee details (wife/children only). Multiple beneficiaries can be added with percentage shares.

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Can an existing policy be assigned under the MWP Act?

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Can an existing policy be assigned under the MWP Act? | Bandhan Life

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No, you can’t add the MWP Act to an existing policy. It has to be selected only at the time you buy the life insurance policy. So, if you want this protection for your family, make sure to choose it when you're purchasing the policy.

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Can an existing policy be assigned under the MWP Act? | Bandhan Life

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No, you can’t add the MWP Act to an existing policy. It has to be selected only at the time you buy the life insurance policy. So, if you want this protection for your family, make sure to choose it when you're purchasing the policy.

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Can an existing policy be assigned under the MWP Act? | Bandhan Life

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No, you can’t add the MWP Act to an existing policy. It has to be selected only at the time you buy the life insurance policy. So, if you want this protection for your family, make sure to choose it when you're purchasing the policy.

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No, you can’t add the MWP Act to an existing policy. It has to be selected only at the time you buy the life insurance policy. So, if you want this protection for your family, make sure to choose it when you're purchasing the policy.

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Can I assign or take a loan on an MWP Act policy?

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Can I assign or take a loan on an MWP Act policy? | Bandhan Life

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No. The policy cannot be assigned, nor can loans be taken against it.

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Can I assign or take a loan on an MWP Act policy? | Bandhan Life

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No. The policy cannot be assigned, nor can loans be taken against it.

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Can I assign or take a loan on an MWP Act policy? | Bandhan Life

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No. The policy cannot be assigned, nor can loans be taken against it.

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No. The policy cannot be assigned, nor can loans be taken against it.

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Can an MWP Act policy be surrendered? | Bandhan Life

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Yes, but only by the trustee, and the proceeds will go to the trust for the beneficiary’s benefit.

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Can an MWP Act policy be surrendered? | Bandhan Life

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Yes, but only by the trustee, and the proceeds will go to the trust for the beneficiary’s benefit.

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Can an MWP Act policy be surrendered? | Bandhan Life

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Yes, but only by the trustee, and the proceeds will go to the trust for the beneficiary’s benefit.

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Yes, but only by the trustee, and the proceeds will go to the trust for the beneficiary’s benefit.

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Does the MWP Act allow a wife to claim her husband's property?

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Does the MWP Act allow a wife to claim her husband's property? | Bandhan Life

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No. It only applies to life insurance policies, not other assets like property.

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Does the MWP Act allow a wife to claim her husband's property? | Bandhan Life

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No. It only applies to life insurance policies, not other assets like property.

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Does the MWP Act allow a wife to claim her husband's property? | Bandhan Life

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No. It only applies to life insurance policies, not other assets like property.

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No. It only applies to life insurance policies, not other assets like property.

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What happens if my wife (beneficiary) passes away before me?

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What happens if my wife (beneficiary) passes away before me? | Bandhan Life

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If your wife is the sole beneficiary and she passes away, her legal heir will receive the claim amount. It’s advisable to name multiple beneficiaries.

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What happens if my wife (beneficiary) passes away before me? | Bandhan Life

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If your wife is the sole beneficiary and she passes away, her legal heir will receive the claim amount. It’s advisable to name multiple beneficiaries.

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What happens if my wife (beneficiary) passes away before me? | Bandhan Life

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If your wife is the sole beneficiary and she passes away, her legal heir will receive the claim amount. It’s advisable to name multiple beneficiaries.

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If your wife is the sole beneficiary and she passes away, her legal heir will receive the claim amount. It’s advisable to name multiple beneficiaries.

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Will my wife remain a beneficiary if we divorce?

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Will my wife remain a beneficiary if we divorce? | Bandhan Life

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Yes. Once selected, the beneficiary cannot be changed, even after a divorce.

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Will my wife remain a beneficiary if we divorce? | Bandhan Life

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Yes. Once selected, the beneficiary cannot be changed, even after a divorce.

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Will my wife remain a beneficiary if we divorce? | Bandhan Life

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Yes. Once selected, the beneficiary cannot be changed, even after a divorce.

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Yes. Once selected, the beneficiary cannot be changed, even after a divorce.

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Who can be the beneficiary under the MWP Act?

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Who can be the beneficiary under the MWP Act? | Bandhan Life

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Only your wife and/or children. Parents and siblings cannot be added.

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Who can be the beneficiary under the MWP Act? | Bandhan Life

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Only your wife and/or children. Parents and siblings cannot be added.

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Who can be the beneficiary under the MWP Act? | Bandhan Life

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Only your wife and/or children. Parents and siblings cannot be added.

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Only your wife and/or children. Parents and siblings cannot be added.

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How does the MWP Act protect my family? | Bandhan Life

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Without the MWP Act, creditors can claim insurance proceeds. With it, your wife and children have sole rights to the payout, securing their financial future.

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How does the MWP Act protect my family? | Bandhan Life

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Without the MWP Act, creditors can claim insurance proceeds. With it, your wife and children have sole rights to the payout, securing their financial future.

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How does the MWP Act protect my family? | Bandhan Life

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Without the MWP Act, creditors can claim insurance proceeds. With it, your wife and children have sole rights to the payout, securing their financial future.

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Without the MWP Act, creditors can claim insurance proceeds. With it, your wife and children have sole rights to the payout, securing their financial future.

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Can parents be beneficiaries under the MWP Act?

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Can parents be beneficiaries under the MWP Act? | Bandhan Life

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No. Only the wife and children can be beneficiaries.

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Can parents be beneficiaries under the MWP Act? | Bandhan Life

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No. Only the wife and children can be beneficiaries.

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Can parents be beneficiaries under the MWP Act? | Bandhan Life

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No. Only the wife and children can be beneficiaries.

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No. Only the wife and children can be beneficiaries.

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Can I have multiple policies under the MWP Act?

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Can I have multiple policies under the MWP Act? | Bandhan Life

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Yes, but each policy must be registered separately under the MWP Act.

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Can I have multiple policies under the MWP Act? | Bandhan Life

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Yes, but each policy must be registered separately under the MWP Act.

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Can I have multiple policies under the MWP Act? | Bandhan Life

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Yes, but each policy must be registered separately under the MWP Act.

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Yes, but each policy must be registered separately under the MWP Act.

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Are ULIPs a good way to build wealth? | Bandhan Life

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Yes, ULIPs are a good option for those looking to combine life insurance with market-linked returns. They offer flexibility, tax benefits, and the potential for long-term wealth creation, making them ideal for individuals with specific financial goals like retirement or child’s education.​

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Are ULIPs a good way to build wealth? | Bandhan Life

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Yes, ULIPs are a good option for those looking to combine life insurance with market-linked returns. They offer flexibility, tax benefits, and the potential for long-term wealth creation, making them ideal for individuals with specific financial goals like retirement or child’s education.​

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Are ULIPs a good way to build wealth? | Bandhan Life

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Yes, ULIPs are a good option for those looking to combine life insurance with market-linked returns. They offer flexibility, tax benefits, and the potential for long-term wealth creation, making them ideal for individuals with specific financial goals like retirement or child’s education.​

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Yes, ULIPs are a good option for those looking to combine life insurance with market-linked returns. They offer flexibility, tax benefits, and the potential for long-term wealth creation, making them ideal for individuals with specific financial goals like retirement or child’s education.​

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Like any market-linked instrument, ULIPs carry some level of risk, especially when investing in equity funds. However, you can mitigate this risk by choosing debt or balanced funds, depending on your risk tolerance.​

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Like any market-linked instrument, ULIPs carry some level of risk, especially when investing in equity funds. However, you can mitigate this risk by choosing debt or balanced funds, depending on your risk tolerance.​

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Like any market-linked instrument, ULIPs carry some level of risk, especially when investing in equity funds. However, you can mitigate this risk by choosing debt or balanced funds, depending on your risk tolerance.​

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Like any market-linked instrument, ULIPs carry some level of risk, especially when investing in equity funds. However, you can mitigate this risk by choosing debt or balanced funds, depending on your risk tolerance.​

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Can I cancel/surrender my ULIP plan? | Bandhan Life

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Yes, you can cancel or surrender your ULIP plan, but doing so before the lock-in period of 5 years will result in penalties, and you may not get the full value of ULIP.

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Can I cancel/surrender my ULIP plan? | Bandhan Life

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Yes, you can cancel or surrender your ULIP plan, but doing so before the lock-in period of 5 years will result in penalties, and you may not get the full value of ULIP.

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Can I cancel/surrender my ULIP plan? | Bandhan Life

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Yes, you can cancel or surrender your ULIP plan, but doing so before the lock-in period of 5 years will result in penalties, and you may not get the full value of ULIP.

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Yes, you can cancel or surrender your ULIP plan, but doing so before the lock-in period of 5 years will result in penalties, and you may not get the full value of ULIP.

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